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# SEIA | Signature Estate & Investment Advisors

Established 1997

## Sitemaps

- [XML Sitemap](https://www.seia.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Media](https://www.seia.com/seia_media/) - Discover SEIA's media coverage, including news, press releases, and thought leadership showcasing our knowledge in financial and wealth management.
- [AI's Expanding Footprint](https://www.seia.com/ais-expanding-footprint/) - For most of the past two years, AI as an investment theme meant one thing: a handful of mega-cap technology companies whose capital spending was reshaping...
- [Retirees are Loading Up On Stocks: Is That Wise or Risky?](https://www.seia.com/retirees-are-loading-up-on-stocks-is-that-wise-or-risky/) - What if the biggest retirement risk isn't market volatility? For many affluent households, it's becoming too conservative too early and failing to maintain...
- [Celebrity Estates: Heath Ledger’s Estate Plan and the Conversations Families Avoid](https://www.seia.com/celebrity-estates-heath-ledgers-estate-plan-and-the-conversations-families-avoid/) - In a recent episode of WealthManagement's Celebrity Estates podcast, Brad Repinsky sat down with David H. Lenok to discuss a challenge many families face...
- [Inside the AI Adoption Playbook of a $32 Billion RIA](https://www.seia.com/inside-the-ai-adoption-playbook-of-a-32-billion-ria/) - Many wealth management firms are asking the same question: How do you move from experimenting with AI to implementing it at scale?
- [The Evolving Outlook For Rates](https://www.seia.com/the-evolving-outlook-for-rates/) - When 2026 began, the market had a clear story: the Federal Reserve would be cutting rates this year. The March plot still penciled in 25 basis point reductions.
- [InvestmentNews 2026 Top Female Financial Advisors in the US: $100M Club](https://www.seia.com/investmentnews-2026-top-female-financial-advisors-in-the-us-100m-club/) - Please join us in celebrating Canon Price and Jennifer Kim on being named to InvestmentNews 2026 $100M Club: Top Female Advisors!
- [Live From Wealth Management EDGE: Focus on AI, Investing Strategies and UHNW Wealth Transfer](https://www.seia.com/live-from-wealth-management-edge-focus-on-ai-investing-strategies-and-uhnw-wealth-transfer/) - Building a scalable advisory firm requires more than growth; it takes intentional leadership, strong infrastructure, and a commitment to preserving the culture.
- [How to Scale an Advisory Firm: Enterprise Mindset, Infrastructure and Leadership Decisions](https://www.seia.com/how-to-scale-an-advisory-firm-enterprise-mindset-infrastructure-and-leadership-decisions/) - This week, SEIA President Matt Matrisian joined fellow industry leaders at Wealth Management EDGE to discuss strategies, leadership decisions, and operational..
- [Staying Disciplined in a Strong Market](https://www.seia.com/staying-disciplined-in-a-strong-market/) - Equity markets have continued to move higher, raising a familiar question for investors: Can this keep going? Is a strong market a reason to get more...
- [Would a “Warsh Fed” Change the Outlook for Bonds?](https://www.seia.com/would-a-warsh-fed-change-the-outlook-for-bonds/) - Federal Reserve policy remains a key focus for investors, especially as markets weigh the path of interest rates, inflation, and economic growth.
- [SEIA’s Winning Formula for 5-Star Wealth Management](https://www.seia.com/seias-winning-formula-for-5-star-wealth-management/) - In a recent conversation with InvestmentNews , Jared Chase shared why the traditional advisor silo approach no longer works for many families.
- [The Brew: The 2026 IPO Class - Real Innovation, Realistic Expectations](https://www.seia.com/the-brew-the-2026-ipo-class-real-innovation-realistic-expectations/) - Few investing stories have generated more excitement than the companies preparing to go public in 2026. SpaceX, reportedly valued near $1.8 trillion, and...
- [Signature Estate & Investment Advisors (SEIA) Integrates AI Across Its Advisor Platform, Appoints Senior Technology Leader to Drive Platform Evolution](https://www.seia.com/signature-estate-investment-advisors-seia-integrates-ai-across-its-advisor-platform-appoints-senior-technology-leader-to-drive-platform-evolution/) - SEIA, a national wealth management firm, today announced a significant expansion of its advisor platform, incorporating AI-enabled tools into advisor workflows.
- [Is interest in a high-profile IPO enough reason to make it the right fit for your portfolio?](https://www.seia.com/is-interest-in-a-high-profile-ipo-enough-reason-to-make-it-the-right-fit-for-your-portfolio/) - Buying IPOs after they become public has often been challenging for investors. Just as important, many investors may already have indirect exposure to several..
- [Inside SEIA’s Growth Playbook With President Matt Matrisian](https://www.seia.com/inside-seias-growth-playbook-with-president-matt-matrisian/) - What does it take to grow an RIA today without losing the personal approach that many clients value? That’s exactly what our president, Matt Matrisian,...
- [Inflation Reignites — But the Drivers Tell the Real Story](https://www.seia.com/inflation-reignites-but-the-drivers-tell-the-real-story/) - April’s inflation report showed a meaningful re-acceleration, with consumer prices rising 3.8% over the past year and 0.6% month-over-month.
- [The Brew: Trump Accounts – What You Need to Know](https://www.seia.com/the-brew-trump-accounts-what-you-need-to-know/) - By now, many of you have heard about Trump Accounts (also referred to as 530A Accounts), introduced in the “One Big Beautiful Bill Act,” and set for roll out...
- [Q1 Earnings: Tech Carries the Tape](https://www.seia.com/q1-earnings-tech-carries-the-tape/) - First-quarter earnings season is nearly complete, and the results have been the strongest since the pandemic-era recovery in late 2021.
- [Signature Estate & Investment Advisors (SEIA) Earns National Recognition Across Multiple Top Industry Awards in 2026](https://www.seia.com/signature-estate-investment-advisors-seia-earns-national-recognition-across-multiple-top-industry-awards-in-2026/) - SEIA is a nationally recognized wealth management firm, today announced a series of industry honors awarded to its advisors, teams, and the firm in 2026.
- [Advisors not buying Dalio's stagflation argument. Nor are they ignoring the threat.](https://www.seia.com/advisors-not-buying-dalios-stagflation-argument-nor-are-they-ignoring-the-threat/) - Stagflation is back in the conversation as markets navigate a more uncertain backdrop. In Greenberg’s recent column, Sam Miller shares why the risk is higher
- [Why 'Higher for Longer' Rate Environment Could Linger](https://www.seia.com/why-higher-for-longer-rate-environment-could-linger/) - What’s holding markets together right now isn’t the absence of risk. It’s the strength of earnings and underlying liquidity. Sam Miller joined Alex Coffey on...
- [SEIA’s Eric Rosen On Alternatives](https://www.seia.com/seias-eric-rosen-on-alternatives/) - As access to alternative investments becomes more commoditized, the question is no longer how to access them—it’s how to use them in a way that truly...
- [Insights Q1 2026](https://www.seia.com/insights-q1-2026/) - Reality Check The first quarter of 2026 served as a reminder that market conditions can shift. Following a period of strong equity performance, volatility re-emerged amid geopolitical developments, higher energy prices, and evolving inflation expectations. Our latest Insights examines what changed beneath the surface and the factors we are continuing to monitor. READ OUR Q1 2026 INSIGHTS
- [The Brew: Why Markets Are Looking Past the Iran Conflict](https://www.seia.com/the-brew-why-markets-are-looking-past-the-iran-conflict/) - Over the past several weeks, headlines surrounding the Iran conflict have understandably raised investor concerns. Yet despite the seriousness...
- [The Brew: Navigating Volatility and Geopolitical Headwinds](https://www.seia.com/the-brew-navigating-volatility-and-geopolitical-headwinds/) - Facebook LinkedIn RECENT MEDIA NAVIGATING VOLATILITY AND GEOPOLITICAL HEADWINDS The start of 2026 has brought a mix of robust economic growth and renewed geopolitical tension. Last year’s rally was famously narrow, driven by the "Magnificent 7." This year, we are seeing a healthy broadening of growth. Manufacturing sentiment is rising and jobless claims remain low.
- [When a $30 million inheritance becomes a shock: Why heir readiness matters more than tax planning](https://www.seia.com/when-a-30-million-inheritance-becomes-a-shock-why-heir-readiness-matters-more-than-tax-planning/) - Are your clients’ heirs ready to take on the wealth they will one day inherit? As the largest wealth transfer in history continues, preparing heirs...
- [Why Advisors Are Doubling Down on Munis, High-Quality Bonds Right Now](https://www.seia.com/why-advisors-are-doubling-down-on-munis-high-quality-bonds-right-now/) - High-quality fixed income is drawing renewed attention from advisors. Sam Miller, shared with The Daily Upside how continued market uncertainty, from...
- [Market Perspective: Navigating Private Credit Headlines and Interval Fund Liquidity](https://www.seia.com/market-perspective-navigating-private-credit-headlines-and-interval-fund-liquidity/) - The recent headlines surrounding private credit and semi-liquid interval funds have understandably drawn attention. While market sentiment has shifted toward...
- [Pay Your Kids (Legally)  and Jumpstart Their Retirement with a Roth IRA](https://www.seia.com/pay-your-kids-legally-and-jumpstart-their-retirement-with-a-roth-ira/) - Paying your children through a family business may reduce taxable income and help fund a Roth IRA, giving kids an early start on long-term retirement savings.
- [InvestmentNews: Top Financial Professionals in the USA ](https://www.seia.com/investmentnews-top-financial-professionals-in-the-usa/) - We’re excited to share that Eric Pritz has been named to InvestmentNews’ 2026 Top Financial Professionals in the USA list, ranking #19 nationally.
- [Market Turning ‘Discriminate’ & Rewarding ‘Patience’ in a Volatile Year](https://www.seia.com/market-turning-discriminate-rewarding-patience-in-a-volatile-year/) - The market isn’t breaking. It’s rotating. In a recent interview on Schwab Network with Marley Kayden, our EVP of Investment Strategy, Sam Miller, examined...
- [SEIA Announces Strategic Investment from Reverence Capital Partners](https://www.seia.com/seia-will-be-entering-a-new-strategic-partnership-with-reverence-capital/) - For 25 years, SEIA has maintained an unwavering commitment to our clients. Announced today, SEIA will be entering a new strategic partnership with Reverence.
- [SEIA Redondo Beach <em>Southbay</em> Magazine Profile Feature](https://www.seia.com/seia-redondo-beach-southbay-magazine-profile-feature-2/) - SEIA’s Redondo Beach office has been featured in the latest issue of Southbay magazine @OurSouthbay.
- [Reflation? Or just a scare...](https://www.seia.com/reflation/) - The textbooks say that fiscal policy tools are best utilized early in the business cycle, as the boost to stimulus can serve to offset early cycle weakness.
- [Los Angeles Business Journal's 2023 Leaders of Influence: Wealth Managers](https://www.seia.com/los-angeles-business-journals-2023-leaders-of-influence-wealth-managers/) - Congratulations to Brian Holmes for being named in Los Angeles Business Journal's 2023 Leaders of Influence: Wealth Managers!
- [Is Inflation my Friend or Foe?](https://www.seia.com/is-inflation-my-friend-or-foe/) - Inflation is once again in the financial headlines, even though just two years ago the consumer price index was negative for the first time in 55 years.
- [Is California a State to invest in or Avoid?](https://www.seia.com/is-california-a-state-to-invest-in-or-avoid/) - The Economic demise of California is greatly exaggerated. Read the full text "Is California a State to invest in or Avoid?"
- [How Will this Year's Presidential Election Influence the Financial Markets](https://www.seia.com/how-will-this-years-presidential-election-influence-the-financial-markets/) - Every presidential election highlights stock market performance as a function of whichever party is in office. Read the full text "How Will this Year's Presidential Election Influence the Financial Markets".
- [How the Secure Act of 2022 can help improve your retirement planning](https://www.seia.com/how-the-secure-act-of-2022-can-help-improve-your-retirement-planning/) - Part of the $1.7 trillion bill recently passed by Congress, the Secure Act of 2022 (SECURE 2.0) is a legislation intended to encourage retirement savings.
- [Endowments play a key role in the missions of many universities and non-profits. Here's how they work](https://www.seia.com/endowments-play-a-key-role-in-the-missions-of-many-universities-and-non-profits-heres-how-they-work/) - The rationale behind this change was mainly to generate additional federal revenues and promote university endowments to support additional spending on...
- [With Inflation Rising, How Do I Adjust My Investments?](https://www.seia.com/with-inflation-rising-how-do-i-adjust-my-investments/) - My first response to that question would be: Well, you’re already ahead of many investors because you realize that rising inflation should trigger adjustments.
- [Wealth Solutions Report recognized SEIA Chief Investment Officer Deron McCoy](https://www.seia.com/wealth-solutions-report-recognized-seia-chief-investment-officer-deron-mccoy/) - Wealth Solutions Report recognized our Chief Investment Officer Deron McCoy as a Top Investment Solutions Platform Leader!
- [US Economy: Will The Fed's Jackson Hole 2022 Message Be Hawkish Or Dovish?](https://www.seia.com/us-economy-will-the-feds-jackson-hole-2022-message-be-hawkish-or-dovish/) - Last week, the stakes were high for the Jackson Hole Economic Symposium and Deron McCoy placed his bet in the International Business Times.
- [The Big Q: How Do You Decide When to Use Hedge Funds or Other Alternative Investments?](https://www.seia.com/the-big-q-how-do-you-decide-when-to-use-hedge-funds-or-other-alternative-investments/) - In cases where clients are willing to part with immediate liquidity in exchange for access to an alternative asset class or style that fits their overall...
- [Market Update: Navigating Crosswinds in 2026](https://www.seia.com/market-update-navigating-crosswinds-in-2026/) - Market volatility can feel unsettling in the moment, but it has historically been a consistent part of long-term investing. Often, outcomes are shaped...
- [Be Cautious Before Moving 529 Funds To A Roth, Advisors Say](https://www.seia.com/be-cautious-before-moving-529-funds-to-a-roth-advisors-say/) - Leftover money in a 529 college savings plan can now be rolled over into a Roth IRA without penalties or taxes under the SECURE 2.0 Act! But some urge caution:
- [The Expansion Of HSAs](https://www.seia.com/the-expansion-of-hsas/) - More Americans are expected to gain access to Health Savings Accounts (HSAs) in 2026 under upcoming legislative changes, but whether an HSA makes sense.
- [The Brew: A New Chapter at the Fed](https://www.seia.com/the-brew-a-new-chapter-at-the-fed/) - On January 30, 2026, President Trump nominated former Federal Reserve Governor Kevin Warsh to succeed Jerome Powell as Chair of the Federal Reserve.
- [The Brew: Navigating the 2026 Investment Landscape](https://www.seia.com/the-brew-navigating-the-2026-investment-landscape/) - As we turn the page to 2026, the investment landscape presents a compelling, albeit complex, set of drivers. Following several years of robust performance...
- [Insights Q4 2025](https://www.seia.com/insights-q4-2025/) - Great Expectations 2026 opens with momentum, but also with higher expectations. After a year that began with volatility and ended in a broad-based rally, markets now enter the next chapter with elevated expectations. Leadership is expanding, policy is shifting, and the path forward is more complex than the headlines suggest. Our latest Insights looks beyond
- [HSAs Are Expanding. Some Expect A Surge In New Accounts](https://www.seia.com/hsas-are-expanding-some-expect-a-surge-in-new-accounts/) - HSAs are getting a major expansion in 2026, and for the right clients, the opportunity is worth a closer look.
- [Zephyr's Adjusted for Risk: Matt Matrisian on M&A and Organic Growth in Wealth Management](https://www.seia.com/zephyrs-adjusted-for-risk-matt-matrisian-on-ma-and-organic-growth-in-wealth-management/) - In a recent episode of Zephyr’s Adjusted for Risk, Matt Matrisian, President of SEIA, joined Ryan Nauman to discuss the forces shaping the future of the indu...
- [Is Foreign-Currency And Asset Exposure As Enticing As It Seems?](https://www.seia.com/is-foreign-currency-and-asset-exposure-as-enticing-as-it-seems/) - With the U.S. dollar weakening throughout 2025 after more than a decade of strength, many investors are wondering whether 2026 is the year to increase...
- [Scaling Smartly Through Talent, Marketing, and Services](https://www.seia.com/scaling-smartly-through-talent-marketing-and-services/) - Matt Matrisian, President at SEIA, shared how firms can grow sustainably, not just bigger: 🔹 Dedicated business development drives new relationships...
- [The Brew: Key Tax Shift Ahead for Roth Conversions](https://www.seia.com/the-brew-key-tax-shift-ahead-for-roth-conversions/) - As 2026 approaches, clients are asking whether they should make Roth conversions before year end. A Roth conversion can be a powerful long-term strategy.
- [Sam Miller on How to Determine AI Winners vs Losers](https://www.seia.com/sam-miller-on-how-to-determine-ai-winners-vs-losers/) - Sam Miller thinks the AI trade will begin to specify instead of staying as a “tide that lifts all boats.” He’s looking at company ROI, capital spending, and...
- [Here’s what really counts when you’re looking for a ‘best’ place to retire](https://www.seia.com/heres-what-really-counts-when-youre-looking-for-a-best-place-to-retire/) - Every year, countless rankings promise the perfect place to retire, most affordable, healthiest, happiest, and sunniest. They’re fun to browse, but as MarketWatch highlights, they rarely tell the full story. At SEIA, we believe what matters most isn’t where a state lands on a list; it’s what truly supports your life in retirement. We especially
- [The Brew: Is AI the Next Bubble?](https://www.seia.com/the-brew-is-ai-the-next-bubble/) - Artificial intelligence has become one of the most powerful forces shaping markets today. With rapid advances in generative AI, surging investment in data
- [The Brew: Why Gold’s Shining Brighter in 2025](https://www.seia.com/the-brew-why-golds-shining-brighter-in-2025/) - Gold has moved sharply higher this year. What’s behind the move isn’t a single story, but a convergence of forces taking place under the hood.
- [SEIA president calls $30B RIA merger a ‘distinct possibility’](https://www.seia.com/seia-president-calls-30b-ria-merger-a-distinct-possibility/) - The wealth management landscape is evolving, and firms that capitalize on scale are positioned to lead. At SEIA, we're building toward $100 billion by 2030.
- [3 Ways AI Is Helping Financial Advisors Find and Win Over New Clients](https://www.seia.com/3-ways-ai-is-helping-financial-advisors-find-and-win-over-new-clients/) - AI in wealth management isn't just on the horizon—it's increasingly influencing how advisors explore ways to connect with prospective clients.
- [Unlocking New Possibilities: A Financial Advisor’s Journey to New Heights](https://www.seia.com/unlocking-new-possibilities-a-financial-advisors-journey-to-new-heights/) - ADVISOR TRANSITION CASE STUDY Jonathan Nicolas AIF®, BFA®, C(k)P®, LUTCF Financial Advisor San Francisco Bay Area, California $53 million AUM* Total households*: 48 Total corporate clients*: 3 *As of 06/17/2025 Background Financial Advisor since 2004 Transitioned to SEIA in 2023 Committed to core values of respect, team-building, and support Dedicated to delivering highly personalized client
- [How SEIA Is Moving Advisors from 1099 Affiliation to W-2 Employees](https://www.seia.com/how-seia-is-moving-advisors-from-1099-affiliation-to-w-2-employees/) - At SEIA, we’re proud to be at the forefront of a major shift in the RIA space — helping advisors transition from 1099 affiliation to W-2 employment in a way that enhances efficiency, unity, and long-term growth. In a new WealthManagement.com feature by Senior Reporter Alex Ortolani, President Matt Matrisian shares how SEIA’s model empowers
- [The Brew – Maximizing Your Charitable Deductions Before 2026](https://www.seia.com/the-brew-maximizing-your-charitable-deductions-before-2026/) - Facebook LinkedIn RECENT MEDIA MAXIMIZING YOUR CHARITABLE DEDUCTIONS BEFORE 2026 As we approach the last quarter of 2025, charitably inclined individuals that typically itemize deductions on their tax returns should pay extra attention to impending changes under the One Big Beautiful Bill Act (OBBBA). Beginning January 1, 2026, charitable contributions will face two new limitations
- [It’s too good to be true — but you may not believe it. How to listen when investment pros say ‘back off.’](https://www.seia.com/its-too-good-to-be-true-but-you-may-not-believe-it-how-to-listen-when-investment-pros-say-back-off/) - Social media makes investing look easy. Market-beating returns, passive real estate income, crypto windfalls—it all sounds so simple. SEIA advisor Jessica Donovan was recently featured in MarketWatch discussing one of wealth management's toughest challenges: helping clients navigate unrealistic expectations shaped by influencers and get-rich-quick narratives. When a client in his late 70s insisted on market-beating
- [New Tax Law Makes QCDs More Valuable Than Ever](https://www.seia.com/hnew-tax-law-makes-qcds-more-valuable-than-ever/) - Brad Repinsky, was recently featured in Financial Advisor magazine, breaking down why qualified charitable distributions (QCDs) have become more valuable.
- [Investment News 40 Under 40 - Hayley Wood Bates](https://www.seia.com/investment-news-40-under-40-hayley-wood-bates/) - Celebrations are in order for Hayley Wood Bates! She earned a well-deserved spot in InvestmentNews 40 Under 40. This year's honorees exemplify a profound sense of self-awareness, and Hayley stands out as a shining example of using her influence for philanthropy and education. “I always felt a cause to serve in some capacity. This career
- [Narrow-Focused ETFs Carry Risks, Advisors Warn](https://www.seia.com/narrow-focused-etfs-carry-risks-advisors-warn/) - "Diverse in number, but not in exposure." - Michael Macauley, Signature Estate & Investment Advisors Even the mighty S&P 500 isn't immune to concentration risk.
- [The Brew – Mind the Gap](https://www.seia.com/the-brew-mind-the-gap/) - A recent Morningstar report, highlights an important lesson for investors: the returns your funds generate aren’t always the same as the returns you experience.
- [We're thrilled to announce that Brad Repinsky has joined our team as Director of Estate, Tax & Financial Planning!](https://www.seia.com/9204-2/) - We're thrilled to announce that Brad Repinsky has joined our team as Director of Estate, Tax & Financial Planning!
- [Private Client Newsletter Q2 2025](https://www.seia.com/private-client-newsletter-q2-2025/) - Signature Fund for Giving Spotlight: LA Strong’s Wildfire Relief Efforts SEIA remains committed to supporting local communities impacted by the wildfires earlier this year. We are proud to partner with the LA Strong Foundation, a local nonprofit founded by philanthropists and venture capitalists Maxi Kozler Koven and Drew Koven. With a long-standing commitment to service—as
- [The SEIA Report Q2 2025](https://www.seia.com/the-seia-report-q2-2025/) - By David A. Robertson, JD*, CFP® Partner Beyond Standard Coverage: The Essential ABCs of Property & Casualty Insurance For individuals and families with significant assets, protecting what you’ve built requires more than standard insurance policies. Property and Casualty (P&C) insurance is a cornerstone of comprehensive wealth protection, yet its nuances are often misunderstood. In a
- [The Brew – How the Latest Tax Legislation Could Affect Your Wealth Plan](https://www.seia.com/the-brew-how-the-latest-tax-legislation-could-affect-your-wealth-plan/) - The "One Big Beautiful Bill Act" signed into law. This comprehensive legislation introduces both permanent and changes, primarily by extending and modifying the TCJA.
- [How the Stock Market Works](https://www.seia.com/how-the-stock-market-works/) - The stock market might seem like financial magic—turning $500/month into a million-dollar nest egg—but behind that magic is a system that savvy investors know how to navigate.
- [When Investing Becomes a Gambling Addiction. 4 Ways Advisors Can Help.](https://www.seia.com/when-investing-becomes-a-gambling-addiction-4-ways-advisors-can-help/) - 🎲 When does investing become gambling? As speculative markets become more accessible, the line between strategy and addiction is getting blurrier.
- [VIDEO: Five Down, Five To Go](https://www.seia.com/video-five-down-five-to-go/) - Explore insights on video five down five to go to support your financial goals with guidance from SEIA.
- [Strategic Tax Mitigation: Unveiling Opportunities in Real Estate through 1031 Exchanges and QOZ Investments](https://www.seia.com/strategic-tax-mitigation-unveiling-opportunities-in-real-estate-through-1031-exchanges-and-qoz-investments/) - Explore insights on 1031 exchanges to support your financial goals with guidance from SEIA.
- [The Brew – Middle East Tensions: What It Means for Markets](https://www.seia.com/the-brew-middle-east-tensions-what-it-means-for-markets/) - RECENT MIDDLE EAST TENSIONS: WHAT INVESTORS SHOULD KNOW: The recent escalation in the Middle East—marked by Israeli strikes on Iran and U.S. military action
- [Signature Estate & Investment Advisors (SEIA) Named Finalist in the Wealth Management 2025 Industry Awards, Among Other Honors](https://www.seia.com/signature-estate-investment-advisors-seia-named-finalist-in-the-wealth-management-2025-industry-awards-among-other-honors/) - SEIA, a full-service wealth management firm headquartered in Los Angeles, is celebrating a series of major industry accolades earned in the first half of 2025.
- [Old-school referrals still rule](https://www.seia.com/old-school-referrals-still-rule/) - Despite the rise of digital marketing and social media, referrals still reign supreme in client acquisition.
- [How To Keep Long-Term-Care Costs From Derailing Retirement Plans](https://www.seia.com/how-to-keep-long-term-care-costs-from-derailing-retirement-plans/) - Long-term care is one of the most overlooked risks to a secure retirement, but the cost of ignoring it can be devastating.
- [Should you pay off your mortgage before retirement?](https://www.seia.com/should-you-pay-off-your-mortgage-before-retirement/) - Should you pay off your mortgage before retirement? The traditional advice says yes, but today’s financial planning says that's not always the case.
- [Cameron Stagg named Recruiter of the Month by Wealth Solutions Report](https://www.seia.com/cameron-stagg/) - Cameron Stagg, MBA, Director of M&A at Signature Estate & Investment Advisors (SEIA), named Recruiter of the Month by Wealth Solutions Report!
- [A Closer Look at President Joe Biden’s Proposed Budget (including the ‘Billionaire Tax’)](https://www.seia.com/a-closer-look-at-president-joe-bidens-proposed-budget-including-the-billionaire-tax/) - By Gene Balas, CFA® Investment Strategist Context and background The Biden Administration proposed its budget for the coming fiscal year, which begins October 1, 2022 and runs through September 30, 2023—the end of the federal government’s fiscal year. Some of the agenda items in the budget are policy priority items, such as those contained in
- [Video: The Middle](https://www.seia.com/video-the-middle/) - Video: The Middle | SEIA | Signature Estate & Investment Advisors
- [SEIA Redondo Beach <em>Southbay</em> Magazine Profile Feature](https://www.seia.com/seia-redondo-beach-southbay-magazine-profile-feature-3/) - SEIA’s Redondo Beach office has been featured in the latest issue of Southbay magazine!
- [Video: Six Front War?](https://www.seia.com/six-front-war-may-26-2020/) - Video: Six Front War? | SEIA | Signature Estate & Investment
- [The Brew – February 2024](https://www.seia.com/the-brew-february-2024/) - We would like to introduce you to SEIA’s Department of Estate, Tax, and Financial Planning. Estate Tax Laws and
- [The Brew - January 2024](https://www.seia.com/the-brew-january-2024/) - It’s an election year and primary season is getting underway. Between now and November 4th (election day), investors will likely ponder how politics may impact their investments
- [Video: Fix Your Roof While It’s Sunny! (Politics Edition)](https://www.seia.com/video-fix-your-roof-while-its-sunny-politics-edition/) - Video: Fix Your Roof While It’s Sunny! (Politics Edition) | SEIA | Signature Estate & Investment Advisors
- [Video: Fix Your Roof While It's Sunny! (Virus Edition)](https://www.seia.com/video-fix-your-roof-while-its-sunny-virus-edition/) - Video: Fix Your Roof While It’s Sunny! (Virus Edition) | SEIA | Signature Estate & Investment Advisors
- [Video: The 2021 Playbook? Or the Q1 Playbook?](https://www.seia.com/video-the-2021-playbook-or-the-q1-playbook/) - Video: The 2021 Playbook? Or the Q1 Playbook? | SEIA | Signature Estate & Investment Advisors
- [Video: Investment Update - Don't Chase (Ernie) in Back to Normal 2021](https://www.seia.com/video-investment-update-dont-chase-ernie-in-back-to-normal-2021/) - Video: Investment Update – Don’t Chase (Ernie) in Back to Normal 2021 | SEIA | Signature Estate & Investment Advisors
- [Video: Investment Insights](https://www.seia.com/video-investment-insights/) - Investment Insights video: The Good, The Bad, The Ugly | SEIA | Signature Estate & Investment Advisors
- [The Brew – Moody’s Downgrades U.S. Treasurys: What Investors Need to Know](https://www.seia.com/the-brew-moodys-downgrades-u-s-treasurys-what-investors-need-to-know/) - WHAT ARE THE IMPLICATIONS OF MOODY’S DOWNGRADE OF U.S. TREASURYS? Moody’s downgraded its rating of U.S. Treasury securities from Aaa to Aa1.
- [Helping Investors in a Down Market](https://www.seia.com/how-to-win-clients-in-a-down-market/) - Uncertain markets create opportunities for advisors who can provide clarity and leadership. In Financial Advisor Magazine's latest piece by Ben Mattlin, SEIA's Eric Hirsch shares valuable insights on how financial advisors can strengthen client relationships and attract new business during market volatility. 👉 Read the full article: https://www.fa-mag.com/news/how-to-win-clients-in-a-bear-market-82415.html The information contained herein is for informational
- [2025 InvestmentNews - Employer of Choice](https://www.seia.com/2025-investmentnews-employer-of-choice/) - We're thrilled to announce that we've been named a finalist in the "Employer of Choice" category for the 2025 InvestmentNews Awards! This recognition highlights our commitment to creating an exceptional workplace culture where our team members can thrive professionally while delivering outstanding service to our clients. Being selected as a finalist in this competitive category
- [$25bn RIA taps ex-AssetMark growth head as president](https://www.seia.com/9091-2/) - As we continue our growth journey with $25B in AUM, we're excited to bring SEIA closer to the clients and advisors we support—coast to coast. Thank you Citywire RIA for covering! https://citywire.com/ria/news/18bn-ria-taps-ex-assetmark-growth-head-as-president/a2464467?re=130482&refea=2081864&link_id=1859564 The information contained herein is for informational purposes only and should not be considered investment advice or a recommendation to buy, hold, or
- [Pathfinder Winners On How Our Industry Is Serving Women Clients](https://www.seia.com/pathfinder-winners-on-how-our-industry-is-serving-women-clients/) - Hayley Woods Bates, named Philanthropy Champion of the Year at the 2025 WSR Top Industry Women Awards, shares her insights on how the wealth management industry can better serve women clients. Her expertise highlights the importance of personalized and inclusive financial strategies. Read more here: https://wealthsolutionsreport.com/2025/03/25/pathfinder-winners-on-how-our-industry-is-serving-women-clients/ The information contained herein is for informational purposes only
- [WSR Pathfinder Awards – Top Women Industry Leaders Of 2025](https://www.seia.com/wsr-pathfinder-awards-top-women-industry-leaders-of-2025/) - Congratulations to Hayley Woods Bates on being named Philanthropy Champion of the Year at Wealth Solutions Report's 2025 Top Industry Women Awards! This recognition highlights her outstanding leadership and commitment to making a difference in both the wealth management industry and her community. Learn more about Hayley and the rest of the women honored here:
- [How To Avoid Fees For Early IRA, 401(k) Withdrawals](https://www.seia.com/9089-2/) - Considering an early IRA or 401(k) withdrawal? It could trigger penalties—unless you qualify for an exception. In FA Magazine, SEIA’s Jessica Cherness highlights specific hardship categories that may help investors avoid early withdrawal fees. 👉 Read the full article: https://www.fa-mag.com/news/how-to-avoid-fees-for-early-ira-and-401-k--withdrawals-82159.html The information contained herein is for informational purposes only and should not be considered investment
- [5 Dividend Aristocrat ETFs to Buy Now](https://www.seia.com/5-dividend-aristocrat-etfs-to-buy-now/) - Our Investment Specialist, Carlos Sanabria was featured in a recent U.S. News & World Report article exploring Dividend Aristocrat ETFs and how they may fit into a long-term investment strategy. These types of funds — focused on companies with a history of consistent dividend increases — can offer a unique approach for investors seeking income
- [The Fed is pausing interest rates, is it safe to buy bonds?](https://www.seia.com/the-fed-is-pausing-interest-rates-is-it-safe-to-buy-bonds/) - Is now a good time to buy bonds? 💡 SEIA’s Investment Strategist, Gene Balas, shared his insights with JamesRoyal at Bankrate on what the Fed’s rate pause means for bond investors. 📉 With interest rates holding steady, Gene explains why bonds could be an attractive opportunity — but only if you understand the risks and
- [What’s Next for the TCJA?](https://www.seia.com/whats-next-for-the-tcja/) - Len Hirsch, Partner at SEIA, discusses the potential extension of key tax provisions from the Tax Cuts and Jobs Act (TCJA) in his latest article for Worth Media Group. He explores how these changes could affect tax planning strategies for individuals and businesses. Read more about the implications and how to navigate these adjustments. Read
- [529s, UGMAs And Bonds: How To Gift Assets To The Grandkids](https://www.seia.com/529s-ugmas-and-bonds-how-to-gift-assets-to-the-grandkids/) - When it comes to gifting assets to the next generation, choosing the right approach can make all the difference. In a recent Financial Advisor Magazine article, SEIA senior financial advisor Bill Collopy shares insights on why bonds can be a smart, structured choice for funding future expenses. Learn more about gift-giving strategies in this recent
- [The Brew – Navigating Market Volatility: Beware High-Water Mark Thinking](https://www.seia.com/the-brew-navigating-market-volatility-beware-high-water-mark-thinking/) - Explore how "high-water mark thinking" impacts investor behavior and learn strategies to navigate volatility and stay focused on long-term goals in 2025.
- [The Brew – April Market Update II: Navigating Tariffs & Turbulence](https://www.seia.com/the-brew-april-market-update-ii-navigating-tariffs-turbulence/) - April has brought renewed volatility following the latest tariff announcement. In our latest market update.
- [The Brew – Market Update April 2025](https://www.seia.com/the-brew-market-update-april-2025/) - April 2025 Market Update: Navigating Through Tariff Volatility. Markets have been anything but quiet as new tariffs take center stage.
- [The Brew – The Fed’s Latest Message: What It Means for Bonds](https://www.seia.com/the-brew-the-feds-latest-message-what-it-means-for-bonds/) - Facebook LinkedIn RECENT MEDIA THE LATEST FROM THE FED AND WHAT IT MEANS FOR BOND INVESTORS The Federal Reserve's recent meeting concluded on March 19 with a cautious outlook on the economy, citing uncertainty due to tariffs and their potential impact on inflation and growth. This uncertainty was reflected in the Fed's revised inflation rate
- [Signature Estate & Investment Advisors Announces the Promotion of Len Hirsh to Partner](https://www.seia.com/signature-estate-investment-advisors-announces-the-promotion-of-len-hirsh-to-partner/) - Los Angeles, CA – Oct. 1, 2024 – Signature Estate & Investment Advisors, LLC (SEIA) is proud to announce the promotion of Len Hirsh to Partner. Hirsh has been a key member of SEIA for the past nine years, providing exceptional wealth management services to high-net-worth individuals and organizations as a senior financial advisor. His
- [The Complexity of Interest Rates: Beyond the Fed's Decisions](https://www.seia.com/the-complexity-of-interest-rates-beyond-the-feds-decisions/) - By Gene Balas, CFA® Investment Strategist Investors may see the current environment as a time to “lock in” a fixed income investment at current interest rates based on the belief that the Federal Reserve will soon lower interest rates. But it’s more complicated than that. When discussing interest rates, we must first define which interest
- [Should you gift assets or allow them to be inherited?](https://www.seia.com/should-you-gift-assets-or-allow-them-to-be-inherited-2/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO Understanding the rules regarding a step-up in cost basis What is ‘cost basis’ and why does it matter when planning your estate? The cost basis of any asset is simply the original price you purchased it for. If you purchased 1000 shares of
- [Should you consider a Roth conversion?](https://www.seia.com/should-you-consider-a-roth-conversion/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO Here’s what you need to know At a time when both income and estate tax rates are at or near historic lows, the federal government has pumped an unprecedented $5+ trillion of stimulus into the economy to help offset the impact of COVID-19.[1]
- [Protect What You’ve Built](https://www.seia.com/protect-what-youve-built/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO How to limit the impact of a major market corrections Less than a year ago we saw first-hand how a significant external force (in this case the COVID-19 pandemic) could trigger a major market correction. Unexpected non-financial factors such as wars, political upheaval,
- [Advisor Returns to Signature Estate & Investment Advisors (SEIA) Decades Later After Building Successful Independent Practice](https://www.seia.com/advisor-returns-to-signature-estate-investment-advisors-seia-decades-later-after-building-successful-independent-practice/) - Canon Price rejoins SEIA through the acquisition of her firm, Beverly Investment Advisors. Los Angeles, CA, Dec. 3, 2024—Signature Estate & Investment Advisors (SEIA), a leading independent registered investment advisor (RIA) providing comprehensive investment management, financial planning, and estate and tax planning, is announcing the return of Canon Price through the acquisition of her firm,
- [Private Client Group Newsletter Q1 2022](https://www.seia.com/private-client-group-newsletter-q1-2022/) - Signature Fund for Giving All Eyes on Eastern Europe We’d be remiss to not acknowledge the devastating events taking place in Eastern Europe. While the economic and financial impact of this crisis is a topic under constant review by our Advisors at SEIA, we feel a moral obligation to extend our support for those whose
- [Private Client Newsletter Q4](https://www.seia.com/private-client-newsletter-2022-q4/) - Signature Fund for Giving The Signature Fund for Giving (SFFG or Fund) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. Since inception, the Fund has raised $2,970,000 and has granted $1,230,000 to our four partner organizations. Our partners include A Place Called Home, Toberman Neighborhood Center, Children’s Hospital
- [Private Client Newsletter Q4](https://www.seia.com/private-client-newsletter-q4-2023/) - The Pediatric Cancer Research Foundation and the V Foundation hosted their annual Dribble for Victory Over Cancer for the 16th year this past October at The University of California, Los Angeles. SEIA was a proud National Champion Sponsor, helping to raise $160.5k for life-saving childhood cancer research at UCLA Mattel Children’s Hospital. The UCLA Athletic
- [The SEIA Report Q4 2024](https://www.seia.com/the-seia-report-q4-2024/) - Many provisions of the Tax Cuts and Jobs Act expire in 2026, potentially raising taxes. Congress is exploring changes—staying informed and planning may help.
- [Private Client Newsletter Q4 2024](https://www.seia.com/private-client-newsletter-q4-2024/) - SEIA pledges up to $250,000 to support wildfire recovery in Southern California, aiding local organizations in rebuilding lives and restoring hope.
- [Private Client Newsletter Q2 2023](https://www.seia.com/private-client-newsletter-q2-2023/) - Signature Fund for Giving SEIA is thrilled to honor two remarkable individuals, Hayley Wood Bates and Chad Bates, for their outstanding contributions as volunteers at A Place Called Home (APCH), a nonprofit dedicated to empowering underserved youth in South Central Los Angeles. As a valued client of SEIA, you are likely aware of our commitment
- [Volatility Returns (to Normal?) in 2025](https://www.seia.com/volatility-returns-to-normal-in-2025/) - After two years of market growth, volatility has returned. Explore the economic factors, policy changes, and market trends shaping the financial landscape.
- [The SEIA Report Q3 2024](https://www.seia.com/the-seia-report-q3-2024/) - By Gene Balas, CFA® Investment Strategist Fed Rate Cuts: Implications for Your Portfolio After an unprecedented rate-hiking cycle aimed at controlling the inflationary effects of Covid-era stimulus, the Federal Reserve (Fed) appears largely on track in its goal of combating inflation. Now, the Fed seems to have entered a new phase of rate cutting in
- [WSR Pathfinder Awards – Top Black Industry Leaders Of 2025](https://www.seia.com/wsr-pathfinder-awards-top-black-industry-leaders-of-2025/) - We are thrilled to announce that our very own Cameron Stagg, Director of Mergers & Acquisitions at SEIA, has been honored as the Black M&A Executive of the Year by Wealth Solutions Report's 2025 Pathfinder Awards. ​ Since joining SEIA in September 2023, Cameron has been instrumental in driving our strategic growth through high-value acquisitions,
- [Tariffs and Their Impact on Your Portfolio](https://www.seia.com/tariffs-and-their-impact-on-your-portfolio/) - By Gene Balas, CFA® Investment Strategist Summary The recent tariffs proposed by the Trump Administration have the potential to meaningfully slow US economic growth, and contribute to inflation in 2025. Key Industries likely to see price increases include Auto Parts, Textiles, Energy, and Lumber. Import cost increases threaten margins for companies downstream of these inputs.
- [The Brew – Don’t Let Policy Headlines Derail Your Investments](https://www.seia.com/the-brew-dont-let-policy-headlines-derail-your-investments/) - Facebook LinkedIn TOMORROW: INVESTMENT ROUNDTABLE DATE February 20, 2025 TIME 1:00pm - 2:00pm PST We invite you to join our upcoming quarterly Investment Roundtable webinar featuring distinguished speakers: Liz Muirhead, Senior Portfolio Specialist at Vanguard Financial Advisor Services™, Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Director of Investment Strategy at SEIA.
- [The Best ROI? Investing in Yourself This Year](https://www.seia.com/the-best-roi-investing-in-yourself-this-year/) - In his latest piece for Kiplinger, Frank J. Legan emphasizes the lasting benefits of investing in personal growth. He advocates for prioritizing self-improvement – such as acquiring new skills or enhancing well-being – as a path to both tangible and intangible benefits. Legan's insights serve as a compelling reminder to view self-investment as a necessity,
- [You can now use your 401(k) to rebuild after a natural disaster — but should you?](https://www.seia.com/you-can-now-use-your-401k-to-rebuild-after-a-natural-disaster-but-should-you/) - In a recent MarketWatch article, Jennifer Kim, a Managing Senior Partner at SEIA, emphasized the importance of preserving retirement savings, stating, "Time is of the essence when saving for retirement, and it should be your absolute last emergency fund." While recent policy changes allow 401(k) withdrawals for natural disaster recovery, it's crucial to consider the
- [The Brew – Potential Tax Overhaul in 2026: What You Need to Know](https://www.seia.com/the-brew-potential-tax-overhaul-in-2026-what-you-need-to-know/) - Facebook LinkedIn SAVE THE DATE INVESTMENT ROUNDTABLE DATE February 20, 2025 TIME 1:00pm - 2:00pm PST We invite you to join our upcoming quarterly Investment Roundtable webinar featuring distinguished speakers: Liz Muirhead, Senior Portfolio Specialist at Vanguard Financial Advisor Services™, Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Director of Investment Strategy
- [The Brew – 2024 Election Market Insights: What They Mean for You](https://www.seia.com/the-brew-2024-election-market-insights-what-they-mean-for-you/) - Facebook LinkedIn RECENT MEDIA COMPARING POST-ELECTION RALLIES: 2016 VS. 2024 Last month’s re-election of President Trump, alongside Republicans regaining control of both the House and Senate, seems like a repeat of 2016. One might expect the financial markets to respond similarly, with stocks, interest rates, and the dollar all rallying. And at first, that’s exactly
- [Private Client Newsletter Q3 2024](https://www.seia.com/private-client-newsletter-q3-2024/) - Signature Fund for Giving The Signature Fund for Giving is dedicated to cultivating meaningful relationships with our partners and supporting ongoing initiatives to empower local youth. This year, the Fund once again supported the annual Back to School Event, benefiting our partner organization, A Place Called Home. Over 1,000 backpacks filled with essential school supplies
- [Financial Planning's 52 Best RIAs to Work For!](https://www.seia.com/financial-plannings-52-best-rias-to-work-for/) - Signature Estate & Investment Advisors has been named one of Financial Planning's 52 Best RIAs to Work For! This recognition highlights our commitment to building a culture where our team thrives, innovation flourishes, and our clients receive top-tier service. We're proud to create an environment that celebrates collaboration, growth, and excellence every day. Thank you
- [The RIA Perspective On Private Wealth](https://www.seia.com/the-ria-perspective-on-private-wealth/) - A strong, people-focused culture is driving success at Signature Estate Investment Advisors. By prioritizing both client relationships and the well-being of their team, SEIA continues to stand out in the competitive wealth management space. In a recent Private Equity International feature, SEIA’s commitment to nurturing trust and loyalty with clients was highlighted as a cornerstone
- [Unlocking The Power Of 3 Year-End Charitable Giving Strategies](https://www.seia.com/unlocking-the-power-of-3-year-end-charitable-giving-strategies/) - As the holiday season approaches, it’s the perfect time to help clients align their giving goals with tax-efficient strategies. With evolving tax laws and the upcoming expiration of certain TCJA provisions in 2026, strategic charitable planning is more important than ever. April Rosenberry shares three powerful tools to amplify your clients' impact: Donor-Advised Funds (DAFs):
- [The Brew – November 2024](https://www.seia.com/the-brew-november-2024/) - Facebook LinkedIn TOMORROW: INVESTMENT ROUNDTABLE DATE November 21, 2024 TIME 1:00pm - 2:00pm PST We invite you to join our upcoming quarterly Investment Roundtable webinar featuring distinguished speakers: John Emerson, Vice Chair of Capital Group International, Inc., Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Director of Investment Strategy at SEIA. This
- [Charitable Giving Strategies for 2024: Maximizing Impact and Tax Benefits](https://www.seia.com/charitable-giving-strategies-for-2024-maximizing-impact-and-tax-benefits/) - By April Rosenberry, JD, LLM in Taxation Director of Estate, Tax, and Financial Planning As we start year-end planning, charitable giving remains one way to support causes close to your heart while taking advantage of tax-efficient strategies. With anticipated tax law changes on the horizon and a continued focus on maximizing giving power, it may
- [The Brew – October 2024](https://www.seia.com/the-brew-october-2024/) - Facebook LinkedIn SAVE THE DATE INVESTMENT ROUNDTABLE DATE November 21, 2024 TIME 1:00pm - 2:00pm PST We invite you to join our upcoming quarterly Investment Roundtable webinar featuring distinguished speakers: Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Director of Investment Strategy at SEIA. Topics on the agenda include: Strategic positioning for
- [Stock market basics: A beginner’s guide](https://www.seia.com/stock-market-basics-a-beginners-guide/) - The rise of "meme stocks" during the pandemic showed how easy it is to become an investor, but it also highlighted the risks of diving into the market without understanding the basics. If you’ve ever opened a bank account, you’ll find opening a brokerage account to trade stocks just as simple. Patrick Currall, Senior Financial
- [What are the Magnificent 7 stocks?](https://www.seia.com/what-are-the-magnificent-7-stocks/) - In a recent analysis of the "Magnificent 7" tech giants, Gene Balas, Investment Strategist at Signature Estate & Investment Advisors, sheds light on the powerful role AI plays in these companies' strategies. He emphasizes that while AI drives innovation and revenue for firms like Meta, Alphabet, Microsoft, and Nvidia, there’s a risk of over-investing in
- [Pros and Cons of Using a Fee-Only Financial Planner](https://www.seia.com/pros-and-cons-of-using-a-fee-only-financial-planner/) - SEIA Managing Senior Partner Jennifer Kim says: "An advisor incentivized by assets under management may not want to recommend a strategy where the funds need to leave the accounts... This can be a conflict of interest." It's crucial to understand how your advisor is compensated to help ensure they always act in your best interest.
- [Don't Panic Over Disappointing Social Security COLA, Advisors Say](https://www.seia.com/dont-panic-over-disappointing-social-security-cola-advisors-say/) - The recently announced 2.5% Social Security COLA increase for 2025, translating to about $48 extra per month for the average retiree, has left many feeling the strain, especially as Medicare premiums rise. SEIA Financial Advisor, Jared Chase points out that while inflation is cooling, essential expenses like healthcare, housing, and utilities remain elevated, putting pressure
- [These ‘CFOs’ have anxiety about retirement](https://www.seia.com/these-cfos-have-anxiety-about-retirement/) - SEIA's Advisor, Jessica Cherness is featured in MarketWatch. "Women may be the chief financial officers of their households, responsible for 85% of spending decisions, but they’re far less involved in investing—and that’s leaving them anxious about their long-term financial health," says Jessica Cherness. This financial imbalance can cause major strain, especially for women in the
- [How Advisors Can Rise To The Occasion For Elderly Clients](https://www.seia.com/how-advisors-can-rise-to-the-occasion-for-elderly-clients/) - SEIA's Senior Partner, Tom West is featured in Wealth Solutions Report. Tom West, shares his perspectives on how advisors can serve their elderly clients. Tom offers practical advice on creating personalized financial plans that address long-term care, Social Security, and asset protection. Read the full article here: https://wealthsolutionsreport.com/2024/09/12/how-advisors-can-rise-to-the-occasion-for-elderly-clients/
- [The Brew – September 2024](https://www.seia.com/the-brew-september-2024/) - RECENT MEDIA THE FED CUT, NOW WHAT? Last week, the Federal Reserve lowered interest rates by half a percent—its first cut since 2019. While equity markets welcomed this larger-than-expected reduction, it’s just a small step in reversing the 5% increase in rates we saw in 2022 and 2023. The most immediate impact is the slight
- [The Proliferation Of Upstart Boutique Wealth Management M&A Firms](https://www.seia.com/the-proliferation-of-upstart-boutique-wealth-management-ma-firms/) - SEIA's Director of M&A, Cameron Stagg is featured in Wealth Solutions Report. Cameron shared great insights about what's driving the proliferation of upstart boutique M&A firms, stating, "Many of the more than 30,000 state and SEC-registered firms – a vast majority of which are below $250 million in client assets – may lack the time,
- [Private Client Group Newsletter Q2](https://www.seia.com/private-client-group-newsletter-q2-2024/) - By Gene Balas, CFA® Investment Strategist Navigating a 529 Plan to Roth IRA Conversion: Rules, Risks, and Rewards The federal government established 529 plans, named after its section in the Internal Revenue Code, as a way to help save for college in a tax-advantaged way. These plans, also known as Qualified Tuition Programs, are tax-advantaged
- [The SEIA Report Q2 2024](https://www.seia.com/the-seia-report-q2-2024/) - By April Rosenberry, JD, LLM in Taxation Director of Estate, Tax, and Financial Planning Countdown to 2026: Key Tax Planning Moves The Tax Cuts and Jobs Act (TCJA) of 2017 brought significant changes to the tax code, many of which are set to expire after 2025 without legislative action by Congress. As this pivotal year
- [If the Fed cuts interest rates this week, how will your finances be impacted?](https://www.seia.com/if-the-fed-cuts-interest-rates-this-week-how-will-your-finances-be-impacted/) - SEIA Financial Advisor Jared Chase was quoted in USA Today: Jared Chase, Financial Advisor at Signature Estate & Investment Advisors, said “just because rates are pushing lower, that doesn’t help the sticker price.” Read the full article here: https://www.usatoday.com/story/money/personalfinance/2024/09/17/fed-interest-rate-cut-coming-impact-analysis/75250636007/
- [The Good, Bad And Ugly Of Target-Date Funds](https://www.seia.com/the-good-bad-and-ugly-of-target-date-funds/) - SEIA Senior Financial Advisor Chad Bates was quoted in Financial Advisor Magazine: “I’ve never made a direct recommendation to one of my clients to invest in a target-date fund, but they do serve a very specific purpose and fill a very important gap,” said Chad Bates of Signature Estate and Investment Advisors in Los Angeles.
- [It's Time for Investors to Brace for Rotation Out of Large Caps](https://www.seia.com/its-time-for-investors-to-brace-for-rotation-out-of-large-caps/) - A shift out of large caps may be on the horizon. According to Phil Argue, our Director of Investment Strategy, we're nearing the end of a cycle dominated by large cap stocks, and while such rotations are typical, it's crucial to start preparing now. Listen in as Phil shares insights with Schwab Network on how
- [The Brew – August 2024](https://www.seia.com/the-brew-august-2024/) - RECENT MEDIA PROACTIVE STRATEGIES FOR UPCOMING TAX CHANGES The Tax Cuts and Jobs Act (TCJA) of 2017 brought significant changes to the tax code, many of which are set to expire after 2025 without legislative action by Congress. As this pivotal year approaches, understanding the implications of these expiring provisions is crucial for effective tax
- [Best Investment Accounts for Kids in 2024](https://www.seia.com/best-investment-accounts-for-kids-in-2024/) - "Hayley Wood Bates, a certified financial planner and financial advisor with Signature Estate & Investment Advisors, told CNN Underscored that her “clients usually have a specified value system of which they want to impart on their children by way of beginning an investment account while their children are under the age of majority.” With an understanding of
- [Election 2024 Update: It's Policy, Not Party, That Matters](https://www.seia.com/election-2024-update-its-policy-not-party-that-matters/) - By Samuel Miller, CFA®, CFP®, CAIA® Vice President of Investment Strategy Historically, has the stock market fared better under Republican or Democrat administrations? Many of us might instinctively answer Republican – based on the party’s traditional lower tax, pro-business platform. In reality, however, there’s very little statistical difference. Since 1950, the S&P 500® has produced
- [SEIA Welcomes April Rosenberry, JD, LLM as Director of Estate, Tax, and Financial Planning](https://www.seia.com/seia-welcomes-april-rosenberry-jd-llm-as-director-of-estate-tax-and-financial-planning/) - We are thrilled to announce a new addition to our team, April Rosenberry, JD, LLM, who joins us as the Director of Estate, Tax, and Financial Planning. April's wealth of experience and commitment to outstanding customer service aligns perfectly with SEIA's values. April is already leading her team in providing personal advice on lifetime, trust,
- [Welcome Cameron Stagg, SEIA's new Director of M&A Analysis and Valuation](https://www.seia.com/welcome-cameron-stagg-seias-new-director-of-ma-analysis-and-valuation/) - We're thrilled to welcome Cameron Stagg as our new Director of M&A Analysis and Valuation! Cameron brings experience and passion for working with RIAs and sees the uniqueness of our platform. His role is integral in sharing SEIA's mission and growth opportunities focused on our diverse affiliation offerings. Join us in welcoming Cameron to the
- [The Brew – July 2024](https://www.seia.com/the-brew-july-2024/) - SAVE THE DATE INVESTMENT ROUNDTABLE DATE August 27, 2024 TIME 1:00pm - 2:00pm PDT We invite you to join our upcoming quarterly Investment Roundtable webinar featuring distinguished speakers: Stephanie Aliaga, Global Market Strategist at J.P. Morgan Asset Management, Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Director of Investment Strategy at SEIA.
- [Private Client Group Newsletter Q1](https://www.seia.com/private-client-group-newsletter-q1-2024/) - By April Rosenberry, JD, LLM in Taxation Director of Estate, Tax, and Financial Planning Estate Planning Essentials Setting up the building blocks for a more impactful legacy Regardless of your age or the extent of your wealth, estate planning should be an essential part of your overall financial planning. Not only does estate planning offer
- [The Brew – June 2024](https://www.seia.com/the-brew-june-2024/) - RECENT MEDIA BIFURCATIONS ABOUND The US economy is currently expanding at a moderate pace, with the S&P 500 hitting new highs. At a macro level, everything seems calm: equity volatility is at its lowest in years, and job growth remains robust. However, beneath the surface, signs are emerging that not all segments of society are
- [The SEIA Report Q4](https://www.seia.com/the-seia-report-q4-2021/) - By Gene Balas, CFA® Investment Strategist What the Infrastructure Bill Means for the Economy: Now vs. the Future Congress’ newly passed $1.2 trillion infrastructure bill will improve the nation’s productive capacity—dedicating $500 billion to highways, $39 billion to urban transit, $65 billion to broadband projects and $73 billion to electrical grids. These are all projects
- [The SEIA Report Q4](https://www.seia.com/the-seia-report-q4-2022/) - By Deron McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer 2023 – Changing Landscape Yet Again We said it earlier this year. “Inflation changes everything.” Why? Well, to put it succinctly, the 40-year high in inflation we experienced in 2022 forced a major change in the investment landscape. How? The Federal Reserve’s congressional mandate is
- [The SEIA Report Q2](https://www.seia.com/the-seia-report-q2-2021/) - By Deron McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Inflation - What do consumers need to know? Ahe Consumer Price Index (CPI) came in red hot last month at 4.93%—marking the largest year-over-year increase since the summer of 2008. But if you recall, that brief era marked a time when oil prices were north of
- [The SEIA Report Q2](https://www.seia.com/the-seia-report-q2-2022/) - By Sam Miller, CFA®, CFP®, CAIA® Director of Research and Marketing Turning Market Lemons Into Tax Lemonade After the close of the first quarter, we reflected on The Three Black Swans (i.e., the Omicron variant, a war in Ukraine, and 40-year high inflation) along with their negative impact on global capital markets and investment portfolios.
- [Private Client Group Newsletter Q4](https://www.seia.com/private-client-group-newsletter-q4-2/) - Signature Fund for Giving The Signature Fund for Giving (“Fund”) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA’s legacy. The Signature Fund for
- [Private Client Group Newsletter Q4](https://www.seia.com/private-client-group-newsletter-q4-3/) - Signature Fund for Giving The Signature Fund for Giving (SFFG or Fund) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA’s legacy. The Signature
- [The SEIA Report Q3](https://www.seia.com/the-seia-report-q3-3/) - Election 2020 By Brian D. Holmes, MS, CFP®, AIF® President, CEO It’s policy not party that matters Historically, has the stock market fared better under Republican or Democrat administrations? Many of us might instinctively answer Republican, based on the party’s traditional lower-tax, pro-business platform. In reality, however, there’s absolutely no statistical difference. Since 1945, a
- [The SEIA Report Q3](https://www.seia.com/the-seia-report-q3-2022/) - SEIA's Milestone Announcements Signature Estate & Investment Advisors, LLC (SEIA) is celebrating its 25th business anniversary and we are focused on creating a sustainable firm that will continue to serve you and your family for generations to come. Our long-term business strategy is built on continuity for our clients, with a renewed commitment to continually
- [The SEIA Report Q3](https://www.seia.com/the-seia-report-q3-2021/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist The Outlook for Tax Policy On September 13, 2021, the House Ways and Means Committee published an official release of the tax provisions currently being considered, as Democrats attempt to fully reconcile the budget. These proposed laws, spanning a range of tax topics—from corporate and international
- [Private Client Group Newsletter Q2](https://www.seia.com/private-client-group-newsletter-q2-2021/) - Signature Fund for Giving The Signature Fund for Giving (“Fund”) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. SEIA and SFFG are proud to announce our partnership with the Foundation for Financial Planning where our CERTIFIED FINANCIAL PLANNER™ (CFP®) designated Advisors will provide pro bono financial planning to
- [Private Client Group Newsletter Q2](https://www.seia.com/private-client-group-newsletter-q2-2022/) - Signature Fund for Giving The Signature Fund for Giving (SFFG or Fund) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. On June 12th, employees of SEIA gathered for a farewell celebration to honor Jonathan Zechner’s leadership and service of A Place Called Home. Jonathan has been the Executive
- [The SEIA Report Q1](https://www.seia.com/the-seia-report-q1-2021/) - Are Tax Changes on the Horizon? By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist With President Biden now in office and a Democratic majority in Congress, we believe changes to tax policy are on the horizon. But questions remain as to the specifics and the timing. What might we expect based on what was
- [The SEIA Report Q1](https://www.seia.com/the-seia-report-q1-2022/) - By Gene Balas, CFA® Investment Strategist The Outlook for Inflation: Exploring Uncertainties in the World The various federal fiscal and monetary stimulus programs enacted to combat the economic shock of the pandemic unleashed a wave of spending before supply chains were fully restored to handle the onslaught. Not surprisingly, the resulting imbalance of supply and
- [Private Client Group Newsletter Q3](https://www.seia.com/private-client-group-newsletter-q3-2022/) - Signature Fund for Giving Philanthropy in Action (SEIA’s $1,000,000 Gift) From the founding of our firm to present day, philanthropy has been deeply embedded in SEIA’s organizational DNA. In fact, giving back was one of the unifying reasons that first brought us together – the desire to pool our resources in support of children’s causes.
- [Private Client Group Newsletter Q3](https://www.seia.com/private-client-group-newsletter-2021-q3/) - Signature Fund for Giving The Signature Fund for Giving (SFFG or Fund) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. SFFG funded $5,000 to A Place Called Home’s (APCH) Back to School Event where APCH provided over 1,000 local LA Unified School district students with materials to be
- [Private Client Group Newsletter Q3](https://www.seia.com/private-client-group-newsletter-q3-2/) - Signature Fund for Giving The Signature Fund for Giving’s ongoing mission is to build meaningful relationships with our partners and foster their continuing efforts of empowering local youth. As the featured donor, the Fund gave $15,000 to this years annual Back to School Event benefiting partner organization, A Place Called Home. Over 1,000 backpacks were
- [Private Client Group Newsletter Q3](https://www.seia.com/private-client-group-newsletter-q3/) - By Jennifer Kim, MS, CFP®, CMFC, ChFC, CLU, Senior Partner Whatever your personal reason for engaging in philanthropy, there are two undeniable facts: Giving can be an incredibly fulfilling experience that when carefully planned and structured, offers meaningful financial benefits. A planned giving program also affords you more control over what will be given, when it will
- [SEIA Redondo Beach <em>southbay</em> Magazine Profile Feature](https://www.seia.com/seia-redondo-beach-southbay-magazine-profile-feature/) - SEIA’s Redondo Beach office has been featured in the latest issue of southbay magazine @OurSouthbay. Check out our profile to learn more about how SEIA differentiates itself and helps guide our clients through all elements of their financial life. Click here to read the entire article.
- [The Brew – May 2024](https://www.seia.com/the-brew-may-2024/) - RECENT MEDIA AVOID THESE 5 COMMON ESTATE PLANNING PITFALLS TO HELP PROTECT YOUR WEALTH Estate planning is an important part of wealth management, and errors can have significant consequences. Here are five common estate planning pitfalls: 1. Not Having an Estate Plan: Failing to create an estate plan altogether is one of the most significant
- [The SEIA Report Q1 2024](https://www.seia.com/the-seia-report-q1-2024/) - By Gene Balas, CFA® Investment Strategist Scams – And How to Avoid Falling for Them Investment scams raked in more than $4.6 billion—more than any other category – in 2023. That amount represents a 21% increase over 2022. The second highest reported loss amount came from imposter scams, with losses of nearly $2.7 billion reported.
- [The Brew – April 2024](https://www.seia.com/the-brew-april-2024/) - SAVE THE DATE INVESTMENT ROUNDTABLE DATE May 16, 2024 TIME 1:00pm - 2:00pm PDT We invite you to join our upcoming quarterly Investment Roundtable webinar, featuring distinguished speakers: Frank Kelly, Senior Political Strategist for DWS, Sam Miller, Vice President of Investment Strategy at SEIA, and Phillip Argue, Investment Specialist at SEIA. In this session, we will
- [Signature Estate & Investment Advisors (SEIA) Expands National Footprint with Its Largest Planned Acquisition To Date of a Cleveland-Based RIA](https://www.seia.com/signature-estate-investment-advisors-seia-expands-national-footprint-with-its-largest-planned-acquisition-to-date-of-a-cleveland-based-ria/) - Signature Estate & Investment Advisors (SEIA) Expands National Footprint with Its Largest Planned Acquisition To Date of a Cleveland-Based RIA Cedar Brook Group in Cleveland, Ohio has agreed to partner with SEIA for access to resources that allow continued support to best serve their clients. Signature Estate & Investment Advisors (SEIA), a leading independent
- [AI's Economic Ripple Effect: How Four Phases of Adoption May Shape Industries and Markets](https://www.seia.com/ais-economic-ripple-effect-how-four-phases-of-adoption-may-shape-industries-and-markets/) - By Gene Balas, CFA® Investment Strategist We can think of the adoption of artificial intelligence (AI) into four phases, and these four phases weave together a variety of industries, transforming the fabric of the global economy. Each phase of AI adoption not only marks a step forward in technological integration but also highlights the sectors
- [Election Year Uncertainty: How a Biden or Trump Presidency Could Impact Industries](https://www.seia.com/election-year-uncertainty-how-a-biden-or-trump-presidency-could-impact-industries/) - By Gene Balas, CFA® Investment Strategist As we look ahead, a question many investors may be asking in an election year would be, how would different industries be affected by either a Joe Biden administration or a Donald J. Trump administration, depending on the outcome of the election in November? Each candidate has different views
- [Forbes 2024 Best-In-State Wealth Advisors list](https://www.seia.com/forbes-2024-best-in-state-wealth-advisors-list/) - We are proud to congratulate Vince DiLeva, Eric Pritz, David Johnson, and Kyle Smith for their recognition in the Forbes 2024 Best-In-State Wealth Advisors list! This acknowledgment highlights their consistent success in providing personalized client service, as evaluated by financial data and interviews conducted by SHOOKResearch. Vince's achievement spans an impressive seven years on this
- [Leaders of Influence: Wealth Managers](https://www.seia.com/loiwm/) - We are thrilled to announce that our President and CEO Brian Holmes has been recognized as one of the Leaders of Influence: Wealth Managers 2024 by the LA Business Journal! Brian's 35+ years in investment management, coupled with his role as a founding partner of SEIA, shines through in our decades of growth and personalized
- [Spanning the Globe: Looking abroad for market opportunities](https://www.seia.com/spanning-the-globe-looking-abroad-for-market-opportunities/) - What were you doing 6 years ago? It was the summer of 2011 and amidst a 9.1% unemployment rate, a 1.8% GDP report, a U.S. debt downgrade, European debt crisis (remember PIIGS?), and renewed weakness in housing prices we were busy writing our “Time to Get Patriotic” piece urging investors to buy U.S. stocks (SEIA
- [Back to School: Public vs Private – Financial Edition](https://www.seia.com/back-to-school/) - It’s hard to believe it’s back to school season already. It’s also hard to believe that it’s been 10 years since the start of the financial crisis that brought about the Great Recession. A decade later, we find ourselves in the nation’s second longest economic recovery and expansion (FYI: the average duration of a bull
- [Meet the New Boss, Same as the Old Boss (Part II)](https://www.seia.com/meet-the-new-boss-same-as-the-old-boss-part-ii/) - Four years ago in our December 2013 SEIA Report titled, “The Federal Reserve: Meet the New Boss, Same as the Old Boss”, we offered reasons why analyzing the human makeup of the Board is so important (hint: they more or less set monetary policy for the world, affecting global capital markets everywhere). We opined that
- [The New Tax Law: Winners and Losers](https://www.seia.com/the-new-tax-law-winners-and-losers/) - On December 22, 2017, President Trump signed into law the Tax Cuts and Jobs Act - a bill that was quickly pushed through Congress without the benefit of public hearings or a thorough impact analysis. Over the last several weeks, accountants, attorneys and financial experts have begun parsing through the entire 500+ pages to identify
- [Private Client Group Newsletter Q2](https://www.seia.com/private-client-group-newsletter-q2/) - Qualified Opportunity Funds offer a new way to defer and potentially reduce your capital gains. While most of the discussion surrounding the 2017 Tax Cuts and Jobs Act has focused on changes to corporate and personal tax rates, deductions and exclusions, there’s one potentially beneficial provision that has received relatively little media coverage but a lot of cocktail party buzz among affluent investors – a new program designed to encourage investments in economically distressed communities certified by the Treasury Department as “Opportunity Zones.”
- [The Brew – March 2024](https://www.seia.com/the-brew-march-2024/) - RECENT MEDIA PUTTING THE RECENT RALLY IN CONTEXT As of the end of February, the S&P 500 gained 28% over the past year, well above the average annual gain of 9% since 1950. That said, the recent rally is not without precedent. You would only have to go back to August 2021 to find a
- [The SEIA Report Q4 2023](https://www.seia.com/the-seia-report-q4-2023/) - By Gene Balas, CFA® Investment Strategist Key Investment Themes for 2024 As we enter 2024, investors face a landscape shaped by various themes. Three particularly noteworthy factors include the challenge of reconciling diverse economic perspectives, the ongoing influence of artificial intelligence (AI) and digital transformations, and the evolving terrain of geopolitical risks. Rather than attempting
- [Dow ends 131 points higher Friday, but Nasdaq registers worst week since March](https://www.seia.com/dow-ends-131-points-higher-friday-but-nasdaq-registers-worst-week-since-march/) - Deron McCoy, SEIA's chief investment officer, was recently interviewed by Joy Wiltermuth of MarketWatch and later mentioned in an article outlining that day's market updates. Deron’s quotes further shed light on the trending market sectors investors should explore including S&P 500’s top five technology companies “while rotating into shares of industrials and materials that have
- [Disaster Preparedness Plan](https://www.seia.com/disaster-preparedness-plan/) - Deron McCoy, SEIA's chief investment officer, was recently interviewed by Joy Wiltermuth of MarketWatch on emergency funds, he was quoted in the article titled: “Why it might be time to meld your investing strategy with your disaster preparedness plan.” The article sheds light on how to prepare investment portfolios around disaster management and Deron’s quotes
- [Archives](https://www.seia.com/archives/) - Click on archived articles below to read more. Signature Estate and Investment Advisors Client Excellence Award SEIA Hits $2 Billion in Assets Barron’s Ranks SEIA Worth honors Holmes, DiLeva Wealth Manager Ranks SEIA Financial Advisor Ranks SEIA SEIA Named a Best Company in LA Barron’s Ranks SEIA Registered Rep Ranks SEIA SEIA Names New Partners
- [ALL COUNTRY WORLD INDEX (ACWI): A BETTER MOUSETRAP](https://www.seia.com/all-country-world-index-acwi-a-better-mousetrap/) - A lot can change in six years. For example, in 2007, Apple launched its game-changing mousetrap (the iPhone); but that year also marked the beginning of the financial crisis. In October 2007, U.S. equity markets started to retreat from their recent all-time highs and markets fell into turmoil. Download our full report here.
- [WHEN SAFE BECOMES RISKY, TIME TO REBALANCE](https://www.seia.com/when-safe-becomes-risky-time-to-rebalance/) - Last quarter we suggested that although equity markets were approaching six-year highs, “higher yielding securities will continue to perform.” That prognostication quickly proved true as investors’ constant thirst for yield pushed income-oriented assets northwards as dividend securities (Utilities, Consumer Staples, Pharmaceutical Companies, Telecom, Master Limited Partnerships, etc.) enjoyed a rousing first quarter. But now with
- [BULL MARKET TURNS 4!](https://www.seia.com/bull-market-turns-4/) - BULL MARKET REVIEW: In early February, the venerable Dow Jones Industrial Average, with its long and storied past, traded above 14,000 for the first time since October 2007, moving to within 180 points (1.3%) of its all time high. The S&P 500, meanwhile, moved above 1500, to levels last seen in December 2007. With major
- [ELECTION 2012: WINNERS AND LOSERS](https://www.seia.com/election-2012-winners-and-losers/) - One beneficiary of the result will be Federal Reserve chairman Ben Bernanke, who will have the continued support of the President, rather than face Mitt Romney, who announced he would not renew Bernanke’s term. From this perspective, markets can relax as quantitative easing (QE) money printing is set to continue and interest rates should remain
- [POLITICAL PRIZEFIGHT](https://www.seia.com/political-prizefight/) - Congress is poised for another showdown on taxes and the budget deficit later this year—and this time, like any memorable heavyweight title bout, it has a name. Fed Chairman Ben Bernanke, leader in monetary policy, coined the year-end fiscal policy decisions as the “The Fiscal Cliff.” While it doesn’t pack the same punch as “The
- [A MODERN GREEK TRAGEDY 2012: “A Midsummer Dream or Nightmare”](https://www.seia.com/a-modern-greek-tragedy-2012-a-midsummer-dream-or-nightmare/) - Europe matters once again—and once again the problems center on Greece. At its core, the European sovereign debt-crisis (ESDC) involves debt ridden countries (Greece) that are no longer able to refinance their own government debts without assistance and loans from a third party (Germany). In exchange for the loans, austerity is promised in order to
- [What are some financial  opportunities I should look for?](https://www.seia.com/what-are-some-financial-opportunities-i-should-look-for/) - Every year brings some financial change, and 2012 is no exception. Here are some relevant changes relating to investment, tax and estate planning for this year. Retirement Plans. Annual limits for 401(k), 403(b) and 457 contributions rise slightly to $17,000, and you can contribute an additional $5,500 to these accounts if you are 50 or
- [Year End Review, 2012 Preview](https://www.seia.com/year-end-review-2012-preview/) - Twelve months ago the US equity markets wrapped up 2010 with a 15% gain. Small caps and emerging markets fared even better with 20%+ gains. It appeared that Ben Bernanke’s Quantitative Easing programs staved off recession and continued recovery and expansion were in store for 2011. Our year end review highlighted trades in the capital
- [Relative Valuations Amid Economic Uncertainty](https://www.seia.com/relative-valuations-amid-economic-uncertainty/) - The government recently said that the economy grew at a 1% annual rate in Q2, down from its initial estimate of a 1.3% pace and not much better than Q1’s 0.4% growth rate. With the two most recent quarters posting growth rates below 1%, recession worries have increased as periods of 1% growth or less
- [Soft Patch be Damned -  Time to Get Patriotic.](https://www.seia.com/soft-patch-be-damned-time-to-get-patriotic/) - I think we all know that the media tends to over analyze not only what is wrong but also what could go wrong. Although it is not the end of the world (that prophecy proved false on May 21st), this year is looking more and more like last year. Recall the 2010 summer doldrums and economic
- [Tax Laws in 2011](https://www.seia.com/tax-laws-in-2011/) - After months of political power plays, in the waning hours of 2010, President Obama signed into law the Tax Relief, Unemployment Insurance Reauthorization, and Jobs Creation Act. Download our full report here.
- [Tom's Media Highlights](https://www.seia.com/toms-media-highlights/) - Title Here Source By Author Date Here Title Here Source By Author Date Here Title Here Source By Author Date Here
- [Paul Taghibagi of Signature Estate and Investment Advisors, Named to Barron’s Top 100 Independent Financial Advisors List for 3rd Consecutive Year](https://www.seia.com/paul-taghibagi-of-signature-estate-and-investment-advisors-named-to-barrons-top-100-independent-financial-advisors-list-for-3rd-consecutive-year/) - This article features Paul Taghibagi as one of Barron's top independent financial advisors for the 3rd consecutive year. To read the full article click here.
- [Brian Holmes, CEO of Signature Estate and Investment Advisors, Named to Barron’s Top 100 Independent Financial Advisors List for 8th Consecutive Year](https://www.seia.com/brian-holmes-ceo-of-signature-estate-and-investment-advisors-named-to-barrons-top-100-independent-financial-advisors-list-for-8th-consecutive-year/) - This article features Brian Holmes as one of Barron's top independent financial advisors for the 8th consecutive year. To read the full article click here.
- [Los Angeles Signature Estate and Investment Advisors SEIA Continues Rapid Growth Now at 4 Billion in Managed Assets](https://www.seia.com/los-angeles-signature-estate-and-investment-advisors-seia-continues-rapid-growth-now-at-4-billion-in-managed-assets/) - Signature Estate and Investment Advisors, LLC (SEIA), a full service wealth management firm headquartered in Southern California, has surpassed $4 Billion AUM* and is growing at a rapid pace, with a completely organic approach that exemplifies the power of independent financial advice. The firm has created an advisor-client-community service ecosystem second to none, that fuels growth
- [Like Any Summer Squall, This Too Shall Pass](https://www.seia.com/like-any-summer-squall-this-too-shall-pass/) - On May 21st, U.S. stocks (S&P 500®) reached an all-time high of 2130. But summer squalls overseas (Greece, China, etc.) have subsequently rattled global investors and caused many to hit the sell button, pushing stocks lower into “correction” territory – a drop of 10% from their springtime highs. The sudden bout of volatility may seem
- [Japan: Past 25-year Performance is Not Indicative of Future Returns](https://www.seia.com/japan-past-25-year-performance-is-not-indicative-of-future-returns/) - Global investors and even Japanese citizens are woefully although understandably under allocated to Japanese stocks. Why? For most of our “investment” lifetimes, the island nation has been a place to avoid, with equities (Nikkei 225) still unable to fully recover from the Japanese bubble that popped 25-years ago. From the 1989 top to the 2009
- [The Global Equity Horserace: An Update on Europe](https://www.seia.com/the-global-equity-horserace-an-update-on-europe/) - The month of March marks a couple of key milestones in recent investor lore. On March 9th 2000, the NASDAQ broke through 5000 and peaked one day later at 5048 (the only two days the index closed above that mark). Fifteen years later, the index is once again poised to break through the momentous level
- [Crude Oil](https://www.seia.com/crude-oil/) - Several years ago, many of the discussions in SEIA’s Investment Committee (IC) centered on whether the commodity “Super Cycle” of the last decade had finally come to a close. Long-term investors will recall that the period of the 2000s was marked by outperformance from commodities due in part to strong Emerging Market economies. China’s rapid
- [The 2014 Autumn Fall: Have the Leaves of Global Growth Changed Color?](https://www.seia.com/the-2014-autumn-fall-have-the-leaves-of-global-growth-changed-color/) - Three weeks ago, the S&P 500 (a measure of U.S. Large Cap stocks) hit a new closing high of 2011.36 (intraday high of 2019 a day later) and was up 10% for the year after returning 32% the year prior. Such fantastic returns over a relatively short period of time prompted the SEIA Investment Committee
- [Globalization vs. the U.S. Business Cycle: The Effects on U.S. Interest Rates](https://www.seia.com/globalization-vs-the-u-s-business-cycle-the-effects-on-u-s-interest-rates/) - Many investors believed that U.S. interest rates, which started the year at 3.02%, would move north this year and approach 3.50%. But in fact, the opposite has occurred and rates now sit at 2.50% as of August 4th. What happened? This year, Europe joined Japan with another aggressive attempt at further easing of monetary policy,
- [GLOBAL EQUITY HORSERACE: AN UPDATE ON EUROPE](https://www.seia.com/global-equity-horserace-an-update-on-europe/) - Six years into an economic cycle is bound to bring on some changes. In every bull market, as it matures, consumer sentiment improves. It’s only natural that we should collectively feel better as our stocks gain wealth. However, “happier” investors tend to fuel exuberant over sustained rallies, and eventually greed begins to take hold. As
- [THE ECONOMICS OF OIL PRICES AND POTENTIAL IMPACT TO YOUR PORTFOLIO](https://www.seia.com/the-economics-of-oil-prices-and-potential-impact-to-your-portfolio/) - On June 19th of last year, Crude Oil was trading at $106.83/barrel. A mere seven months later, on January 19th, frenetic trading had brought the price per barrel down to $46.47 (a historical drop of 56%). Yet demand is holding steady and, in fact, projected to increase over the next couple of years. The problem
- [2014 MID TERM ELECTIONS: A LOT CAN CHANGE IN 6 YEARS](https://www.seia.com/2014-mid-term-elections-a-lot-can-change-in-6-years/) - Six years after the 2008 election, which netted Democrats 60 Senate seats and a super majority (along with the ability to enact broad legislation), the 2014 midterm “Republican wave” changed the balance of power, resulting in the most dominantly Republican Congress since 1929. In the Senate, Republicans picked up at least seven seats giving them
- [WHY THE TRADITIONAL ASSET ALLOCATION PLAYBOOK MAY BE OBSOLETE: THE X’S AND O’S OF ALTERNATIVES](https://www.seia.com/why-the-traditional-asset-allocation-playbook-may-be-obsolete-the-xs-and-os-of-alternatives/) - Asset allocation “strategies” have traditionally been limited to determining what percentage of a portfolio should be invested in stocks vs. bonds. Bond yields around the globe are at historical lows. Rates are eventually heading higher, which will lead to interest rate risk for bond holders’ principal. Domestic equities are arguably in the later innings of
- [THE RECIPE FOR A MATURING BULL MARKET](https://www.seia.com/the-recipe-for-a-maturing-bull-market/) - FEAR: A five-year-old bull market can change people. Not that long ago, we were preaching to anyone who would listen the merits of stocks. But the conversation proved difficult as fear overwhelmed many investors. As recently as February 2011 we said, “Even with our current bull market posting a near 100% gain…history suggests that this
- [2014 Q1 EQUITY MARKET OUTLOOK: “DO THE MATH”](https://www.seia.com/2014-q1-equity-market-outlook-do-the-math/) - Analysts can value assets in many ways. For real estate, metrics such as Costper-Square Foot and Capitalization Rates are common. For equities, valuation ratios include Price-to-Cash Flow (P/CF), Price-to-Sales (P/S), Price-to-Book (P/B) and the lengthy Enterprise Value-toEarnings before Interest, Taxes, Depreciation and Amortization (EV/EBITDA). Download our full report here.
- [THE FEDERAL RESERVE: “MEET THE NEW BOSS, SAME AS THE OLD BOSS.”](https://www.seia.com/the-federal-reserve-meet-the-new-boss-same-as-the-old-boss/) - The Federal Reserve (the Fed) was not the original central bank of the United States. In 1791, the then fledgling U.S. government granted the First Bank of the United States a charter to operate as our central bank until 1811 when Congress refused to renew its charter. Five years later, the Second Bank of the
- [The Los Angeles Business Journal’s list of the 100 Largest Money Management Firms](https://www.seia.com/the-los-angeles-business-journals-list-of-the-100-largest-money-management-firms/) - SEIA was featured in the top 100 largest money management firms. Click here to see the full list.
- [What should you do with that 401(k) when you retire?](https://www.seia.com/what-should-you-do-with-that-401k-when-you-retire/) - SEIA was featured in the Washington Post. Click here to read the full article.
- [Why You Should Do A Digital Inventory of Your Assets](https://www.seia.com/why-you-should-do-a-digital-inventory-of-your-assets/) - SEIA's very own Tom West was featured in this U.S. News article. To read the full article click here.
- [The Top 25 High-Net-Worth Advisors in 2016](https://www.seia.com/the-top-25-high-net-worth-advisors-in-2016/) - SEIA was ranked among the 25 top high-net-worth advisors in 2016. See the full list here.
- [Should I Stay or Should I Go?](https://www.seia.com/should-i-stay-or-should-i-go/) - There has been no shortage of headlines over the past months championing both sides of the argument regarding the upcoming (June 23rd) referendum as to whether or not the United Kingdom will remain a member of the European Union. Attempting to wade through all the information and digesting it can quickly become a bit overwhelming,
- [Sunnier Days](https://www.seia.com/sunnier-days/) - Just a few short months ago, we wrote at length about the stranglehold that fear seemed to have on both investors’ psyches and on the markets at large. Despite a steady stream of encouraging economic reports showing continued growth in employment, strong consumer spending and service economy expansion, a cloud of worry that a slowdown
- [The End of Fiscal Austerity](https://www.seia.com/the-end-of-fiscal-austerity/) - Between the never-ending U.S. election coverage and the recent turmoil in global capital markets, there’s a good chance you may have missed the December headlines coming out of Congress. For the first time in a halfdecade, the legislative body finally took positive action to benefit economic growth. Download the full article here.
- [2016: Fear Trumps Fundamentals](https://www.seia.com/2016-fear-trumps-fundamentals/) - After a frustrating 2015, where most major asset classes either returned less than 1% or lost money outright, investors were welcomed into the new year with the worst first-week of stock market losses— EVER! After the 6th worst opening day since 1928, the S&P 500 continued to lose ground the rest of the week and
- [THE END OF FISCAL AUSTERITY](https://www.seia.com/the-end-of-fiscal-austerity-2/) - Between the never-ending U.S. election coverage and the turmoil in global capital markets to begin the year, there’s a good chance you may have missed a seismic shift that registered barely a blip in the press. For the first time in a half-decade, Congress finally took some positive actions to benefit economic growth. Download our
- [FEAR OR FUNDAMENTALS?](https://www.seia.com/fear-or-fundamentals/) - After a frustrating 2015, where most major asset classes either returned less than 1% or lost money outright, investors were welcomed into the new year with the worst first ­week of stock market losses—EVER! Following the 6th worst opening day since 1928, the S&P 500 continued to lose ground, ending the first full week down
- [OPPOSITES ATTRACT](https://www.seia.com/opposites-attract/) - They say opposites attract. In capital markets, perhaps there are no two more opposite asset types than high-quality U.S. Treasuries and energy-related Master Limited Partnerships. One is deemed perhaps the safest asset in the world, while the other lately seems perpetually mired in losses. We focus on them a bit more closely this quarter, as
- [JAPAN: PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RETURNS](https://www.seia.com/japan-past-performance-is-not-indicative-of-future-returns/) - Global investors and even Japanese citizens are woefully although understandably under allocated to Japanese stocks. Why? For most of our “investment” lifetimes, the island nation has been a place to avoid, with equities (Nikkei 225) still unable to fully recover from the Japanese bubble that popped 25­years ago. From the 1989 top to the 2009
- [Consistency Matters](https://www.seia.com/consistency-matters/) - Brian D. Holmes was recently ranked in Barron’s list of the top independent financial advisors for the ninth consecutive year. See the full article here.
- [Fed Raises Interest Rates for Third Time Since Financial Crisis](https://www.seia.com/fed-raises-interest-rates-for-third-time-since-financial-crisis/) - SEIA Chief Investment Office Deron McCoy was featured in this New York Times article by Binyamin Appelbaum on March 15, 2017. Read the full text here.
- [Investment Strategies Forum Question: What exposure do you look for in ETFs?](https://www.seia.com/forum-question-what-exposure-do-you-look-for-in-etfs/) - PAM talks with Rusty Vanneman from CLS and Mark Copeland from SEIA about what they see in the ETF space. To read the full article click here.
- [Signature Estate and Investment Advisors Reaches $6 Billion in Assets; Celebrates 20 Years](https://www.seia.com/signature-estate-and-investment-advisors-reaches-6-billion-in-assets-celebrates-20-years/) - SEIA was featured in an article on PR Newswire. To read the full article click here.
- [The Los Angeles Business Journal’s Best Places to Work](https://www.seia.com/the-los-angeles-business-journals-best-places-to-work/) - Signature Estate & Investment Advisors, LLC® was recently named as one of the Best Places to Work in Los Angeles. This tenth annual program was created by the Los Angeles Business Journal and Best Companies Group. This survey and awards program was designed to identify, recognize and honor the best employers in Los Angeles, benefiting the
- [FA’s 2016 Annual RIA Ranking](https://www.seia.com/fas-2016-annual-ria-ranking/) - Click here to see the full list.
- [New Year's Resolutions for Investors](https://www.seia.com/new-years-resolutions-for-investors/) - Whether building your dream house or crafting an investment portfolio that will last a lifetime, the likelihood of realizing your vision without a well thought out plan is at best remote. There are simply far too many decisions, choices and potential distractions. I can hear the mantra of Benjamin Franklin now: “if you fail to
- [2016 US. Presidential Election: As the dust settles](https://www.seia.com/2016-us-presidential-election-as-the-dust-settles/) - ELECTION WINNER Election results have come in and Donald Trump is set to be the 45th President of the United States. At the onset of this election, there were 16 candidates that included Ted Cruz, John Kasich, Jeb Bush and Marco Rubio. Yet after 597 days filled with countless headlines, political gaffes and midnight tweets,
- [Lowering the tent: the political circus leaves town](https://www.seia.com/lowering-the-tent-the-political-circus-leaves-town/) - It’s finally here! Hard to believe but after a bitterly contested and historic presidential campaign lasting 18 months, the election is now less than a few days away. And while political discussions over the final days are sure to stir emotions and angst amongst the neighbors (and perhaps within your own family!), prudent investors will
- [U.S. Real Estate: All Grown Up](https://www.seia.com/u-s-real-estate-all-grown-up/) - The U.S. stock market is made up of many different types of companies across a multitude of industries. To assist investors, Standard & Poor’s and MSCI have grouped individual stocks into sectors, with each sector representing one slice of the stock market pie. Historically, the classification system was divided into 10 sectors (consumer discretionary, consumer
- [‘Bremain Calm’ or ‘The British are Leaving!’](https://www.seia.com/bremain-calm-or-the-british-are-leaving/) - UK citizens in a non-binding national referendum voted to leave the European Union (EU) trading bloc. Reasons likely vary from voter to voter, but two main constituencies seemed to propel the leave vote: rural/industrial working-class voters who feel economically left behind and are spurred on by a nationalistic desire to control immigration and take back
- [Britain’s Independence Day?](https://www.seia.com/britains-independence-day/) - While most analysts and polls predicted a close vote for the U.K. referendum, few predicted the vote to be in favor of the United Kingdom leaving the European Union. Final results of the June 23rd United Kingdom referendum came out this morning stating that Britain has voted to leave. Prime Minister David Cameron also announced
- [EMERGING MARKETS; EMERGING OPPORTUNITIES](https://www.seia.com/emerging-markets-emerging-opportunities/) - It is a famous quote attributed to Christopher Columbus. It is wisdom that too few investors ever take to heart. Consider for a moment that U.S. investors typically allocate about 75% of their equity portfolio to U.S. stocks, yet our economy only accounts for about 22% of global GDP (JPMorgan). Download our full report here.
- [2016 US PRESIDENTIAL ELECTION: EXPECT THE UNEXPECTED](https://www.seia.com/2016-us-presidential-election-expect-the-unexpected/) - The Republican and Democratic conventions have both concluded with the expected nominees prevailing – but not without some controversies along the way. The Republican convention got off to a rocky start including an attempt to “unpledge” Trump delegates, as well as the notable absences of Republican Governor John Kasich and previous nominee Mitt Romney. Ultimately,
- [Fact Checking The Stock Market](https://www.seia.com/fact-checking-the-stock-market/) - Due in no small part to an overwhelming sense of political fatigue, some investors and pundits headed into the New Year with a decidedly bearish outlook. For investors, the one thing that cannot be spun is the raw data. Since mid-2015, we have been likening our sluggish economy to a plane flying at low altitude (“Flying at Low Altitude”). While
- [PCG Newsletter](https://www.seia.com/pcg-newsletter/) - It’s hard to believe it’s back to school season already. It’s also hard to believe that it’s been 10 years since the start of the financial crisis that brought about the Great Recession. A decade later, we find ourselves in the nation’s second longest economic recovery and expansion (FYI: the average duration of a bull
- [The SEIA Report](https://www.seia.com/the-seia-report/) - In this quarterly report we talk about 7 Steps to Strengthen your Information Security & Privacy. Download the full report here to read this article and more.
- [PCG Newsletter](https://www.seia.com/pcg-newsletter-2/) - We’ve all heard it said countless times before: there’s nothing the stock market hates more than uncertainty! Yet in a year marked by a spate of natural disasters, nothing has managed to impede the market’s inexorable rise. In the twelve months following Donald Trump’s election, US stocks (the S&P 500®) rose 21%, making it the fourth
- [The SEIA Report](https://www.seia.com/the-seia-report-2/) - In this final report we take a look back at 2017. To read the full report click here.
- [The Winter Whipsaw](https://www.seia.com/the-winter-whipsaw/) - WHAT HAPPENED. After one of the better Januarys on record, February is experiencing one of its worst starts ever. On the 5th, the Dow Jones dropped 1175, the worst point-drop EVER. The S&P 500® dropped a whopping 113 points, hitting a low of 2638 at one point intraday. While the numbers are large – especially thinking back to when the entire S&P 500 index dipped below 700 during the depths of the financial crisis – the markets are much higher now, so investors (and the media) should really focus on the percentage drop.
- [PCG Newsletter Q1](https://www.seia.com/pcg-newsletter-q1/) - The New Tax Law: Winners and Losers Late last year, President Trump signed into law the Tax Cuts and Jobs Act – a bill that was quickly pushed through Congress without the benefit of public hearings or a thorough impact analysis. Since that time, accountants, attorneys and financial experts have parsed through the entire 500+
- [The SEIA Report Q1](https://www.seia.com/the-seia-report-q1/) - AN UPDATE ON TAX REFORM Each time tax reform has been signed into law historically, winners and losers have been created as a result. For example, in 1986 sweeping changes to the tax code did away with the tax shelter afforded to real estate investors, wiping out the savings and loan industry in the process. More
- [Intra-Quarter Update](https://www.seia.com/intra-quarter-update/) - Just three short months ago, U.S. Large Caps (S&P 500®) were up 7.5% for the year, peaking at a lofty 2872.1 At that time we opined that ‘it might be wise to temper enthusiasm for the S&P 500 a bit’ and urged investors ‘to expect and prepare for future volatility, revisit your investment plan and at the very least rebalance’; carefully pointing out that the large profits and little risk of the previous year (“2017: Tastes great, less filling!”) was by no means normal.
- [Best Places to Work for Financial Advisers 2018: Signature Estate & Investment Advisors](https://www.seia.com/best-places-to-work-for-financial-advisers-2018-signature-estate-investment-advisors/) - When the four founders of Signature Estate & Investment Advisors started the firm, they wanted to maintain the independence of their four respective practices, even as they joined forces, said Brian D. Holmes, president and CEO. "We realized we had to create a different model so that people wouldn't ever want to leave the firm,"
- [2018: The Sum of All Fears](https://www.seia.com/2018-the-sum-of-all-fears/) - Why Volatility is Up and How to Position Portfolios We want to take this opportunity to characterize the first half of 2018 while outlining how we have repositioned portfolios ahead of new market headwinds. The large profits and minimal volatility that were the hallmarks of 2017 gave way to the first half of 2018 that flipped the script. So why has 2018 been such a stark contrast to 2017?
- [SEIA plans to add an office in Texas and expects to roll out ESG model portfolios by the end of the summer](https://www.seia.com/signature-estate-investment-advisor-plans-to-add-an-office-in-texas-and-expects-to-roll-out-esg-model-portfolios-by-the-end-of-the-summer/) - Los Angeles, California-based RIA Signature Estate & Investment Advisors (SEIA) has set out ambitious expansion plans and is set to launch a new range of ESG model portfolios. The firm just opened an office in San Francisco, California and plans to add another in Houston, Texas over the next few months, according to Joe Fusaro, director of operations at SEIA.
- [THE SEIA REPORT Q2](https://www.seia.com/the-seia-report-q2-18/) - WHAT TO EXPECT FROM MIDTERM ELECTIONS With midterm elections coming later this year, investors have begun to focus on potential outcomes and the likely impact of each scenario on the financial markets. A record number of House Republicans and an elevated number of House Democrats have chosen to not seek reelection in November (Exhibit 1),
- [PCG NEWSLETTER Q2](https://www.seia.com/pcg-newsletter-q2/) - WHAT TO EXPECT FROM MIDTERM ELECTIONS With midterm elections coming later this year, investors have begun to focus on potential outcomes and the likely impact of each scenario on the financial markets. A record number of House Republicans and an elevated number of House Democrats have chosen to not seek reelection in November, meaning there
- [SEIA Continues Rapid Expansion](https://www.seia.com/seia-continues-rapid-expansion/) - LOS ANGELES, June 28, 2018 /PRNewswire/ -- Signature Estate and Investment Advisors ("SEIA"), a full-service wealth management firm headquartered in Southern California, announced that SEIA and its affiliates reached $8 billion in assets under management (AUM) as of June 30th, 2018 – a significant growth milestone for the company. Established in 1997, SEIA has experienced a consistent increase in the growth of both
- [SEIA has launched a new office in Houston](https://www.seia.com/seia-has-launched-a-new-office-in-houston/) - Los Angeles, California-based RIA Signature Estate & Investment Advisors (SEIA) has opened a new office in Houston, Texas. The firm launched the Houston office last week with new hire, Jesse Brown, an advisor most recently with John Hancock Financial Services. Click here to read the article.
- [Sam Miller featured in Financial Planning Article](https://www.seia.com/sam-miller-featured-in-financial-planning-article/) - Sam Miller is quoted alongside the director of fixed income at Schwab Center for Financial Research, as well as spokespeople from advisory firms like Talis Advisors and First Foundation. "Floating-rate securities will play an important role in bond portfolios for investors, since they reduce interest rate risk in exchange for increased credit risk," says
- [Sam Miller shares his forecast for remainder of the year](https://www.seia.com/sam-miller-quoted-in-financial-planning-article/) - Sam Miller was quoted alongside a chief investment strategist with Northwestern Mutual. He shares insight about 2017’s unusually-low volatility and his forecasts for the remainder of the year. "We have been reminding our advisors at every opportunity that the unusually low volatility of 2017 was very much an anomaly and to expect markets to normalize
- [10 years after the Great Recession: What 2008 taught us not to do with our money](https://www.seia.com/10-years-after-the-great-recession-what-2008-taught-us-not-to-do-with-our-money/) - Where were you when the economy lost $1.1 trillion? It’s been a decade since the financial crisis of 2008. Whether or not you were among those who lost a job or financial stability, we all learned important lessons during the Great Recession, some of them bitter. Thankfully over the last decade, we’ve recovered many of the 8.7 million jobs lost. Today, unemployment is just 3.9 percent — a far cry from 10 percent hit in 2009.
- [THE SEIA REPORT Q3](https://www.seia.com/the-seia-report-q3/) - By Sam Miller , CFA®, CAIA®, Senior Investment Strategist What are GICS? Global Industry Classification Standards (GICS), launched in 1999, is a taxonomy for publicly traded companies. It assigns each company a sector, industry group, industry, and sub-industry based on its principal business activity. Initially constructed with 10 high level sectors, there were no major changes until
- [Los Angeles Wealth Management Firm, SEIA, Launches ESG IMPACT Portfolio for Socially Conscious Investors](https://www.seia.com/los-angeles-wealth-management-firm-seia-launches-esg-impact-portfolio-for-socially-conscious-investors/) - LOS ANGELES, Sept. 26, 2018 /PRNewswire/ -- Signature Estate and Investment Advisors ("SEIA"), a full-service wealth management firm headquartered in Southern California, today announced the launch of its ESG IMPACT portfolio, an investment strategy comprised of investment vehicles that meet ESG (Environmental, Social, and Governance) and SRI (Socially Responsible Investment) criteria. Click here to read the full article
- [Partner With Team Of Experts To Ensure Clients Receive Stellar Service](https://www.seia.com/partner-with-team-of-experts-to-ensure-clients-receive-stellar-service/) - Even the smartest financial advisors know that they don't know it all. That's why they join forces with a team of experts to round out their client service. Click here to read the entire article.
- [Q3: Raging vs Aging Bull](https://www.seia.com/q3-raging-vs-aging-bull/) - 2018 Q3 Investment Landscape By: Deron McCoy, CFA®, CFP®, CAIA, AIF®, Chief Investment Officer Sam Miller, CFA®, CAIA, Senior Investment Strategist In recent weeks, financial news outlets have published dozens of articles with attention-grabbing headlines citing the “longest bull market in history.” Is this factual or the financial version of “fake news”? Let’s take a closer look. Over
- [Dow Jones drops 831 points!](https://www.seia.com/dow-jones-drops-831-points/) - By: Deron McCoy, Chief Investment Officer CFA®, CFP®, CAIA, AIF® That’s the ‘all caps’ headline the media will use for shock value, hoping to lure you into reading their article or clicking their ad – a shameless attempt to profit off your emotions and fears. But don’t be fooled. The truth is, with the Dow
- [Holiday Wish List](https://www.seia.com/holiday-wish-list/) - By: Deron McCoy, Chief Investment Officer, CFA®, CFP®, CAIA, AIF® Sam Miller, Senior Investment Strategist, CFA®, CAIA® Dear Santa, I thought I’d write to share my Christmas list with you. Before I do that, however, since it’s only been a few weeks since Thanksgiving, let me first take a minute to express gratitude for
- [The Low Hanging Fruit Has Been Plucked](https://www.seia.com/the-low-hanging-fruit-has-been-plucked/) - By: Deron McCoy, Chief Investment Officer, CFA®, CFP®, CAIA, AIF® Sam Miller, Senior Investment Strategist, CFA®, CAIA® Back in March 2017, after the Federal Reserve lifted the range of the Federal Funds rate to 0.75% (technically a 25 basis point range of 0.75% to 1.0% but we like to quote the lower bound), we
- [THE SEIA REPORT Q4](https://www.seia.com/the-seia-report-q4/) - By Sam Miller , CFA®, CAIA®, Senior Investment Strategist Gridlock Ahead? As expected by most political pundits, the 2018 Midterm election saw Democrats win the House with Republicans maintaining the Senate. Despite a reputation for deploying unconventional tactics, President Trump appears to be bound to historical norms in at least one sense: US voters continue to
- [Private Client Group Newsletter Q4](https://www.seia.com/private-client-group-newsletter-q4/) - By: Vince A. DiLeva, MS, CFP®, AIF®, Senior Partner How should I balance my portfolio’s need to generate cash flow with my desire for principal growth to leave a legacy for my children? These are two very common primary concerns in retirement. Tackling the dilemma of providing cash flow to meet expenses is a process,
- [The Sunnier Days that follow Groundhog Day](https://www.seia.com/the-sunnier-days-that-follow-groundhog-day/) - Deron McCoy, CFA®, CFP®, CAIA, AIF®, Chief Investment Officer It was one of the worst months ever for global equity markets. Fear had a stranglehold on capital markets as investors sold stocks due to concerns over projections of continuous Federal Reserve interest rate hikes in the teeth of a slowdown in China, crashing crude oil
- [THE SEIA REPORT Q1 2019](https://www.seia.com/the-seia-report-q1-2019/) - By: Deron McCoy, CFA®, CFP®, CAIA, AIF®Chief Investment Officer Asset Allocation: Your Portfolio’s North Star Every individual portfolio needs an intended destination and a road map to guide it. At SEIA, our mission is to provide the straightest and smoothest path possible to your unique destination. Asset allocation is the means by which we accomplish
- [SEIA appoints Christopher Maryanopolis as Chief Operations Officer of SIA](https://www.seia.com/seia-appoints-christopher-maryanopolis-as-chief-operations-officer-of-sia/) - LOS ANGELES, July 10, 2019 /PRNewswire/ -- Signature Estate & Investment Advisors, LLC® ("SEIA"), a full-service wealth management firm headquartered in Southern California, announced today that Christopher Maryanopolis will join the firm as the Chief Operations Officer ("COO") of Signature Investment Advisors ("SIA"). As COO, Chris will oversee SIA, a wholly owned subsidiary of SEIA, and the local Office of Supervisory Jurisdiction
- [How to Invest in the S&P 500 at All-Time Highs](https://www.seia.com/how-to-invest-in-the-sp-500-at-all-time-highs/) - Investors are entitled to wonder if they should stay the course or cash in the gains. Click here to read the entire article.
- [Why Greece is selling new bonds at ‘risk-free’ levels akin to U.S. Treasurys](https://www.seia.com/why-greece-is-selling-new-bonds-at-risk-free-levels-akin-to-u-s-treasurys/) - Textbook investing is being derailed by low global yields. Greeks may have invented philosophy. But this week the seaside nation is testing out another idea: its bonds are roughly as risky as haven U.S. Treasurys. Click here to read the entire article.
- [The SEIA Report Q2](https://www.seia.com/the-seia-report-q2/) - By Deron McCoy, CFA®, CFP®, CAIA, AIF®, Chief Investment Officer Happy Birthday America! Happy Birthday Cycle! One decade. On July 1st, the current business cycle turned 10 years old. That’s a long time and in fact breaks the record for the longest economic expansion ever by eclipsing the previous record set during the 1990s1. No
- [Avoiding the Tax Tail Trap](https://www.seia.com/avoiding-the-tax-tail-trap/) - By Sam Miller, CFA®, CAIA®, CFP® , Senior Investment Strategist As a wealth management firm with many clients residing in the state of California as well as other high tax states around the country, we are acutely aware of the bite that taxes can take out of portfolio returns. Because of this, we use every
- [SEIA Announces Award Wins for 2019](https://www.seia.com/seia-announces-award-wins-for-2019/) - LOS ANGELES, July 3, 2019 /PRNewswire/ -- Signature Estate & Investment Advisors, LLC ("SEIA"), a full-service wealth management firm headquartered in Southern California, today announced that the firm recently received several industry accolades, recognizing both SEIA's culture and superb advisors. Among the awards, SEIA was named to the "2019 Best Places to Work for Financial Advisers" list by InvestmentNews, marking the
- [The SEIA Report Q3](https://www.seia.com/the-seia-report-q3-2/) - Negative and Less than Zero By Deron McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer It's not suppose to be like this. In normal times, if someone wants to borrow $10,000 from you for a year, you two might agree that 2% interest is the right amount for the loan, so that at the end
- [Picking Your Spots in Fixed Income](https://www.seia.com/picking-your-spots-in-fixed-income/) - Deron T. McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer Let’s be honest, bonds can be rather boring. In a best-case scenario, they pay a coupon and then repay principal at maturity. But as analysts, we get excited when we get into the weeds. We believe that even the perceived humdrum fixed income asset class
- [SEIA Continues on Path of Rapid Expansion, Reaching $10.3B in AUM](https://www.seia.com/seia-continues-on-path-of-rapid-expansion-reaching-10-3b-in-aum/) - LOS ANGELES, CA - December 11, 2019—Signature Estate & Investment Advisors (SEIA), a full-service wealth management firm headquartered in Los Angeles, today announced it has reached $10.3 billion in assets under management (AUM) – signifying a momentous growth of $8 billion over the last eight years. Founded in 1997 with only four partners and seven employees,
- [The SEIA Report Q4](https://www.seia.com/the-seia-report-q4-2019/) - Check Your Biases By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Why do some 401k plan participants invest equally across all the available plan options, regardless of their financial goals or comfort with risk? Why do so many investors panic and sell after the market has already dropped 20%? Why do
- [PRIVATE CLIENT GROUP NEWSLETTER Q4](https://www.seia.com/private-client-group-newsletter-q4-2019/) - The Signature Fund for Giving The Signature Fund for Giving (“Fund’) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA's legacy. The Signature
- [What You Need to Know About the SECURE Act](https://www.seia.com/what-you-need-to-know-about-the-secure-act/) - In recent years, and continuing throughout 2019, Congress has been rigidly divided across party lines, unable to pass much in the way of legislation. And with election-year battles on the horizon, it doesn’t appear as though gridlock will be letting up anytime soon. On December 20, 2019, however, as part of a $1.4 trillion spending
- [SEIA’s McCoy On Navigating The Current Investment Landscape](https://www.seia.com/seias-mccoy-on-navigating-the-current-investment-landscape/) - Deron McCoy, Chief Investment Officer, SEIA met with Julie Cooling, Founder & CEO, RIA Channel to discuss the firm’s approach to meeting the client's needs and overcoming late market cycle challenges. McCoy explains the long-running bull market’s impact on client portfolios and the firm’s emphasis on tax-efficient strategies, diversification and reduction of concentrated stock risk.
- [Dow Jones Drops 1,031 Points!](https://www.seia.com/dow-jones-drops-1301-points/) - By Deron T. McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer That’s the ‘all caps’ headline the media might use for shock value, hoping to lure you into reading their article or clicking their ad. While this may indeed rank as the 3rd largest point decline ever[1], keep in mind that the six largest point
- [Negative and Less than Zero II](https://www.seia.com/negative-and-less-than-zero-ii/) - By Deron McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer This article is an updated version of our previous article, "Negative and Less than Zero," published in "The SEIA Report,” Q3 2019. It’s not supposed to be like this. In normal times, if someone wants to borrow $10,000 from you for a year, you two
- [Coronavirus Update](https://www.seia.com/coronavirus-update/) - By Deron T. McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer First, breathe. Don’t act irrationally in the face of fear. Second, let’s try to agree on what impact the Coronavirus will have. It will absolutely (but temporarily) impact your portfolio; it may impact your lifestyle; but it will not impact your life. Third, the
- [Greed vs Fear](https://www.seia.com/greed-vs-fear/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Throughout history, markets have a tendency to be driven by varying degrees of greed or fear. In recent days, the pendulum has swung far to the side of fear, based on continued headlines of COVID-19’s lack of containment and disagreement between Saudi Arabia and Russia over
- [Investing in a Volatile Market: Timing the Market vs Time in the Market](https://www.seia.com/investing-in-a-volatile-market-timing-the-market-vs-time-in-the-market/) - By Howard Chen, AIF®, CMFC® Director of Investment Services The financial markets do not like uncertainty. And there has been no shortage of uncertainty being introduced to the markets this year, leaving a pit in most investors’ stomachs. COVID-19 (Coronavirus) is likely to be front and center as world powers grapple with taming the spread
- [Life Lessons Transcend School and Sports](https://www.seia.com/life-lessons-transcend-school-and-sports/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer I derive great pleasure not only from being the father of two wonderful kids (ages 9 and 11) but also in having an opportunity to coach or assist with their varied sports teams. Not only is it just plain fun, it offers a front-row seat
- [The Fed and the Department of Public Works](https://www.seia.com/the-fed-and-the-department-of-public-works/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Perhaps there’s no easier way to put people to sleep then by talking at length about the Federal Reserve. All I need to do is mention the words ‘repo rate’ or ‘discount window’ and most people’s eyes start glazing over as they stifle a yawn. But wait…bear with me for just a second. Over the weekend, investors were anxiously waiting to see if the Fed would again cut interest rates, perhaps even moving the short-term Fed Funds rate down to zero. And in dramatic fashion on Sunday, the Fed took rates to zero. While the move might help loosen financial conditions, it’s not the main problem that deserves our attention. Jim Grant of Grant’s Interest Rate Observer reminds us that “interest rates are prices,” and while the cost of money is important, it’s not the be-all and end-all.
- [We're Here For You](https://www.seia.com/here-for-you/) - As our country and world grapple with the COVID-19 outbreak, please be reassured we’re here for you—ready to listen, support and navigate this together.
- [Key Provisions of the CARES Act Stimulus](https://www.seia.com/key-provisions-of-the-cares-act-stimulus/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist In response to the ongoing COVID-19 global pandemic and corresponding economic fallout, the Coronavirus Aid, Relief, and Economic Security (CARES) Act rolled through Congress and was signed by President Trump on March 27th. Totaling $2 trillion, the CARES Act represents the largest stimulus package in modern
- [Are We Entering a 21st Century Version of the Great Depression?](https://www.seia.com/are-we-entering-a-21st-century-version-of-the-great-depression/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Last week’s unemployment data (3.28 million jobless claims) was just the tip of the iceberg. The economic data that will be announced over the coming weeks and months stands to be equally unprecedented and, to put it mildly, sobering. The NY Fed’s newly formed Weekly Economic
- [The SEIA Report Q1](https://www.seia.com/the-seia-report-q1-2/) - What You Need to Know About the Secure Act By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist For the better part of the last decade, Congress has been rigidly divided across party lines, unable to pass much in the way of legislation. And with election-year battles heating up, it doesn’t appear as though gridlock will be letting up anytime soon. On December 20, 2019, however, as part of a $1.4 trillion spending package, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act1 – the most sweeping set of changes to retirement legislation in more than a decade. While there are many important provisions in the Act (for both individuals and businesses), the following provides a highlight of key features that may likely impact you as well as some strategies to consider:
- [CARES Act](https://www.seia.com/cares-act/) - On March 27th, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law, aimed at providing financial relief for the economic downturn caused by the Coronavirus pandemic.
- [How to Invest in a Bear Market as a Beginner](https://www.seia.com/how-to-invest-in-a-bear-market-as-a-beginner/) - Navigating a bear market as a new investor can be tricky as they are not all alike. For instance, structural bear markets can be triggered by financial bubbles, says Deron McCoy, chief investment officer of Signature Estate & Investment Advisors. Cyclical markets occur as interest rates rise to slow an overheating economy, while event-driven bear
- [The Top Questions Investment Advisors Are Getting Asked Right Now](https://www.seia.com/the-top-questions-investment-advisors-are-getting-asked-right-now/) - Worth asked RIAs and financial advisors what they’re advising their clients to do right now. Here’s what they had to say. What Sectors of the Markets Are You Rotating To and From? “We’re rotating to the sectors of technology, health care and consumer staples,” says Brian Holmes, president and CEO of Signature Estate & Investment
- [Private Client Group Newsletter Q1](https://www.seia.com/private-client-group-newsletter-q1/) - Signature Fund for Giving The Signature Fund for Giving (“Fund”) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA’s legacy. Proud Sponsor of the
- [Oil, oil everywhere...](https://www.seia.com/oil-oil-everywhere/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist What happened? In a year already filled with memorable days, Monday, April 20th will be remembered as a historic one for the markets – with the price of West Texas Intermediate crude oil dropping below zero for the first time ever (closing at -$37.63/bbl). While this
- [Forecast survey: Economy’s slow rebound from coronavirus free fall will keep Fed on hold until 2022](https://www.seia.com/forecast-survey-economys-slow-rebound-from-coronavirus-free-fall-will-keep-fed-on-hold-until-2022/) - It took days for the novel coronavirus to send the U.S. economy down a devastating free fall, prompting the Federal Reserve to slash interest rates to zero. But it could potentially take years for growth and unemployment to return to where they were before the pandemic, leaving the Federal Reserve on the sidelines for about two
- [A Fresh Look at Monetary Policy (Q&A)](https://www.seia.com/a-fresh-look-at-monetary-policy-qa/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer When will the Fed lift rates? We believe it could be in 2024 or later. How did we arrive at this forecast? There are several ways that we can come to the same conclusion. First, we can let history be a guide. After the 1990 and 2001 recessions, it took about 2.5 years after the end of the recession for the Fed to move rates higher. The Great Recession was larger than the previous two recessions, so it took longer to raise rates—that time around 6.5 years. If the recession were to end in Q4, then 2-3 years would take us out to Q1-Q2 of 2023. This GDP decline is much more severe than the Great Recession, so perhaps it will be longer—but not quite ready to make a 2027 type of forecast. Another way to look at it is through the dual mandate lens. A material move upward in rates would only occur after a material move up in inflation in conjunction with a material move downward in unemployment. But with falling wages, falling rents, and negative energy prices all pointing toward a deflationary environment combined with double-digit unemployment—monetary policy will be benign for a very long time Finally, we can simply look to the yield curve. I would say a move in the Fed Funds will be put off until the Ten-Year Treasury yield is north of 2.00% which again—appears to be a long way off.
- [Video: Investment Landscape](https://www.seia.com/investment-landscape-may-11-2020/) - 
- [SEIA Redondo Beach <em>southbay</em> Magazine Profile Feature](https://www.seia.com/southbay-magazine-financial-services-profile-feature/) - SEIA Redondo Beach has been featured in the Financial Services profiles of southbay magazine. The profile includes answers from our partners to questions about unexpected changes in the recent market crisis, planning for withdrawals at this time, and suggests seeking out quality, objective advice before making decisions. Click here to read the entire article.
- [Defense Wins Championships!](https://www.seia.com/defense-wins-championships/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer It’s a tried and true maxim of sports. But one that has clear parallels in the investing arena as well. Over extended periods of time, some of the best performing portfolios are those that maintain a defensive element to help them weather the most turbulent of times. But exactly what types of investments qualify as defensive? Unfortunately, there’s no definitive black or white answers – only shades of gray depending on your personal definition of “defensive.” At one extreme, there’s cash (although an argument can be made as to whether cash is actually an investment). Many view holding cash as a relatively no risk strategy. In an era of zero-interest-rate monetary policy, cash may not lose value in the normal sense, but it won’t grow either. Over time, the “real value” of cash gradually loses its purchasing power as inflation quietly erodes its worth; ensuring a negative real return.
- [How COVID-19 is changing the face of US-China relations](https://www.seia.com/how-covid-19-is-changing-the-face-of-us-china-relations/) - By Josh Woodard, CFA® Research Analyst The COVID-19 pandemic will have a long-term impact not just on individuals and businesses, but on the political landscape as well. We’ve already begun to see some early signs of this in the form of a more tense relationship between the U.S. and China. After a trade deal finally materialized late last year, relations have once again become frosty. In addition to ongoing trade discussions, Hong Kong protests have intensified as China moves to impose a new national security law, and the White House continues to tighten sanctions on telecom giant Huawei (China’s most important 5G company). And now, U.S. legislators are threatening to delist Chinese companies from U.S. exchanges.
- [Municipal Bonds - The Current State of the States and a Path Forward](https://www.seia.com/municipal-bonds-the-current-state-of-the-states-and-a-path-forward/) - By Christine Sol Investment Strategist On April 22, Senate Majority Leader Mitch McConnell stated categorically that he favored allowing states to declare bankruptcy rather than providing them with a federal bailout. Fueling fears of possible state bankruptcies, the statement has generated a great deal of scrutiny into the safety and health of municipal bonds (munis). Rainy-day fund resilience Because of their pivotal importance to communities, munis have a variety of tools at their disposal which have enabled them to weather previous external market shocks. At the start of 2020, most municipalities had record amounts of cash on reserve fueled by strong revenue growth over the past decade. In fact, most municipal issuers are financially stronger today than they were prior to the 2008 global financial crisis. States entered the COVID-19 crisis with rainy-day funds equal to $75B (the equivalent of 7.7% of annual spending). That amount is more than 1.6 times more than the rainy-day funds they held entering 2008. Additionally, states have options to balance their budgets, the ability to draw on reserves, sweep cash from additional funds, cut spending, raise taxes, and stretch payables.
- [Forecast survey: Fed seen as keeping rates at rock bottom through yield-curve control](https://www.seia.com/forecast-survey-fed-seen-as-keeping-rates-at-rock-bottom-through-yield-curve-control/) - The Federal Reserve is seen as increasingly likely to keep interest rates at near-zero percent until 2023 or beyond and will find new ways to keep borrowing costs at rock-bottom levels. SEIA's chief investment officer, Deron McCoy, along with a growing number of financial and economic experts surveyed for Bankrate’s June Fed Forecast say the U.S. central bank won't be able to lift rates for three to four years.
- [ESG Trends in the Time of COVID-19](https://www.seia.com/esg-trends-in-the-time-of-covid-19/) - By Josh Woodard, CFA® Research Analyst As is the case with nearly every business around the world, COVID-19 will certainly have a lasting impact on the investment industry. And one potentially huge beneficiary of these changes will be the area of Environmental, Social, and Governance (ESG) investing. ESG is a style of investing that focuses
- [Is There Still Value in Value?](https://www.seia.com/growth-vs-value/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist As we entered the decade of the 2020s, top of mind for many multi-asset class investors was (and still is) the eye-popping performance of mega cap growth stocks – not only in absolute terms, but especially relative to other sectors and asset classes that have
- [Video: Summer 2020](https://www.seia.com/video-investment-landscape-summer-2020/) - 
- [The SEIA Report Q2](https://www.seia.com/the-seia-report-q2-2/) - Is This Time Different? By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Just like fashion, art, and cooking, investing is also subject to fads and styles that come in and out of favor. Whether it’s dotcom stocks or cannabis startups or cryptocurrencies, it’s simply human nature to become enamored with the shiny new things that everyone’s buzzing about. One of the trendiest investments in recent years has been “Big Tech” – a very select group of the largest technology and communications companies that includes some combination of Facebook, Amazon (officially a consumer discretionary stock), Netflix, Microsoft, Apple, and Google and which is referred to by various different acronyms (e.g., FANG, FAAMG, FANMAG) depending on whichever companies happen to be shining the brightest most recently. In most instances, we advocate steering clear of investment fads. But unlike other passing crazes, the adoration heaped on this short list of companies has been well deserved as collectively they have demonstrated truly remarkable innovation, scale, and profitability.
- [Anxious investors are pushing gold prices to all-time highs](https://www.seia.com/anxious-investors-are-pushing-gold-prices-to-all-time-highs/) - SEIA’s chief investment officer, Deron McCoy, was recently mentioned in the CNN Business article Anxious investors are pushing gold prices to all-time highs. The article discusses how the Fed stimulus has hurt the dollar and lifted gold, especially as worries mount about a weakening global economy and the increase in COVID-19 cases across the US. The piece
- [Private Client Group Newsletter Q2](https://www.seia.com/private-client-group-newsletter-q2-2/) - Signature Fund for Giving The Signature Fund for Giving (“Fund”) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA’s legacy.
- [2020 Election: What to Expect Going Forward](https://www.seia.com/2020-election-what-to-expect-going-forward/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Having just passed the midpoint of 2020, the year has already staked its claim as one for the history books – a year that for many reasons most of us will remember for the rest of our lives. But in addition to the ongoing coronavirus pandemic,
- [5 Considerations Before Buying a Vacation Home](https://www.seia.com/5-considerations-before-buying-a-vacation-home/) - Thinking about buying a vacation home given the current low mortgage interest rates? This article includes insights on what to consider when buying a vacation home and concludes with a slideshow on "8 Ways to Boost ROI on your Vacation Home," which features SEIA's senior partner, Fritz Miller, suggesting that you may want to consider
- [2020 FAQs: Trying to Make Sense of it All](https://www.seia.com/2020-faqs-trying-to-make-sense-of-it-all/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer MAKING SENSE OF THE LAST FIVE MONTHS How have stock prices risen considering the resurgence of COVID-19 cases/deaths and weakening economic data? I certainly understand the question, but it is important to remember that not ALL stock prices have risen. Some stocks (companies) have been
- [Runaway Inflation or Reflation?](https://www.seia.com/runaway-inflation-or-reflation/) - By Josh Woodard, CFA® Research Analyst Summary With unemployment levels still elevated, inflation should not be a short term concern The Fed has made clear their intention to maintain rates at low levels for the foreseeable future—even if inflation meets or surpasses their historical 2% target Asset classes such as real assets, commodities, equities, and
- [SEIA Demonstrates Rapid Expansion and Earns Recognition by Leading Industry Publications](https://www.seia.com/seia-demonstrates-rapid-expansion-and-earns-recognition-by-leading-industry-publications/) - LOS ANGELES, CA - October 15, 2020 — Signature Estate and Investment Advisors, LLC (SEIA), a full-service wealth management firm headquartered in Southern California, today announced that SEIA and its affiliates reached $12.3 billion in assets under management (AUM). In addition to the AUM growth, SEIA was also named to Barron's "2020 Top RIA Firms." The firm's rapid growth was further
- [Focus on the "Known Knowns"](https://www.seia.com/focus-on-the-known-knowns/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer After a historic week in a historic year marked by uncertainty, U.S. citizens started to gain a bit more clarity on what 2021 has in store. The obvious elephant donkey in the room was the delayed results of the presidential election with Joe Biden being
- [Fed Faces New Challenges in 2021 (Q&A)](https://www.seia.com/fed-faces-new-challenges-in-2021-qa/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer When it comes to Fed actions in the latter half of 2020, how would you grade the Fed's response and its ability to effectively communicate to both the markets and the public how it plans to steer the economy past the current recession? Grade A.
- [Survey: Rates at zero until 2024, but coronavirus vaccine likely to ‘supercharge’ economy](https://www.seia.com/survey-rates-at-zero-until-2024-but-coronavirus-vaccine-likely-to-supercharge-economy/) - SEIA’s chief investment officer, Deron McCoy, along with a growing number of financial and economic experts surveyed for Bankrate’s December Fed Forecast reflect on the scope for the US economy to recover. Half of those surveyed see the Fed likely to keep rates at rock-bottom until at least 2024. More than half of respondents expect
- [The SEIA Report Q4](https://www.seia.com/the-seia-report-q4-2/) - Fixed Income Going Forward By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist With the election over (for the most part), a likely divided government in 2021, and an effective Covid vaccine on the way (hopefully sooner than later), most investors have been heavily focused on the equity side of their portfolio. It's certainly understandable.
- [Profit-Sharing Plans: Should You Take One?](https://www.seia.com/profit-sharing-plans-should-you-take-one/) - "If you ask most business owners what their most valuable intangible asset is, they would quickly declare their employees," states our very own Tysons Corner, VA office partner David Johnson. He shares his unique insights on profit-sharing plans with Rachel Hartman of US News & World Report. Click here to read the entire article.
- [What the Stomach-Churning GameStop Ride Means for Advisors and Their Clients](https://www.seia.com/what-the-stomach-churning-gamestop-ride-means-for-advisors-and-their-clients/) - It's been a volatile week for the stock market, but what does the GameStop stock volatility mean to advisors and clients? Most advisors will tell you, not much. SEIA's Senior Investment Strategist, Sam Miller, offers that parabolic price moves are bound to end at some point and reminds investors that volatility works both ways. Click
- [Stock Market Valuations - Is it Different This Time?](https://www.seia.com/stock-market-valuations/) - By Deron McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Some are arguing that the stock market is scary expensive with metrics such as Warren Buffet’s Indicator which measures total U.S. market cap to U.S. gross domestic product (GDP), the S&P 500 price-to-sales (P/S) ratio, and the S&P 500 Price-to-Earnings (P/E) ratio all near historic highs.
- [Q&A: Why the Stock Market May Not Be Overpriced](https://www.seia.com/qa-why-the-stock-market-may-not-be-overpriced/) - “As the world digs itself out of this #pandemic, we should continue to see the global economy improve,” SEIA’s chief investment officer @Deron McCoy featured in the latest @U.S. News and World Report Q&A piece with @Coryanne Hicks, outlining reasons why the #StockMarket is overpriced today and how should investors evaluate it moving forward. Click
- [How Advisors Should Build a Succession Plan](https://www.seia.com/how-advisors-should-build-a-succession-plan/) - "To build a successful #successionplan, advisors must first value the practices while considering factors such as client demographics, sources, and growth rate of revenue as well as client retention," @David Johnson, a partner at SEIA, shares his unique take on the importance of a succession plan, how to properly create one, and how to determine
- [SEIA's "Signature Fund for Giving" Raises More Than One Million Dollars for Local and National Charities](https://www.seia.com/seias-signature-fund-for-giving-raises-more-than-one-million-dollars-for-local-and-national-charities/) - LOS ANGELES, CA - March 18, 2021 — Signature Estate and Investment Advisors (SEIA), a full-service wealth management firm headquartered in Southern California, announced today that its "Signature Fund for Giving" has raised more than one million dollars for local and national charities, since its founding. For its most recent donor partnership, SEIA participated with the Pediatric
- [Private Client Group Newsletter Q1](https://www.seia.com/private-client-group-newsletter-q1-2021/) - Signature Fund for Giving The Signature Fund for Giving (“Fund”) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. We are here to collaborate with these organizations to assist in achieving their missions and remain committed to our next generation as part of SEIA’s legacy. The Signature Fund for
- [Video: Investment Update - Overstimulated?](https://www.seia.com/video-investment-update-overstimulated/) - In our latest investment update video, SEIA's Chief Investment Officer, Deron McCoy explains: • 2021 themes have come through in the first quarter of the year... • Massive stimulus and the risks of over-heating the economy • Anticipate higher inflation, higher GDP, higher interest rates • 2021 does not equal 2020, so expect a choppy
- [The Brew - Apr 16 2021](https://www.seia.com/brew041921/) - TOP NEWS TAXESTreasury secretary, Janet Yellen, calls upon the rest of the world to raise corporate taxes as the US eyes an infrastructure package and tax increase. GLOBAL GROWTHThe IMF has lifted its global growth forecasts to 6%, the highest since 1980, as they see improvement in the global economic recovery. INFLATIONInflation continues to creep
- [Video: Investment Update - Everything is Awesome?](https://www.seia.com/video-investment-update-everything-is-awesome/) - In our latest investment update video, SEIA's Chief Investment Officer, Deron McCoy covers: Themes from the last nine months (Vaccines, Vision) have pushed the market higher (Valuations) But all three are poised to become headwinds in the back half of this year Everything is Awesome now, but take profits and be fearful when others are
- [Spaced Out from Stock Options](https://www.seia.com/spaced-out-from-stock-options/) - A case study on the opportunities and challenges of SpaceX employee stock option planning By Eric C. Pritz, CFP®, CMFC® Partner Kyle Demshki, CFP® Advisor Executive Summary Employee stock options are a mystical component of the corporate compensation package. Employees are often recruited and rewarded for their hard work with the mighty “E” word; equity.
- [Valuations, Vaccines, and the Vision out of DC](https://www.seia.com/valuations-vaccines-and-the-vision-out-of-dc/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer These three themes have been at the center of the investment landscape over the last nine months. And the beneficiaries of each turned out to be the same groups of stocks—Cyclicals, Value, and Small Caps. To help refresh your memory, let’s quickly recap our recent
- [The Brew - May 7 2021](https://www.seia.com/brew051021/) - TOP NEWS US ECONOMYHousehold income grew by a record 21.1% in March, thanks to the $1,400 stimulus checks sent. Spending is expected to help power a fast economic recovery. THE FEDDallas Federal Reserve Bank President Robert Kaplan has begun calling for the conversation of tapering bond purchases by the Fed. In response to good economic
- [The Brew - May 20 2021](https://www.seia.com/brew052521/) - TOP NEWS US JOBSUS job openings have hit a record high as certain industries cannot find workers. The closing of schools and daycares and increased unemployment benefits have contributed to this bottleneck. INFLATIONConsumer inflation rose 4.2% (year over year) for April. Higher prices for used cars were a leading factor for the large April increase. US
- [Why Roth IRA Conversions May Now Be Advantageous](https://www.seia.com/why-roth-ira-conversions-may-now-be-advantageous/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO Thanks to a couple of factors, some investors are thinking about this move before 2020 ends. Roth IRAs have attracted retirement savers since their introduction in 1998. They offer the potential for tax-free retirement income, provided Internal Revenue Service rules are followed. Do
- [Video: Mid-Quarter Update on the 3-V's (Valuations)](https://www.seia.com/mid-quarter-update-on-the-3-vs-valuations/) - In our latest investment update video, Deron McCoy, SEIA's Chief Investment Officer, provides a mid-quarter update revisiting the tailwinds of the three V's -- Vaccine, Valuations, and Vision -- and where we stand going forward. These tailwinds have been driving the market over the past nine months or so, but they are now poised to
- [Helping Aging Parents Manage Finances Isn’t Easy. Advisors Can Help.](https://www.seia.com/helping-aging-parents-manage-finances-isnt-easy-advisors-can-help/) - "Families shouldn’t need to commit to an #investment or commit to move their money to a new custodian in order to get better financial fiduciary-level advice in this space,” @Thomas West, a partner in the Virginia office of SEIA on how to help #agingparents manage their finances; @Kenneth Corbin, @barron’s Click here to read the
- [The Brew - Jun 8 2021](https://www.seia.com/brew060921/) - INVESTMENT UPDATE In our latest investment update video, Deron McCoy, SEIA’s Chief Investment Officer, provides a mid-quarter update revisiting the tailwinds of the three V’s — Vaccine, Valuations, and Vision — and where we stand going forward. These tailwinds have been driving the market over the past nine months or so, but they are now
- [Inflation is continuing to rise—here’s how it could affect your money](https://www.seia.com/inflation-could-affect-your-money/) - While “today’s increase is nothing compared with the 1970s, when several unique shocks led inflation to hit double digits, there will be sticker shock this summer, as supply chains catch up with consumer needs post-pandemic,” our Chief Investment Officer @Deron McCoy in conversation with @Alicia Adamczyk, @CNBC Click here to read the entire article.
- [The Outlook for Infrastructure](https://www.seia.com/the-outlook-for-infrastructure/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist As we emerge from the pandemic, it’s important to reflect on the past year and acknowledge the essential role—for better or worse—that government must play in preparing for (and dealing with) similar events in the future. In much the same fashion, infrastructure is another area where
- [The Brew - Jun 22 2021](https://www.seia.com/brew062321/) - TOP NEWS INFLATIONConsumer prices rose 5% year over year in May, led by surging used car prices. JOBSJob openings have moved higher, hitting a record 9.3 million, as companies look to hire. The April JOLTs data beat the market expectations, as the labor market heals. TAXESG-7 leaders have agreed to endorse a global minimum corporate
- [Inflation - What do consumers need to know?](https://www.seia.com/inflation-what-do-consumers-need-to-know/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer The Consumer Price Index (CPI) came in red hot last month at 4.93%—marking the largest year-over-year increase since the summer of 2008. But if you recall, that brief era marked a time when oil prices were north of $120/barrel. If we strip out those high
- [The Brew - Jul 16 2021](https://www.seia.com/brew071921/) - RECENT MEDIA TOP NEWS INFLATIONDespite high prints of inflation, markets are starting to signal a slowdown in price increases. Breakeven rates (the difference between treasury yields and inflation-linked bonds) have begun falling, pointing to a change in expectations. FEDThe Federal Reserve has been discussing scaling back purchases of mortgage bonds, as members of the Fed
- [The Brew - Aug 5 2021](https://www.seia.com/brew080921/) - RECENT MEDIA TOP NEWS INFLATIONVolatility in government bonds reflects the worries about slowing economic growth, coupled with lingering inflation. EARNINGSThe week of July 26th kicked off the mega-cap tech earnings season. Second-quarter earnings have exceeded expectations, with 88% of S&P 500 companies reporting an earnings surprise. CHINAChinese regulators continue the crackdown on their large technology companies
- [Investing in Space: 7 Space Stocks and ETFs to Watch](https://www.seia.com/investing-in-space-7-space-stocks-and-etfs-to-watch/) - Our leap into space shouldn’t be that far! "Current industries like defense and aerospace, machinery, semiconductors, etc., are poised to benefit from the increased spending in space exploration,” our investment team reflects on #SpaceStocks and #ETFs to look out for, in conversation with @US News and World Report. Click here to read the entire article.
- [25 Tips from 25 Years of Investing](https://www.seia.com/25-tips-from-25-years-of-investing/) - By Len Hirsh, MBA, CFP®, AIF® Financial Advisor As a Financial Advisor and CERTIFIED FINANCIAL PLANNER™ professional, I’ve learned a lot about investing over the last 25 years, and here are 25 tips I think all investors should keep in mind: Markets are unpredictable. What happens on daily basis is unforeseeable, and no one really
- [Video: Thanks for Nothing](https://www.seia.com/video-thanks-for-nothing/) - In this quick Investment Update, “Thanks for Nothing”, SEIA’s CIO, Deron McCoy, reminds us that the government may not be the best at calling recessions. In April 2020, we opined that the recession might be the shortest on record and that stocks had already bottomed. Last month, The National Bureau of Economic Research (NBER) declared
- [Will the current high lifetime estate and gift tax exemption be going away?](https://www.seia.com/will-the-current-high-lifetime-estate-and-gift-tax-exemption-be-going-away/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO Take advantage of your opportunities As part of the Tax Cuts and Jobs Act of 2017, the lifetime gift and estate tax exemption amount was essentially doubled—from $5.49 million to $10 million adjusted annually for inflation. This means for the 2021 tax year,
- [Family Wealth Conversations](https://www.seia.com/family-wealth-conversations/) - By Gary K. Liska, MS, CFP®, AIF, CRPC, AAMS Founding Partner, CFO Guidance and ground rules for more present and productive talks Many of us were raised with an outdated notion that wealth is a private matter between spouses—not a topic to be discussed in any detail with children, extended family, or friends. As a
- [Investing Overseas:  What’s Going On In China?](https://www.seia.com/investing-overseas-whats-going-on-in-china/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Chinese stocks have continued to sell off in recent weeks in response to a regulatory crackdown targeting a number of key industries. They’re now firmly in ‘bear market’ territory, defined as a 20% drop from a recent high. What started with the pulling of the Ant
- [Here's what financial experts say to do with your money in 2021](https://www.seia.com/heres-what-financial-experts-say-to-do-with-your-money-in-2021/) - “While it might be a bit premature this year, perhaps in late 2022 or 2023 investors can expect some modest levels of income on both #bankaccounts and money markets with subsequent annual increases thereafter,” our very own @Deron McCoy in conversation with @Washington Business Journal on how to look ahead and make wise #investmentdecisions. Click
- [The Brew - Aug 30 2021](https://www.seia.com/brew083121/) - RECENT MEDIA TOP NEWS FEDTwo voting members of the Federal Reserve have called for the Fed to start tapering bond purchases this year. Both Raphael Bostic and Tom Barkin believe the strong economic recovery does not need as much help from the Fed. INFLATIONCore inflation in July rose 0.3%, less than the 0.4% expected, pointing
- [Tax Policy Update](https://www.seia.com/tax-policy-update/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist At the beginning of this year, we noted that with President Biden in office and a democratic majority in Congress, tax policy changes likely would be forthcoming—but both specifics and timing remain critical unknowns. President Biden campaigned on promises of infrastructure spending and social programs, paid
- [Video: Groundhog Day? Watch Cyclicals](https://www.seia.com/video-groundhog-day-watch-cyclicals/) - From navigating through the #Corona virus to now striving through the #DeltaVariant, the market landscape has seen more shifts in the last 18 months than it ever has. In our latest #InvestmentUpdate, we share further insights on how investors can address these unprecedented challenges. 
- [The Brew - Sep 15 2021](https://www.seia.com/brew091721/) - RECENT MEDIA TOP NEWS FEDThe Federal Reserve noted that the economy “downshifted slightly” in August. The renewed surge in covid may force the Fed to postpone tapering their bond purchases to 2022. CHINA ECONOMYChina’s Central Bank said that they will not embark on a large-scale stimulus plan, despite an economic slowdown. JOBSThe August jobs report
- [Tax update](https://www.seia.com/tax-update/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist On September 13, 2021, the House Ways and Means Committee published an official release of the tax provisions currently being considered, as Democrats attempt to fully reconcile the budget. These proposed laws, spanning a range of tax topics—from corporate and international taxation to individual taxation and
- [Video: Evergrande & Evergiven. But Everlasting?](https://www.seia.com/video-evergrande-evergiven-but-everlasting/) - Here we are at the choppy back half of the year with stocks moving back down to July 1 levels only to bounce again. Why? There are new risks that investors must deal with, but they are all short-term in nature and shouldn’t derail any long-term economic cycles. And then there are tailwinds, which should help
- [SEIA Demonstrates Rapid Expansion Amid Industry Accolades](https://www.seia.com/seia-demonstrates-rapid-expansion-amid-industry-accolades/) - LOS ANGELES, CA - October 5, 2021 — Signature Estate and Investment Advisors, LLC® (SEIA) and its affiliates today announced that they have reached $15.6 billion in assets under management (AUM) – further substantiating the firm's rapid and consistent growth. Additionally, committed to attracting the best of the best in the industry, SEIA's latest recruit – Patrick Currall,
- [Leading RIAs Come Together to Support Pro Bono Financial Advice](https://www.seia.com/leading-rias-come-together-to-support-pro-bono-financial-advice/) - SEIA is thrilled to join Foundation for Financial Planning’s RIA Impact Partners program, through which leading RIAs from across the country are coming together with a common purpose: to advance pro bono financial planning for families in need. Click here to read the full announcement.
- [8 Best New ETFs to Buy](https://www.seia.com/8-best-new-etfs-to-buy/) - SEIA’s senior portfolio associate, Ethan Lam and investment strategist, Christine Sol, share their unique take on two new ETFs to consider as part of the article “8 Best New ETFs to Buy” with Coryanne Hicks at US News and World Report. Click here to read the entire article.
- [The Brew - Oct 26 2021](https://www.seia.com/brew110/) - WE'D LOVE TO HEAR FROM YOU Please take a minute to complete a quick 3 question survey to weigh in on our quarterly webinar series. WEBINAR SURVEY INVESTMENT UPDATE Here we are at the choppy back half of the year with stocks moving back down to July 1 levels only to bounce again. Why? There
- [The Covid Estate Planning Boom](https://www.seia.com/the-covid-estate-planning-boom/) - With extra free time while staying at home during Covid, many folks were able to work on their future planning needs, such as creating wills or completing an estate plan. “Clients engaged in estate planning during Covid are learning that it is not enough to have wealth to get the best outcomes in the retirement
- [Updated Framework for the Build Back Better Act](https://www.seia.com/updated-framework-for-the-build-back-better-act/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist The most recent text of the Build Back Better Act was released on Thursday, October 28th. Over the course of six weeks of negotiations, the bill was significantly scaled back from the previous version we discussed in September, in an effort to secure the necessary votes
- [Video: Valuations](https://www.seia.com/video-valuations/) - Stocks recently reached all-time highs, leaving some feeling uneasy around the marketplace as they are reminded of bubbles from the past. But earnings also reached record highs! So where does that leave valuations? In our latest Investment Update, Deron McCoy, Chief Investment Officer, explains: 
- [Smart Beta 101](https://www.seia.com/smart-beta-101/) - By Sam Miller, CFA®, CFP®, CAIA® Senior Investment Strategist Over the last decade, smart beta has continued to emerge as an increasingly popular investment style, for both institutional investors and wealth management firms alike. Asset flows have matched this increasing enthusiasm with smart beta ETFs reaching $1.3 trillion in AUM as of July 31st, 2021,
- [Video: Cyclicals/Small Caps Outperform in a Healthy Bull Market](https://www.seia.com/video-cyclicals-small-caps-outperform-in-a-healthy-bull-market/) - With the delta variant simmering down and some near-term risks out of Washington DC being reconciled, cyclicals appear to be resuming as leaders and markets continue to grind higher. Deron McCoy discusses past and current trends along with some contrarian indicators of small-cap flows and performance. 
- [What’s Next for the Biden Fiscal Agenda?](https://www.seia.com/whats-next-for-the-biden-fiscal-agenda/) - By Sam Miller, CFA®, CFP®, CAIA® Director of Research & Marketing Despite a roller coaster year in Washington, President Biden’s fiscal agenda took two steps forward last week with the signing into law of the Infrastructure Investment and Jobs Act, and the House passing its version of the Build Back Better (BBB) legislation. Slated to
- [The Brew - Dec 1 2021](https://www.seia.com/brew111/) - INVESTMENT UPDATE Stocks recently reached all-time highs, leaving some feeling uneasy around the marketplace as they are reminded of bubbles from the past. But earnings also reached record highs! So where does that leave valuations? In our latest Investment Update, Deron McCoy, Chief Investment Officer, explains: RECENT MEDIA TOP NEWS FEDFederal Reserve member Randal Quarles
- [Video: Temporary Pause Amid Temporary Issues](https://www.seia.com/video-temporary-pause-amid-temporary-issues/) - We just recently spoke of a healthy bull market, but with a resurgence of COVID causing renewed volatility where does that leave us? Are we in a higher inflationary environment favoring Value/Cyclicals? Or a higher COVID environment favoring Growth/Technology? Deron McCoy, Chief Investment Officer, explains our views on these and other topics in our latest
- [The Brew - Dec 20 2021](https://www.seia.com/brew112/) - INVESTMENT UPDATE We just recently spoke of a healthy bull market, but with a resurgence of COVID causing renewed volatility where does that leave us? Are we in a higher inflationary environment favoring Value/Cyclicals? Or a higher COVID environment favoring Growth/Technology? Deron McCoy, Chief Investment Officer, explains our views on these and other topics in
- [The Stock Market is Expensive. What Should You Do?](https://www.seia.com/the-stock-market-is-expensive-what-should-you-do/) - By Gene Balas, CFA® Investment Strategist No matter which measure you prefer to use for measuring how expensive the U.S. stock market is, stocks are much more richly valued right now than at most other times in history. In fact, we can examine how expensive markets currently are using any number of different metrics. As
- [Video: Rotation](https://www.seia.com/video-rotation/) - In our latest investment update video, SEIA's Chief Investment Officer, Deron McCoy covers: Hawkish Fed is here. A tighter monetary policy typically destroys longer duration assets—and in equities, that’s Ultra Growth and high valuations. But SMid Cap, Value, and International don’t have valuation issues What’s the best way to get defensive—healthcare! 
- [The Fallacy of Chasing Performance](https://www.seia.com/the-fallacy-of-chasing-performance/) - By Gene Balas, CFA® Investment Strategist Why is striving to always be in whichever stocks are hot (until they’re not) a mistake? By extension, the answer to this question also applies to what drives the performance of most major stock indices— including the S&P 500®. So, let’s take a closer look. First, most major indices
- [Market Update: Volatility is Normal](https://www.seia.com/market-update-volatility-is-normal/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer It was just three weeks ago that markets were trading at all-time highs. The S&P 500® closed January 3rd at 4796 and hit an intraday high the following day at 4818. Just 16 trading days into 2022, however, the S&P 500 has now dropped 11%
- [The Brew - Feb 1 2022](https://www.seia.com/brew201/) - RECENT MEDIA TOP NEWS MONETARY POLICYFed Chair Powell said in a speech during his senate confirmation that the economy is ready for tighter monetary policy. Given the angst about higher inflation, the Fed is compelled to tighten rates to attempt to lessen inflationary pressures. MARKETSThe Nasdaq has struggled to start the year, as investors adjust
- [Market Headwinds or Tailwinds?](https://www.seia.com/market-headwinds-or-tailwinds/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer This article was originally published on February 8, 2022. Updated February 18, 2022. It wasn't that long ago that markets were trading at all-time highs with the S&P 500® hitting an intraday high of 4818 on January 4th. But stocks sold off over the ensuing
- [2022 Q1 Tailwinds: "Unfixed Income"](https://www.seia.com/2022-q1-tailwinds-unfixed-income/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer After a year-long hiatus, investors will once again turn their focus back to Washington DC later this year, as Congressional midterm elections loom on the horizon. But right now, attention is also warranted just a few blocks down the street—where the Federal Reserve and Chairman
- [The Brew - Feb 16 2022](https://www.seia.com/brew202/) - RECENT MEDIA TOP NEWS GEOPOLITICS/OILOil and gas prices are hovering near seven year highs. Investors are concerned about a shock to global supply of oil due to a potential conflict with Russia and Ukraine. INFLATIONYear over year inflation hit 7.5% for January, highest since 1982. Investors continue to view high inflation prints as bearish, due
- [Russia Invades Ukraine](https://www.seia.com/russia-invades-ukraine/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer This article was originally published on Thursday, February 24, 2022, with the S&P 500 trading at 4166. It wasn’t that long ago that markets were trading at all-time highs; with the S&P 500® hitting an intraday high of 4818 on January 4th. But stocks sold
- [Video: Inflation? ... Time to Change](https://www.seia.com/video-inflation-time-to-change/) - With high inflation mostly resulting from the massive stimulus pumped into the economy over the past couple of years, investors need to adapt to this changing landscape by adjusting their portfolios. In our latest investment update video, SEIA's Chief Investment Officer, Deron McCoy, outlines some of the assets that may benefit during these turbulent times.
- [What to Tell Clients Who Want to Retire Now: Advisors' Advice](https://www.seia.com/what-to-tell-clients-who-want-to-retire-now-advisors-advice/) - We are sailing through some unchartered waters today and those who are now planning to retire soon, might be wondering if their financial plans are strong enough to withstand whatever happens next. However, according to our very own Chad Miller, “Successful retirement plans need to account for market volatility, and the recent drawdown in markets
- [The Outlook for Inflation: Exploring Uncertainties in the World](https://www.seia.com/the-outlook-for-inflation-exploring-uncertainties-in-the-world/) - By Gene Balas, CFA® Investment Strategist The various federal fiscal and monetary stimulus programs enacted to combat the economic shock of the pandemic unleashed a wave of spending before supply chains were fully restored to handle the onslaught. Not surprisingly, the resulting imbalance of supply and demand fueled inflationary pressures. What’s caught policymakers by surprise,
- [What do rising rates mean for equities?](https://www.seia.com/what-do-rising-rates-mean-for-equities/) - By Josh Woodard, CFA® Research Analyst Markets have been volatile to start the year, as investors digest a significant change in tone from the Federal Reserve. Inflation has taken the center stage for 2022. With the Fed raising rates for the first time in 3 years, Jerome Powell and members of the Fed have been
- [The Brew - Mar 23 2022](https://www.seia.com/brew203/) - INVESTMENT UPDATE With high inflation mostly resulting from the massive stimulus pumped into the economy over the past couple of years, investors need to adapt to this changing landscape by adjusting their portfolios. In our latest investment update video, SEIA's Chief Investment Officer, Deron McCoy, outlines some of the assets that may benefit during these
- [Beware of These Backdoor Roth Dangers: Advisors' Advice](https://www.seia.com/beware-of-these-backdoor-roth-dangers-advisors-advice/) - “Those investors aware of the backdoor Roth IRA conversion also need to understand the potential taxable implications under the pro rata rule,” our very own Hayley Wood in conversation with Ginger Szala, ThinkAdvisor for their recent Advisor Advice column on Backdoor Roth dangers: Click here to read the entire article.
- [Video: Unfixed Income. Now What?](https://www.seia.com/video-unfixed-income-now-what/) - SEIA's CIO Deron McCoy reviews fixed income over the past few years and what we can expect of fixed income in a rising interest rate environment. 
- [Reflation is what's intended to happen when officials move to pull the economy out of a recession](https://www.seia.com/reflation-is-whats-intended-to-happen-when-officials-move-to-pull-the-economy-out-of-a-recession/) - "If I receive $100 from a government fiscal stimulus spending program that I then spend at a restaurant, the restaurant will use some of it to pay its employees, some of it to buy supplies, some of it to pay for utilities, and so on,” our very own Gene Balas sharing his unique anecdotal insight
- [2022 Q2 Tailwinds: Inflation, Recessions, and the Yield Curve.](https://www.seia.com/2022-q2-inflation-recessions-yield-curve/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Welcome to 2022! After a 1-in-100-year pandemic, the joy of a potentially COVID-free world was quickly extinguished by the first ground war in Eastern Europe in over 75 years. Meanwhile, in the latter stages of this quarter, inflation reached a 40-year high. If investors were
- [Is a Return to Stagflation in Our Future?](https://www.seia.com/is-a-return-to-stagflation-in-our-future/) - By Gene Balas, CFA® Investment Strategist Many media pundits have been quick to say we’re on a path to 1970s-style stagflation. While clearly we’re experiencing the impact of high inflation in many aspects of everyday life (not just in government statistics), I would very much question the assumption that economic stagnation is on the immediate
- [Are We Headed into a Recession?](https://www.seia.com/are-we-headed-into-a-recession/) - By Gene Balas, CFA® Investment Strategist Introduction: Are We Too Focused on the Yield Curve? Lately, people have been wondering and theorizing as to whether the U.S. is poised to enter a recession. One of the most noted concerns was the recent brief and shallow inversion of part of the yield curve (with the two-year
- [Market Update: Valuations](https://www.seia.com/market-update-valuations/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Inflation changes everything. So much so, that we suggested a year ago that markets might chop around throughout the back half of 2021. In short, our overstimulated economy needed to digest a fairly radical shift in monetary policy—and sure enough, the selloff continued into 2022
- [Video: Some Good News](https://www.seia.com/video-some-good-news/) - With most markets experiencing meaningful drawdowns this year, are portfolios in a better position to generate positive returns going forward? After a rough start to 2022, "for the first time in a while, the potential upside is better than the potential downside," says our own Deron McCoy, CIO. In our latest investment update video, he
- [Risk Management Beyond Traditional Stocks and Bonds](https://www.seia.com/risk-management-beyond-traditional-stocks-and-bonds/) - By Gene Balas, CFA® Investment Strategist By now, most investors know the importance of diversification and prudent risk management. But exactly why does risk management make such a difference in long term returns (besides just smoothing out volatility)—even if you plan on simply buying and holding a portfolio for a long period of time? And
- [The SEC’s ‘Investomania’ Videos Are Silly, but Financial Advisors Like Their Message](https://www.seia.com/the-secs-investomania-videos-are-silly-but-financial-advisors-like-their-message/) - “As new investors are drawn into the market—some of whom may be investing funds they received from government stimulus checks—reminders that investing is not gambling are needed,” said Gene Balas, investment strategist at Signature Estate & Investment Advisors (SEIA). “Meme stocks, cryptocurrencies, and other similar instruments fluctuate sharply from day to day or even hour
- [The Brew - Jun 15 2022](https://www.seia.com/brew204/) - INVESTMENT UPDATE With most markets experiencing meaningful drawdowns this year, are portfolios in a better position to generate positive returns going forward? After a rough start to 2022, “for the first time in a while, the potential upside is better than the potential downside,” says our own Deron McCoy, CIO. In our latest investment update
- [Positioning Your Bond Portfolio for What May Lie Ahead](https://www.seia.com/positioning-your-bond-portfolio-for-what-may-lie-ahead/) - By Gene Balas, CFA® Investment Strategist When positioning portfolios for what may be a period of rising interest rates, the obvious solution may seem to be putting the funds in short-term instruments, or perhaps to instruments with floating rates that can increase in tandem with any rise in interest rates. Certainly, there may be a
- [Turning Market Lemons into Tax Lemonade](https://www.seia.com/turning-market-lemons-into-tax-lemonade/) - By Sam Miller, CFA®, CFP®, CAIA® Director of Research and Marketing After the close of the first quarter, we reflected on The Three Black Swans (i.e., the Omicron variant, a war in Ukraine, and 40-year high inflation) along with their negative impact on global capital markets and investment portfolios. At the time, most major stock
- [Are We There Yet? Part I](https://www.seia.com/are-we-there-yet-part-i/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Inflation changes everything—and it finally happened. We’re now officially in a bear market, with some market experts calling for recession. Welcome to 2022! But wise investors would be well served to remember that stocks predict; they look ahead. So, while a recession may indeed be
- [Are We There Yet? Part II](https://www.seia.com/are-we-there-yet-part-ii/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer It’s official. We are now technically in a bear market. Thus far in 2022, the S&P 500® is down 22%. There’s even more pain elsewhere—with Small Caps off 25% YTD, and the Nasdaq falling more than 30%! But if you think that’s bad, keep in
- [Perspective During Volatile Markets](https://www.seia.com/perspective-during-volatile-markets/) - By Gene Balas, CFA® Investment Strategist Bear markets and corrections happen with some degree of regularity. The causes differ somewhat from time to time, but one trigger has often been geopolitical events that conspired with macroeconomic conditions and commodities prices to spook investors and alarm consumers and businesses, as we have seen recently. Other times
- [Video: Hurricane?](https://www.seia.com/video-hurricane/) - With recent market declines we are hearing more and more that a recession may be looming, and although that might be the case, the hurricane in financial markets is already here. Using history as our guide, we are already below the average selloff both in recessionary and non-recessionary led bear markets. In our latest investment
- [Why Advisors Are Rethinking The 4% Rule](https://www.seia.com/why-advisors-are-rethinking-the-4-rule/) - Theodore E. Saade, managing senior partner at Signature Estate & Investment Advisors is quoted in Financial Advisor. “As fiduciaries, it’s essential to present such products to clients where appropriate,” he says, adding, “The annuity industry continues to evolve and has come out with offerings” that are often appropriate. Click here to read the entire article.
- [The Brew - Jul 7 2022](https://www.seia.com/brew205/) - INVESTMENT UPDATE With recent market declines we are hearing more and more that a recession may be looming, and although that might be the case, the hurricane in financial markets is already here. Using history as our guide, we are already below the average selloff both in recessionary and non-recessionary led bear markets. In our
- [Investment Solutions for Inflation-Protected Income](https://www.seia.com/investment-solutions-for-inflation-protected-income/) - By Gene Balas, CFA® Investment Strategist Executive Summary With high inflation affecting everyone’s day to day lives, many investors are concerned with protecting their income from inflation. Two potential solutions to help with this problem are Series I Savings Bonds and TIPs. There are many nuances to note with each of these vehicles before making
- [Caregivers not taking care of their own finances: Fidelity](https://www.seia.com/caregivers-not-taking-care-of-their-own-finances-fidelity/) - Tom West senior partner at Signature Estate & Investment Advisors is quoted in InvestmentNews. “I’m grateful for Fidelity’s effort to spotlight this reality for caregivers. Financial advisers need to treat a period of care more as a certainty in retirement planning and less as a ‘what if’ contingency,” “Our industry can guide, advise and support our
- [Rising Star: Arvette M. Reid, Client Services Director, SEIA](https://www.seia.com/rising-star-arvette-m-reid-client-services-director-seia/) - In 2017, after a career in tech, senior housing, and healthcare, Arvette M. Reid joined Signature Estate & Investment Advisors (SEIA) — a Los Angeles-based RIA that was founded in 1997 and that now has more than $12.7 billion in AUM — to create the firm’s Lifecare Affordability Plan, a flat-rate solution designed to meet changing
- [Investment Opportunities in Clean Energy from the Inflation Reduction Act of 2022](https://www.seia.com/investment-opportunities-in-clean-energy-from-the-inflation-reduction-act-of-2022/) - By Shane Hixon Portfolio Associate Earlier this week, President Joe Biden signed into law the long-awaited legislation aimed at lowering prescription drug prices, boosting the renewable energy sector, and imposing new taxes on large corporations. The Inflation Reduction Act of 2022 includes both new spending initiatives as well as new sources of revenue for the
- [The Brew - Aug 22 2022](https://www.seia.com/brew206/) - RECENT MEDIA TOP NEWS FEDThe Federal Reserve raised rates by 0.75% for the second meeting in a row, to quell inflation pressures. The benchmark overnight borrowing rate set by the Fed is now in the range of 2.25-2.50%. INFLATION REDUCTION ACTPresident Joe Biden signed The Inflation Reduction Act of 2022 into law, which aims to
- [Tailwinds 2022 Q3: “Housing Amid Hurricane Season”](https://www.seia.com/tailwinds-2022-q3-housing-amid-hurricane-season/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Don’t worry. We’re not about to step into the shoes of Al Roker or Willard Scott to opine on the weather, brewing tropical storms, and cones of uncertainty. Rather, when we say, ‘Hurricane Season,’ we’re referring to the many financial storms battering investors here in
- [The Fed Holds Course](https://www.seia.com/the-fed-holds-course/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer As many of us may have recently attended our first Back-to-School night in a few years, perhaps it might help to frame the Fed’s current situation in student terms. If a student misses a day of classes, the next day their workload is doubled –
- [The Brew - Sep 26 2022](https://www.seia.com/brew207/) - RECENT MEDIA TOP NEWS INTEREST RATESThe 10-year Treasury yield jumped above 3.50% in September, its highest level since 2011. Higher yields have put pressure on equities. INFLATIONDespite the drop in gas prices, the CPI rose 0.1% in August. A rise in food and shelter costs was the main contributor to this number. HOUSING Homebuilders continue
- [The Fed at Back to School Night](https://www.seia.com/the-fed-at-back-to-school-night/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer With summer officially over, hurricane season now takes center stage (and of course our best wishes go out to anyone directly affected this season by an actual storm). But our focus here is on potential financial hurricanes. And for the last several months, we’ve been
- [As Fed battles inflation, fixed-income investing regains popularity, purpose](https://www.seia.com/as-fed-battles-inflation-fixed-income-investing-regains-popularity-purpose/) - Signature Estate & Investment Advisors, Haley Wood Bates is quouted in InvestmentNews saying “One of the core risks for managers is thinking you can do a set-it-and-forget-it strategy,”. “Our goal with clients is to make sure we’re nimble and flexible,” she said. “The greatest risk is stretching for yield and not being mindful of credit
- [SEIA Founders Announce $1 Million Pledge to the Signature Fund for Giving](https://www.seia.com/seia-founders-announce-1-million-pledge/) - LOS ANGELES, CA – September 27 2022- Signature Estate & Investment Advisors ("SEIA"), a full-service wealth management firm headquartered in Southern California, announced a $1 million gift from its founders to the Signature Fund for Giving (SFFG). The pledge comes on the heels of Reverence Capital Partners’ strategic investment in SEIA. SFFG is the firm’s charitable
- [Exceptionally High Dividend Yields? Caveat Emptor.](https://www.seia.com/exceptionally-high-dividend-yields-caveat-emptor/) - By Gene Balas, CFA® Investment Strategist Stocks or other vehicles with extremely high dividend yields can seem quite tempting. But two words of advice: “Buyer beware.” First, though, what do we mean by “exceptionally high” when it comes to dividend yields? There are, of course, many stocks and other investments that pay attractive dividend yields
- [Should You Expand Your Portfolio’s Borders?](https://www.seia.com/should-you-expand-your-portfolios-borders/) - By Gene Balas, CFA® Investment Strategist It’s an inescapable truth that although still the dominant player, the economic role of the U.S. on the global stage is gradually but steadily becoming smaller. According to the U.S. Census Bureau, the United States’ current population estimates of 333.1 million people represents just 4.2% of the world’s total
- [Our ‘golden years’ are about saving enough money — but having choice, autonomy and agency matter even more](https://www.seia.com/our-golden-years-are-about-saving-enough-money-but-having-choice-autonomy-and-agency-matter-even-more/) - “It’s enabling them to become more self-aware,” said Thomas West, an adviser at Signature Estate & Investment Advisors in Tysons, Va. Advisers who inquire about clients’ aspirations and expectations as they age can tailor advice to fit their needs. Perhaps the best question to get started is the simplest: What’s most important to you? Read
- [How Might Secure Act 2.0 Impact Your Retirement?](https://www.seia.com/how-might-secure-act-2-0-impact-your-retirement/) - By Paige Wang Portfolio Associate Earlier this year, the House passed the Securing a Strong Retirement Act by an overwhelming majority, while the Senate passed The Enhancing American Retirement Now (EARN) Act and the Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg (RISE & SHINE) Act. Together, these three bills
- [What Impact Do Politics Have on Market Performance? ](https://www.seia.com/what-impact-do-politics-have-on-market-performance/) - By Gene Balas, CFA® Investment Strategist Politicians, rightly or wrongly, are often credited or blamed for things beyond the government’s control; after all, government policies or legislative acts can exert only so much influence, especially in the context of globally integrated markets and economy. Some may even attribute the current bear market or high inflation
- [Staying the Course](https://www.seia.com/staying-the-course/) - By Wendy Norman Fixed Income Specialist We’re all familiar with the expression ‘Stay in your lane.’ What you may not realize, however, is how apt that metaphor is for the current investment landscape – as you find yourself inundated on all sides by market noise about inflation, interest rates, a pending recession and the implications
- [The Brew - Nov 29 2022](https://www.seia.com/the-brew-nov-29-2022/) - RECENT MEDIA TOP NEWS FEDFed officials have been hinting at a slower pace of rate hikes for the December meeting. After four consecutive 75 basis point hikes, markets are anticipating a rate increase of 50 basis points for December. CHINAChina’s Covid policy remains unclear, as markets began anticipating an end to China’s zero-Covid policy. China
- [A Balanced Fixed-Income Portfolio Enables You To Leverage Opportunities](https://www.seia.com/a-balanced-fixed-income-portfolio-enables-you-to-leverage-opportunities/) - Good news: with the bond market down, there's an opportunity to buy at discounted prices - but how do we mitigate risk? In Worth Media, SEIA Managing Senior Partner Vince DiLeva explains how to build a balanced fixed-income portfolio in today's economy and highlights the three types of bonds to consider. Read here: https://www.worth.com/advice/balanced-portfolio-fixed-income-bond-investment/
- [Be Prepared To Pivot When The Fed Does](https://www.seia.com/be-prepared-to-pivot-when-the-fed-does/) - With inflation at its highest since 1981, how do you prepare your portfolio to weather these strong economic tailwinds and a lingering recession? Our Founding Partner and Chief Financial Officer, Gary Liska, shared with Worth Media investment strategies that help us navigate the ever-changing and volatile market landscape. He explained, "For the time being, we may suggest focusing on
- [Annuities Are Popular Amid Volatility. But Critics Remain.](https://www.seia.com/annuities-are-popular-amid-volatility-but-critics-remain/) - Annuities are a popular and controversial sell amid market volatility. SEIA's Managing Senior Partner Theodore Saade joins Ben Mattlin of Financial Advisor Magazine to defend this product and explain why it's a disservice for financial advisors to not bring up it up to their clients. He shares, "It's become imperative to give clients an understanding
- [Insurers Say U.S. Natural Disasters Caused $165B Worth Of Damage Last Year](https://www.seia.com/insurers-say-u-s-natural-disasters-caused-165b-worth-of-damage-last-year/) - Are your insurance premiums increasing? You're not alone. Ben Mattlin explains that 2022 was the worst year for property and casualty insurers in over a decade in his recent FA-Magazine article. Jennifer Kim contributed, explaining the macroeconomic factors of inflation and rising interest rates had a direct impact on liabilities. She shared, "While P&C insurers
- [The Brew - Feb 07 2023](https://www.seia.com/the-brew-feb-07-2023/) - RECENT MEDIA TOP NEWS FEDFed officials have been hinting at an even slower pace of rate hikes for 2023. Markets are anticipating a pace of rate hikes at 25 basis points, rather than the frontloaded hikes of 75 and 50 basis points that we saw in 2022. INTERNATIONAL MARKETSWhile the economy slows down, data out
- [Fed slows interest rate increases; more hikes expected](https://www.seia.com/fed-slows-interest-rate-increases-more-hikes-expected/) - The latest jump in interest rates was the smallest for several months, but we're not out of the woods. More hikes are expected, leaving many to question, are all of these necessary? Gene Balas explained to Insurance News Net that the gap in the job market might generate more inflation, making the Fed take more action. "Remember that the
- [U.S. Debt Ceiling – Noise, or Cause for Action?](https://www.seia.com/u-s-debt-ceiling-noise-or-cause-for-action/) - By Phillip Argue Investment Specialist In January, the total amount of government debt hit the statutory debt limit – with the newly formed Congress having yet to pass a bill to raise the ceiling. Given a split Congress (and thus a potentially lengthy political battle over future government spending), investors are now forced to wrestle
- [Video: 2023 - New Opportunities? (Part I)](https://www.seia.com/2023-q1-investment-update_new-opportunities-part-i-new-risks-new-opportunities/) - What risks and opportunities are in store for us this year? Our Chief Investment Officer Deron McCoy created a three-part investment update series to arm investors with the insight and knowledge to navigate 2023's economy. Part II Part III
- [Video: 2023 - New Opportunities? (Part II)](https://www.seia.com/2023-q1-investment-update_new-opportunities-part-ii-new-risks-new-opportunities/) - We can finally say goodbye to climbing inflation - but what's next for our economy? Deron McCoy is back with part two of our investment update to explore the potential financial risks for 2023, including a recession. Part I Part III
- [Video: 2023 - New Opportunities? (Part III)](https://www.seia.com/2023-q1-investment-update_new-opportunities-part-iii-new-risks-new-opportunities/) - What's the silver lining of our economy? Deron McCoy is back with his final investment update to show us how 2023's looming recession is creating new opportunities for investors. Part I Part II
- [LA Business Journal's WOMEN OF INFLUENCE: FINANCE 2023](https://www.seia.com/la-business-journals-women-of-influence-finance-2023/) - We're delighted to see two of our financial advisors Jennifer Kim and Hayley Wood Bates landing spots in Los Angeles Business Journal's Women of Influence: Finance 2023! Our team celebrates their exceptional leadership in financial services every day, but seeing this well-deserved recognition is remarkable and makes us proud to have them on our team.
- [WSR Pathfinder Awards – Top Black Industry Leaders Of 2023](https://www.seia.com/wsr-pathfinder-awards-top-black-industry-leaders-of-2023/) - Join us in congratulating Arvette Reid for being recognized as Client Advocate of the Year in Wealth Solutions Report Top Black Industry Leaders 2023. Arvette's dedication to client care and civic engagement shines through everything she does! Read more about Arvette and the other awardees here. Wealth Solutions Report Pathfinder Awards – Top Black Industry
- [Financial Planning For Couples Who Totally Disagree](https://www.seia.com/financial-planning-for-couples-who-totally-disagree/) - What's one of the biggest causes of marital distress? Money. From spending and saving to investing, there are a lot of disagreements that can arise. Hayley Wood Bates weighed in on Ben Mattlin's article in FA-Magazine, sharing a holistic approach that financial advisors can take when dealing with clients' heightened emotions. Read here: https://www.fa-mag.com/news/financial-planning-for-couples-who-totally-disagree-72149.html
- [The Brew - Mar 17 2023](https://www.seia.com/the-brew-mar-17-2023/) - SILICON VALLEY BANK AND GENERAL BANKING INDUSTRY CONCERNSWhile still developing, we want to assure you that the SEIA Investment Committee is closely monitoring the story of Silicon Valley Bank (“SIVB”) and the related ripple effects across the banking system in recent days.We take great pride in your trust in us as responsible stewards of your
- [Comments on Silicon Valley Bank and General Banking Industry Concerns](https://www.seia.com/comments-on-silicon-valley-bank-and-general-banking-industry-concerns/) - While still developing, we want to assure you that the SEIA Investment Committee is closely monitoring the story of Silicon Valley Bank (“SIVB”) and the related ripple effects across the banking system in recent days. First and foremost, we did not have any direct exposure to SIVB in any of our discretionary portfolios. While SIVB
- [SEIA Appoints Ahmed Hassanein, CPA, MBA as Chief Financial Officer](https://www.seia.com/seia-appoints-ahmed-hassanein-cpa-mba-as-chief-financial-officer/) - Hassanein joins SEIA to support development and growth throughout the firm. LOS ANGELES, CA, MARCH 14, 2023 – Signature Estate & Investment Advisors (SEIA) today announced Ahmed Hassanein, CPA, MBA, joins the firm as Chief Financial Officer (CFO). Hassanein is based in SEIA’s Century City, CA headquarters and takes over as CFO immediately. Previously Gary
- [LA Times Banking & Finance Visionaries 2023 List features Jennifer Kim](https://www.seia.com/la-times-banking-finance-visionaries-2023-list-features-jennifer-kim/) - A big win for Jennifer Kim! She's featured in LA Times Banking & Finance Visionaries 2023 List, which recognizes strong financial services professionals who have overcome market adversities through creativity, innovation, and flexibility to maintain leadership. We're thrilled to see Jennifer's accomplishments and industry influence earning this impressive achievement. Learn more here: https://www.latimes.com/banking-and-finance-2023/jennifer-kim This recognition
- [The Ever-Changing Investment Landscape](https://www.seia.com/the-ever-changing-investment-landscape/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer If you’ve been following us for a while, you’ll recall a quote from Sir Isaac Newton (or perhaps Alexander Hamilton) which we occasionally refer to: “Every action has an equal and opposite reaction.” While it may seem like a bit of a disconnect to apply
- [How Are Your Assets Protected?](https://www.seia.com/how-are-your-assets-protected/) - By Gene Balas, CFA® Investment Strategist In light of several recent bank failures (both in the U.S. and Europe), many investors are understandably questioning whether their funds are safe at any financial institution. When answering this question, there are two important points to remember: Please note that SEIA and SIA are NOT in any way
- [What are Advisor Group's plans? Some see consolidation as inevitable](https://www.seia.com/what-are-advisor-groups-plans-some-see-consolidation-as-inevitable/) - Toby Salinger quotes SEIA CEO Brian Holmes in his article: What are Advisor Group's plans? Some see consolidation as inevitable in Financial Planning. "Others expressed support for the idea of consolidation and rebranding. Apple's iPhones, Subway sandwich franchises and Pepsi each represent companies that adopted new monikers, according to Brian Holmes, the CEO of Los
- [The SEIA Report Q1 2023](https://www.seia.com/the-seia-report-q1-2023/) - By Deron McCoy, CFA®, CFP®, CAIA®, AIF® Chief Investment Officer The Ever-Changing Investment Landscape If you’ve been following us for a while, you’ll recall a quote from Sir Isaac Newton (or perhaps Alexander Hamilton) which we occasionally refer to: “Every action has an equal and opposite reaction.” While it may seem like a bit of
- [Private Client Newsletter Q1 - 2023](https://www.seia.com/private-client-newsletter-q1-2023/) - Signature Fund for Giving The Signature Fund for Giving (SFFG or Fund) is dedicated to enhancing SEIA’s relationship with our partner organizations to empower our community’s youth. John P. Keenan, CFP®, AIF®, C(k)P® is a Senior Partner in SEIA’s Virginia Office. John has been in the securities and insurance industry since 1996. His practice focuses
- [A Place Called Home’s Annual Northern California College Trip](https://www.seia.com/a-place-called-homes-annual-northern-california-college-trip/) - Empowering our future leaders is a mission we're passionate about, and we couldn't be more proud to sponsor A Place Called Home's Annual Northern California College Trip. Check out their incredible stories here: 
- [Safer Bridges (a mid-year update)](https://www.seia.com/safer-bridges-a-mid-year-update/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer At the start of 2023, we opined that the main risk from last year (inflation) was in the rear-view mirror, but we also warned that new risks were on the horizon (recession). Five months later, has anything changed? First, let’s analyze and update the risks
- [WSR Pathfinder Awards – Top AAPI Industry Leaders Of 2023](https://www.seia.com/wsr-pathfinder-awards-top-aapi-industry-leaders-of-2023/) - Jennifer Kim has once again proven her exceptional talent and dedication by earning yet another prestigious award this year! In honor of Asian American and Pacific Islander Heritage Month, Jennifer has been rightfully named the AAPI RIA Leader of the Year. This achievement marks her second recognition from Wealth Solutions Report, having previously been honored
- [WealthManagement.com Announces 2023 'Wealthies' Finalists](https://www.seia.com/wealthmanagement-com-announces-2023-wealthies-finalists/) - Our very own Hayley Wood Bates has been selected as a finalist in the Wealthies RIA Individual Firm Leaders Rising Star category! We're delighted for her to be chosen by WealthManagement.com and in the running for this prestigious award. Congrats, Hayley, and to all the other finalists! See the full list here: https://www.wealthmanagement.com/industry/wealthmanagementcom-announces-2023-wealthies-finalists This recognition
- [Some Good News (At Last) For Long-Term Care Insurance](https://www.seia.com/some-good-news-at-last-for-long-term-care-insurance/) - Do rising interest rates lead to lower long-term care insurance premiums? While it's true in certain instances, Tom West advises caution before buying a policy. He shared, "Higher interest rates could potentially enhance the overall stability of the long-term care insurance market, but I remain unconvinced that the risks for insurance carriers have actually decreased."
- [Where Annuities Fit In The Puzzle](https://www.seia.com/where-annuities-fit-in-the-puzzle/) - Theodore Saade's secret to sleeping well at night during a down market? Annuities! He suggests annuities make up no more than 20% of a household's liquid net worth, sharing with Ben Mattlin that the income, "acts as a hedge against the forced selling of parts of a portfolio at depressed values to fund living expenses." Read the Financial Advisor
- [SEIA 25 Year Anniversary Video](https://www.seia.com/seia-25-year-anniversary-video/) - Cheers to 25 years! The amazing achievements we've made and the future ahead of us are truly remarkable, and we owe it all to your invaluable support. Hear the voices of SEIA.
- [AdvisorHub's 200 Fast Growing Advisors to Watch](https://www.seia.com/advisorhubs-200-fast-growing-advisors-to-watch/) - Congrats Theodore Saade for being ranked in AdvisorHub's 200 Fast Growing Advisors to Watch! Out of the overwhelming number of nominees, finalists were chosen based on new clients, boosting assets, and increasing production. We couldn't be more proud of Theodore's achievement! View the list here: https://www.advisorhub.com/advisors-to-watch-fastest-growing-2023/ The 2023 AdvisorHub Fastest Growing Advisors to Watch ranking
- [SEIA ranked in Top 50 RIA: $1 Billion and Over by Financial Advisor Magazine](https://www.seia.com/seia-ranked-in-top-50-ria-1-billion-and-over-by-financial-advisor-magazine/) - We're thrilled to share that SEIA has been ranked as a Top 50 RIA: $1 Billion and Over by Financial Advisor Magazine! Throughout our 25-year journey, our mission has remained consistent: provide successful wealth management built upon deeply-rooted and meaningful relationships. We're honored that our commitment has been recognized in this way. A special thank
- [SEIA Selected as a UCLA Alumni Association's 2023 Bruin Business 100](https://www.seia.com/seia-selected-as-a-ucla-alumni-associations-2023-bruin-business-100/) - We are delighted to announce that SEIA has been selected as part of the UCLA Alumni Association's 2023 Bruin Business 100! We're grateful to join this outstanding community of UCLA alumni entrepreneurs who are founders, owners, and visionaries, and we're honored to expand the Bruin network alongside them. Thank you, UCLA, for recognizing
- [SEIA ranked in Washington Business Journal's Largest Wealth Management Firms in Greater Washington DC Area](https://www.seia.com/seia-ranked-in-washington-business-journals-largest-wealth-management-firms-in-greater-washington-dc-area/) - We're thrilled to announce that SEIA has been ranked in Washington Business Journal's Largest Wealth Management Firms in Greater Washington! Being recognized for our efforts is an honor, and we would like to express our gratitude to the metro-area financial planners for acknowledging us. Congratulations to all the other esteemed firms on the list! You
- [Embracing the Power of an Institutional Investment Approach](https://www.seia.com/embracing-the-power-of-an-institutional-investment-approach/) - By Gene Balas, CFA® Investment Strategist Emotions are what make us human, but basing one’s entire financial decisions on those emotions can be detrimental to our wealth. Simply following what we feel like what might be the best approach may instead ultimately impede our plans for the future, whether saving for retirement, bequeathing funds to
- [The SEIA Report Q2 2023](https://www.seia.com/the-seia-report-q2-2023/) - By Gene Balas, CFA® Investment Strategist How Artificial Intelligence Can Benefit Investors – But Introduce New Risks What comes to mind when we think about artificial intelligence (AI)? Recent news articles seem to have been dominated by generative AI in popular software applications, such as ChatGPT and tools that can generate not just text, but
- [The Brew - August 2023](https://www.seia.com/the-brew-august-2023/) - RECENT MEDIA The Brew: Second Quarter Commentary Despite expectations of credit contraction following the collapse of regional U.S. banks earlier in the year, data reveals a different outcome. Bloomberg reported that total outstanding loans declined by a mere $14 billion from early March through the end of June, while consumer borrowing increased by $27 billion
- [SEIA Announces New In-House Broker-Dealer: Signature Estate Securities](https://www.seia.com/seia-announces-new-in-house-broker-dealer-signature-estate-securities/) - Signature Estate Securities will elevate advisors’ ability to offer personalized client services. LOS ANGELES, CA, AUGUST 15, 2023 – Signature Estate & Investment Advisors (SEIA) today announced the launch of its in-house broker-dealer, Signature Estate Securities (SES). SES acquired a shell broker-dealer and has been preparing and customizing the BD to expand its offering for
- [Focus on the Main Event](https://www.seia.com/focus-on-the-main-event/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Summertime is meant for family vacations and lazy days at the pool or beach and hopefully a few weeks removed from the constant stream of negative news that dominates our daily lives. But unfortunately, the news cycle doesn’t end, and we wouldn’t blame you if
- [SEIA Secures Coveted Spot on Barron's 2023 Top 100 RIA Firms List](https://www.seia.com/seia-secures-coveted-spot-on-barrons-2023-top-100-ria-firms-list/) - SEIA has once again been recognized in Barron's Top 100 RIA Firms, a list that celebrates the ever-improving standards in our industry. The rankings are based on various factors like assets under management, technology investments, team diversity, succession planning, and more. Thank you to our team and clients for driving this success! https://www.barrons.com/advisor/report/top-financial-advisors/ria?page=3& The Barron's
- [Navigating the Potential US Government Shutdown](https://www.seia.com/navigating-the-potential-us-government-shutdown/) - By Gene Balas, CFA® Investment Strategist Executive Summary The potential for a federal government shutdown is increasing. If Congress fails to ratify spending bills by September 30, many federal agencies face closure on October 1. Historically, government shutdowns have not triggered major market disruptions, but they can increase volatility. Economic effects depend on the shutdown's
- [The Brew - September 2023](https://www.seia.com/the-brew-september-2023/) - RECENT MEDIA ECONOMIC RESILIENCE AMID BANK FAILURES AND RATE HIKES In the past 6 months, the US economy has defied expectations, surprising economists and investors. Initially, concerns loomed at the start of the year about a 2023 recession due to the Fed’s rapid interest rate hikes. March and April saw three of the largest bank
- [Navigating a 529 Plan to Roth IRA Conversion: Rules, Risks, and Rewards](https://www.seia.com/navigating-a-529-plan-to-roth-ira-conversion-rules-risks-and-rewards/) - By Gene Balas, CFA® Investment Strategist The federal government established 529 plans (named after its section in the Internal Revenue Code), as a way of saving for a college education in a tax-advantaged way. A 529 plan, also called a Qualified Tuition Program, is a tax-advantaged investment vehicle designed to encourage saving for the future
- [Tailwinds or Headwinds? Welcome to Spin Season!](https://www.seia.com/2023-q4-tailwinds-or-headwinds-welcome-to-spin-season/) - By Deron T. McCoy, CFA®, CFP®, CAIA® Chief Investment Officer Don’t you just love this time of year? The fourth quarter brings not only autumn colors and pumpkin-spiced everything, but also football and the World Series. For investors, it’s historically been a particularly bullish time of year. This year, however, the turn of the calendar
- [Market Volatility and the Middle East: What Investors Need to Know](https://www.seia.com/market-volatility-and-the-middle-east-what-investors-need-to-know/) - By Gene Balas, CFA® Investment Strategist Executive Summary While the current situation in the Middle East presents uncertainties, we emphasize that market reactions to conflict can be significant but may not be long-lasting. Timing the market in such conditions is challenging, given the multitude of variables at play. Investors should maintain perspective by considering the
- [The Brew - October 2023](https://www.seia.com/the-brew-october-2023/) - SAVE THE DATE INVESTMENT ROUNDTABLE DATE November 16, 2023 TIME 1:00pm - 2:00pm PST Join us for our quarterly Investment Roundtable webinar, featuring SEIA's Chief Investment Officer, Deron McCoy, and a special guest speaker. In addition to a timely topic from our guest speaker, Deron will review the economic and investment landscape, including the prospects
- [The SEIA Report Q3 2023](https://www.seia.com/the-seia-report-q3-2023/) - By Gene Balas, CFA® Investment Strategist Stretching Your Savings: How to Better Prepare for Financial Security in Extended Retirement People are living longer and will need their retirement savings to last for more years than they may anticipate – a very important point for many investors of all ages when working with an advisor to
- [Private Client Newsletter Q3 2023](https://www.seia.com/private-client-newsletter-q3-2023/) - Brightening a Beacon of Hope The mandate of the SEIA Signature Fund for Giving is to help empower nonprofits which focus on important children’s causes and by supporting the local youth who will be tomorrow’s leaders and innovators. As part of that effort, we are proud to once again be able to step up and
- [Private Equity and the RIA: Two Perspectives on the Value of Growth](https://www.seia.com/private-equity-and-the-ria-two-perspectives-on-the-value-of-growth/) - The latest Mindy Diamond on Independence: A Podcast for Financial Advisors featuring Mark Copeland, a Founder of Signature Estate & Investment Advisors (SEIA) and Ben Prigal, Vice President of Reverence Capital Partners, discuss the value of partnership between private equity and RIAs. SEIA built a $19B practice organically and got it “right” before considering acquisitions
- [The Brew - November 2023](https://www.seia.com/the-brew-november-2023/) - RECENT MEDIA NAVIGATING BOND MARKET TURBULENCE Interest Rates have been the big surprise this year, with the yield on a 10-year treasury briefly surpassing 5% for the first time since 2007. The bond market has been facing a trifecta of headwinds for the last two years. First, we had runaway inflation that reached 9.1% in
- [What’s New for Retirement Saving for 2024?](https://www.seia.com/whats-new-for-retirement-saving-for-2024/) - By Gene Balas, CFA® Investment Strategist There are a number of exciting changes to retirement savings from updates to the IRS tax code this year, including those pertaining to inflation adjustments to employer-sponsored retirement plan contribution limits (including catch-up contributions). There are also new Roth IRA provisions as well as changes to required minimum distribution
- [The Brew - December 2023](https://www.seia.com/the-brew-december-2023/) - HAPPY HOLIDAYS FROM SEIA! RECENT MEDIA THE FED PAUSED - NOW WHAT? At last week’s fed meeting, officials indicated that the July rate hike was likely the last of their tightening cycle. They also hinted that rate cuts are likely next year. With high inflation likely in the rear-view mirror, the path for markets
- [Is It Time To Re-evaluate Your Cash Position?](https://www.seia.com/is-it-time-to-re-evaluate-your-cash-position/) - By Gene Balas, CFA® Investment Strategist Money market accounts have been yielding more than they have in years, with 4-week T-Bills and 3-month T-Bills both yielding over 5.3% according to data from Bloomberg, as the Fed raised rates in recent periods to combat high inflation. In tandem, rates on money market funds, CDs, and bank
- [Advisors see Trump focusing on expiring tax cuts if he wins back White House](https://www.seia.com/advisors-see-trump-focusing-on-expiring-tax-cuts-if-he-wins-back-white-house/) - It’s an election year, and many wonder what the outcome could mean for the expiring tax cuts. SEIA financial advisor, Gene Balas, recently caught up with InvestmentNews to share his insights on the critical economic challenges the next president may face. Balas says, “The next president will face a burgeoning federal deficit and debt, which

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- [Bethlehem](https://www.seia.com/locations/bethlehem/) - SEIA provides wealth management and investment advisory services in Bethlehem, helping individuals and families with financial planning.
- [Minnetonka](https://www.seia.com/locations/minnetonka/) - Located in Minnetonka, just outside Minneapolis, SEIA’s Minnetonka office expands our presence serving clients throughout the greater Twin Cities area and beyond. SEIA is a Registered Investment Advisory firm offering investment management services tailored to the unique needs of affluent individuals, institutions, and corporations. At SEIA, we believe successful wealth management begins with deeply rooted,
- [Chapel Hill](https://www.seia.com/locations/chapel-hill/) - SEIA’s Chapel Hill office offers financial planning, investment advisory, and wealth management services tailored to your financial goals.
- [San Antonio](https://www.seia.com/locations/san-antonio/) - SEIA’s San Antonio office offers financial planning, investment advisory, and wealth management services tailored to your financial goals.
- [Tysons](https://www.seia.com/locations/tysons/) - Visit SEIA’s Tysons office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Pittsburgh](https://www.seia.com/locations/pittsburgh-pa/) - SEIA’s Pittsburgh office offers financial planning, investment advisory, and wealth management services tailored to your financial goals.
- [New York](https://www.seia.com/locations/new-york/) - Visit SEIA’s New York office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Harper Woods](https://www.seia.com/locations/harper-woods/) - Visit SEIA’s Harper Woods office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Phoenix](https://www.seia.com/locations/phoenix/) - Visit SEIA’s Phoenix office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Tucson](https://www.seia.com/locations/tucson/) - SEIA Tucson delivers comprehensive wealth management, financial planning, and investment advisory services for clients across Tucson and Southern Arizona.
- [Fort Lauderdale/Miami](https://www.seia.com/locations/fort-lauderdale-miami/) - Visit SEIA’s Fort Lauderdale/Miami office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Brentwood](https://www.seia.com/locations/brentwood/) - Visit SEIA’s Nashville office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Bluffton](https://www.seia.com/locations/bluffton/) - SEIA’s Bluffton office offers financial planning, investment advisory, and wealth management services tailored to your financial goals.
- [Aliso Viejo](https://www.seia.com/locations/aliso-viejo/) - Visit SEIA's Aliso Viejo office and the SEIA Select team for wealth management, financial planning, and investment advisory services tailored to your needs.
- [Princeton](https://www.seia.com/locations/princeton/) - Visit SEIA’s Princeton, NJ office for retirement planning, investment advisory, and wealth management services.
- [Beaverton](https://www.seia.com/locations/beaverton/) - SEIA's Beaverton office offers financial planning, investment strategies, and wealth management services to help manage your assets.
- [Tampa](https://www.seia.com/locations/tampa/) - Visit SEIA’s Tampa office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Houston](https://www.seia.com/locations/houston/) - Visit SEIA’s Houston office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Boston](https://www.seia.com/locations/boston/) - SEIA’s Boston office offers financial planning, investment advisory, and wealth management services tailored to your financial goals.
- [Austin](https://www.seia.com/locations/austin/) - Visit SEIA's Austin office for wealth management, financial planning, and investment advisory services tailored to your needs.
- [San Mateo](https://www.seia.com/locations/san-mateo/) - Visit SEIA’s San Mateo office for financial planning, investment advisory, and wealth management services tailored to your goals.
- [Chagrin Falls](https://www.seia.com/locations/chagrin-falls/) - Visit SEIA’s Chagrin Falls, OH office for retirement planning, investment advisory, and wealth management services.
- [Chicago](https://www.seia.com/locations/chicago/) - SEIA's Chicago office provides wealth management, financial planning, and investment services to individuals and families.

## Articles

- [MBOs, ESOPs & More](https://www.seia.com/article/mbos-esops-more/) - We help you define and execute a customized strategy to liquidate company ownership. Common types of exit strategies include strategic acquisitions, management buy-outs (MBO), and others. Management buyouts (MBOs) are favored exit strategies for large corporations that wish to pursue the sale of divisions that are not part of their core business, or by private
- [Resource: Best-In-Class Mobile Finance App](https://www.seia.com/article/resource-best-in-class-mobile-finance-app/) - Access to the award-winning Incentive app is provided for all SEIA clients. Visualize and track all your accounts and assets in one dashboard; get insights and education into key areas of your financial health; stay engaged with spending challenges that help you take action towards your goals. Plus, contact your SEIA advisor and schedule appointments
- [Plan Sponsor Testimonials](https://www.seia.com/article/plan-sponsor-testimonials/) - Hear perspectives from our Government Contracting clients on their executive compensation plan strategies.
- [Creative Solutions for Government Contractors](https://www.seia.com/article/creative-solutions-for-government-contractors/) - Our unique GovCon FlexMatch™ strategy minimizes the cost of impact to fringe rates for small to mid-size Government Contracting businesses.
- [Quarterly Investment Review](https://www.seia.com/article/quarterly-investment-review/) - Each quarter, we meet one-on-one to go over your plan and assets, a detailed investment analysis and any new recommendations, as well as discuss current market conditions and any questions or concerns of our clients. Download Sample Investment Review
- [Checklist: Fiduciary Documents](https://www.seia.com/article/checklist-fiduciary-documents/) - Keeping track of your defined contribution retirement plan’s fiduciary documents is critical — but can be cumbersome. This list helps you understand which documents to store and retain. Download Fiduciary Checklist
- [Monthly Market Updates](https://www.seia.com/article/monthly-market-updates/) - Our monthly market webinars are timely and topical, covering interest rates, domestic and foreign equities, political impacts on the markets, et cetera. Tune in live or listen to recordings on your own schedule.
- [Webinars](https://www.seia.com/article/webinars/) - SEIA hosts several ongoing series of topical webinars for plan sponsors and participants. Presenters have included thought leaders at SEIA as well as industry experts at Legg Mason, Schwab and Fidelity.
- [Your Life, In a Box](https://www.seia.com/article/your-life-in-a-box/) - Your customized client portal lets you easily add, personalize, and track progress toward financial goals, including spending and budgeting tools. Visualize a complete picture of your finances, with all your accounts connected. Safely store and access important files.

## Team Members

- [Brian D. Holmes](https://www.seia.com/team/brianholmes/) - Brian D. Holmes, MS, CFP®, AIF® is the CEO of SEIA and one of the firm’s four founding partners, who have shared more than two decades of collaboration.
- [Kelli French](https://www.seia.com/team/kelli-french/) - Learn more about Kelli French, Client Service Manager at SEIA, and how they support your financial journey.
- [Kyle McPherson](https://www.seia.com/team/kyle-mcpherson/) - Kyle McPherson is an Associate Advisor at SEIA and has built a career in financial services spanning nearly a decade.
- [Len Hirsh](https://www.seia.com/team/len-hirsh/) - Learn about Len Hirsh, MBA, CFP®, CPWA®, AIF®, Partner at SEIA, providing wealth management services to high-net-worth individuals and organizations.
- [Mike Mahony](https://www.seia.com/team/mike-mahony/) - Learn more about Mike Mahony, Advisor at SEIA, and how they support your financial journey.
- [Stewart Rydman Espinosa](https://www.seia.com/team/stewart-rydman-espinosa/)
- [Jared Chase](https://www.seia.com/team/jared-chase/) - Jared Chase, is a Financial Advisor at SEIA, specializing in investment management, retirement and estate planning for individuals, families, and corporations.
- [Fritz Miller](https://www.seia.com/team/fritz-miller/) - Fritz Miller is a Senior Partner at SEIA. His emphasis is on investment management and retirement income planning for affluent families and private companies.
- [Liber Acosta](https://www.seia.com/team/liber-acosta/)
- [Dominic Valdivia](https://www.seia.com/team/dominic-valdivia/)
- [Megan Montes](https://www.seia.com/team/megan-montes/)
- [Benjamin Gilmore](https://www.seia.com/team/benjamin-gilmore/) - Ben Gilmore, CFP® is an Advisor with Signature Estate & Investment Advisors, LLC (SEIA). He brings extensive wealth management experience from both private banking and national brokerage firms. Prior to joining SEIA, Ben served as a Vice President of Investments at JP Morgan Wealth Management, where he focused on tactical asset management, tax-loss harvesting strategies, Roth
- [Calvin Tseng](https://www.seia.com/team/calvin-tseng/) - Calvin Tseng, is a Financial Advisor at SEIA, where he has been an integral part of the team since 2019. Collaborating closely with SEIA’s CEO, Brian D. Holmes.
- [Thomas C. West](https://www.seia.com/team/tom-west/) - Thomas West, is a Managing Senior Partner at SEIA, focusing on families facing the challenge of health-related dependency due to disability, illness, or death.
- [Taieb Habib](https://www.seia.com/team/taieb-habib/) - Learn more about Taieb Habib, Senior Client Service Associate at SEIA, and how they support your financial journey.
- [Duong Nguyen](https://www.seia.com/team/duong-nguyen/) - Learn more about Duong Nguyen, Senior Manager of Technology Operations at SEIA.
- [Canon J. Price](https://www.seia.com/team/canon-price/) - Canon Price, AAMS®, is a Senior Financial Advisor at SEIA, assisting clients with financial planning and asset management strategies.
- [Jennifer Kim](https://www.seia.com/team/jennifer-kim/) - Jennifer Kim, MS, CFP®, CMFC®, ChFC®, CLU®, is a Managing Senior Partner at SEIA, specializing in estate and retirement planning.
- [Robert Green](https://www.seia.com/team/robert-green/) - Learn more about Robert Green, Client Service Manager at SEIA, and how they support your financial journey.
- [Jon Arntz](https://www.seia.com/team/jon-arntz/) - Jon Arntz, CFP®, CEPA®, is a Financial Advisor at SEIA, focusing on comprehensive financial planning and retirement strategies.
- [Advait Kulkarni](https://www.seia.com/team/advait-kulkarni/) - Learn more about Advait Kulkarni, Senior Vice President of Technology Operations at SEIA, and how they support your financial journey.
- [Brad Repinsky](https://www.seia.com/team/brad-repinsky/) - Brad Repinsky, Director of Estate, Tax, and Financial Planning at Signature Estate & Investment Advisors (SEIA).
- [Jacquelyn Hector](https://www.seia.com/team/jacquelyn-hector/)
- [Tate Dolan](https://www.seia.com/team/tate-dolan/)
- [Gavin Speck](https://www.seia.com/team/gavin-speck/) - Learn more about Gavin Speck, Senior Client Service Associate at SEIA, and how they support your financial journey.
- [Matthew Matrisian](https://www.seia.com/team/matthew-matrisian/) - President of Signature Estate & Investment Advisors, LLC (SEIA). Matt co-leads alongside CEO Brian Holmes. SEIA has prioritized advisor retention.
- [Glenn McGregor](https://www.seia.com/team/glenn-mcgregor/) - Glenn McGregor, is an Senior Financial Advisor in SEIA’s Virginia office, where he works with Tom West in providing financial planning and investment services.
- [Jill Eisemann](https://www.seia.com/team/jill-eisemann/) - Learn more about Jill Eisemann, Client Service Manager at SEIA, and how they support your financial journey.
- [Hannah Adams](https://www.seia.com/team/hannah-adams/) - Learn more about Hannah Adams, Senior Client Service Associate at SEIA, and how they support your financial journey.
- [Sabrina Harter](https://www.seia.com/team/sabrina-harter/) - Sabrina joined the team in July 2023. With a combination of dedication, experience, warmth, and a genuine affinity for client satisfaction.
- [Chad Bates](https://www.seia.com/team/chad-bates/) - Chad E. Bates, CFP®, is a Partner at SEIA, where he has worked in the securities and insurance industry since joining the firm in 2003.
- [Christina Gardner](https://www.seia.com/team/christina-gardner/)
- [Arvette M. Reid](https://www.seia.com/team/arvette-reid/) - Arvette M. Reid is a Healthcare Planning Strategist in SEIA's Virginia office and works with Tom West in the practice’s Lifecare Affordability Plan® service.
- [Hayley Wood Bates](https://www.seia.com/team/hayley-wood/) - Hayley is a Partner at SEIA with over a decade of industry experience helping high-net-worth families and businesses in developing and implementing wealth plans
- [Chad Miller](https://www.seia.com/team/chad-miller/) - Chad Miller is a Partner on Mark Copeland’s team at SEIA. Chad blends his intellectual curiosity and focused process to deliver premium advice to his clients.
- [Jeff Zuanich](https://www.seia.com/team/jeff-zuanich/) - Jeff Zuanich, is an Financial Advisor with SEIA. He works with Senior Partner, Vince DiLeva, and his team. His primary focus is investment management strategies
- [Tony Nguyen](https://www.seia.com/team/tony-nguyen/) - Tony Nguyen is the Senior Trader in the SEIA Trading Department. Tony works closely with the firm’s financial advisors and portfolio managers
- [David L. Johnson](https://www.seia.com/team/david-l-johnson/) - David L. Johnson, CFP®, AIF®, is a Senior Partner at SEIA, offering financial planning and investment management.
- [Jordan Young](https://www.seia.com/team/jordan-young/) - Learn more about Jordan Young, Client Service Associate at SEIA, and how they support your financial journey.
- [Vannara Murphy](https://www.seia.com/team/vannara-murphy/) - Learn more about Vannara Murphy, Client Service Manager at SEIA, and how they support your financial journey.
- [Parker Hendershot](https://www.seia.com/team/parker-hendershot/) - Learn more about Parker Hendershot, an Investment Strategist at SEIA, and how they support your financial journey.
- [Rivers Rodriguez](https://www.seia.com/team/rivers-rodriguez/) - Rivers Rodriguez, is an Associate Advisor. Since joining the firm in 2017, he has worked closely with high-net-worth individuals to deliver tailored solutions.
- [Faye Lawrence](https://www.seia.com/team/faye-lawrence/) - Learn more about Faye Lawrence, an Associate Advisor at SEIA, and how they support your financial journey.
- [Eric D. Hirsch](https://www.seia.com/team/eric-hirsch/) - Eric D. Hirsch, CFP®, AWMA®, is a Financial Advisor at SEIA, assisting clients with wealth management and financial planning.
- [Kyle Smith](https://www.seia.com/team/kyle-smith/) - Kyle Smith, CFP®, is a Financial Advisor at SEIA, providing clients with financial planning and wealth management services.
- [Jilda Balyan](https://www.seia.com/team/jilda-balyan/)
- [Kendall Matrisian](https://www.seia.com/team/kendall-matrisian/)
- [Samuel Miller](https://www.seia.com/team/samuel-miller/) - Samuel Miller, CFA®, CFP®, CAIA®, is EVP of Investment Strategy at SEIA, helping shape the firm’s investment direction and research.
- [Claire Hauck](https://www.seia.com/team/claire-hauck/)
- [Erika Hoffmans](https://www.seia.com/team/erika-hoffmans/)
- [Michaela Hurtienne](https://www.seia.com/team/michaela-hurtienne/) - Michaela Hurtienne, CFP®, is an Advisor at SEIA's Century City office and plays an integral role within the Taghibagi, Macauley, and Lev team.
- [Armaghan Saqib](https://www.seia.com/team/armaghan-saqib/) - Learn more about Armaghan Saqib, Client Service Associate at SEIA, and how they support your financial journey.
- [Jack Billings](https://www.seia.com/team/jack-billings/) - Learn more about Jack Billings, Client Service Associate at SEIA, and how they support your financial journey.
- [Hever Castro](https://www.seia.com/team/hever-castro/) - Hever Castro, CFP®, CRPS®, AWMA®, is an Associate Advisor in SEIA’s Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management services. In his role, Hever prepares detailed analyses for clients, including research, retirement projections, and risk evaluations in collaboration with advisors. His objective is to deliver high-quality service to
- [Carlos Sanabria](https://www.seia.com/team/carlos-sanabria/) - Carlos Sanabria, CFA®, is an Investment Specialist at SEIA, supporting investment research and portfolio implementation.
- [Will Scherer](https://www.seia.com/team/will-scherer/) - Learn more about Will Scherer, Client Service Associate at SEIA, and how they support your financial journey.
- [Noah Reynolds](https://www.seia.com/team/noah-reynolds/) - Learn more about Noah Reynolds, Registered Associate at SEIA, and how they support your financial journey.
- [Ryan Miller](https://www.seia.com/team/ryan-miller/) - Learn more about Ryan Miller, Client Service Associate at SEIA, and how they support your financial journey.
- [Alyson Lapidus](https://www.seia.com/team/alyson-lapidus/) - Learn more about Alyson Lapidus, Client Service Associate at SEIA, and how they support your financial journey.
- [Kathleen Persak](https://www.seia.com/team/kathleen-persak/) - Learn more about Kathleen Persak, Registered Associate, AIF®, NQPA™ at SEIA, and how they support your financial journey.
- [Zulpikar Iskander](https://www.seia.com/team/zulpikar-iskander-2/) - Learn more about Zulpikar Iskander, an Investment Strategist at SEIA, and how they support your financial journey.
- [John P. Keenan](https://www.seia.com/team/john-p-keenan/) - John P. Keenan, CFP®, AIF®, C(k)P®, is a Senior Partner at SEIA, specializing in retirement planning and investment advice.
- [Eric Rosen](https://www.seia.com/team/eric-rosen/) - Eric Rosen serves as the Chief Operating Officer at SEIA, where he oversees the firm’s operational strategy, infrastructure, and enterprise scalability.
- [Matt Outcalt](https://www.seia.com/team/matt-outcalt/) - Matt Outcalt is an Advisor at SEIA and a member of Founding Partner Gary Liska’s team. His focus include tailored growth, and income investment strategies.
- [Natalie Rodgers](https://www.seia.com/team/natalie-rodgers/) - Natalie Rodgers, Manager of Client Services at SEIA, brings nearly two decades of experience in the financial services industry. Natalie has played a pivotal...
- [Joe Dawkins](https://www.seia.com/team/joe-dawkins/) - Learn more about Joe Dawkins, an Senior Financial Advisor at SEIA, and how they support your financial journey.
- [Christine Sol](https://www.seia.com/team/christine-sol/) - Christine Sol is an Investment Strategist in SEIA’s Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management services.
- [Erik Gutierrez](https://www.seia.com/team/erik-gutierrez/) - Erik Gutierrez is an Associate Advisor with Signature Estate & Investment Advisors (SEIA), working on the team of Principal Managing Partner Vince DiLeva.
- [Linda Rasic](https://www.seia.com/team/linda-rasic/) - Learn more about Linda Rasic, Client Service Manager at SEIA, and how they support your financial journey.
- [John Rasic](https://www.seia.com/team/john-rasic/) - John Rasic, CFA®, CFP®, CMFC®, AIF®, is a Financial Advisor at SEIA, focusing on investment strategies and financial planning.
- [Matthew Hathway](https://www.seia.com/team/matthew-hathway/) - Matthew Hathway MBA, MA is an Advisor with Signature Estate & Investment Advisors. He provides holistic wealth-management services to clients, organizations, and companies. Matthew has a well-rounded academic background holding a Bachelor's degree in Psychology and Master's in Clinical Psychology from California State University, Northridge. He also received a Master's in Business Administration from Louisiana
- [Josh Woodard](https://www.seia.com/team/josh-woodward/) - Learn more about Josh Woodward, an Associate Advisor at SEIA, and how they support your financial journey.
- [Gabriella Cajina Schafer](https://www.seia.com/team/gabriella-cajina/) - Gabriella Cajina Schafer, is an Associate Advisor at SEIA Virginia office and works with Tom West in the practices Financial Planning and Investment Management.
- [Kyle Steckler](https://www.seia.com/team/kyle-steckler/) - Learn more about Kyle Steckler, an Advisor at SEIA, and how they support your financial journey.
- [Jordan Cornelius](https://www.seia.com/team/jordan-cornelius/) - Learn more about Jordan Cornelius, Marketing Associate at SEIA, and how they support your financial journey.
- [Richard Kim](https://www.seia.com/team/richard-kim/) - Learn more about Richard Kim, a Developer at SEIA, and how they support your financial journey.
- [Christine Matthew](https://www.seia.com/team/christine-matthew/) - Learn more about Christine Matthew, an Advisor at SEIA, and how they support your financial journey.
- [Lisa Windsor](https://www.seia.com/team/lisa-windsor/) - Lisa Windsor, CFP® is an Advisor in SEIA’s Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management services.
- [John Williams](https://www.seia.com/team/john-williams/) - John Williams is the Financial Advisor to Paul Taghibagi. He started at SEIA in 2004 and has been working with Mr. Taghibagi to focus on investment management strategies for affluent individuals and businesses. Prior to SEIA, Mr. Williams joined the retail arm of Ladenburg Thalman & Co. in New York, where he became securities licensed.
- [Brian Schiazzano](https://www.seia.com/team/brian-schiazzano/) - Learn more about Brian Schiazzano, an Advisor at SEIA, and how they support your financial journey.
- [Adam Meidenbauer](https://www.seia.com/team/adam-meidenbauer/) - Adam Meidenbauer, CFP®, is a Financial Advisor at SEIA, assisting clients with financial planning and investment strategies.
- [Robert Papa](https://www.seia.com/team/robert-papa/) - Robert Papa, CFP®, RICP®, AIF® is an Senior Financial Advisor in SEIA's Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management services. He has extensive experience in cash flow management, retirement planning, budgeting, and sophisticated portfolio analysis. Robert works with clients to develop investment strategies and financial plans that
- [Kyle Demshki](https://www.seia.com/team/kyle-demshki/) - Kyle Demshki, CFP®, is an Advisor with SEIA. He focuses on investment management and financial planning strategies for high net worth individuals.
- [Cole Brownell](https://www.seia.com/team/cole-brownell/) - Cole Brownell, is an Advisor at SEIA. His areas of practice include developing investment and retirement strategies, and creating financial plans.
- [Eugene Lev](https://www.seia.com/team/eugene-lev/) - Eugene Lev, RICP®, AIF®, is a Senior Financial Advisor at SEIA, focusing on retirement income planning and investment strategies.
- [Michael Macauley](https://www.seia.com/team/mike-macauley/) - Michael Macauley, MBA, CFA®, CFP®, is a Senior Financial Advisor at SEIA, specializing in investment management and financial planning.
- [Bill Collopy](https://www.seia.com/team/bill-collopy/) - Bill Collopy, MBA, CMFC®, AIF®, is a Senior Financial Advisor at SEIA, specializing in investment management and financial planning.
- [Eric C. Pritz](https://www.seia.com/team/eric-c-pritz/) - Eric Pritz, is a Senior Partner with SEIA. He has been providing financial advice and wealth management services to individuals, and organizations since 2004.
- [Theodore E. Saade](https://www.seia.com/team/theodore-saade/) - Theodore E. Saade, CFP®, CMFC®, AIF®, is a Managing Senior Partner at SEIA, focusing on investment management and financial planning.
- [Vince DiLeva](https://www.seia.com/team/vince-dileva/) - Vince DiLeva, MS, CFP®, AIF®, is a Managing Senior Partner at SEIA, providing clients with tailored financial planning solutions.
- [Paul Taghibagi](https://www.seia.com/team/paul-taghibagi/) - Paul Taghibagi, CFP®, AIF® is a Founding Partner with SEIA. He is a Partner with Signature Comprehensive Insurance Services, LLC. Paul has been in the securities industry since 1990.
- [Mark Copeland](https://www.seia.com/team/mark-copeland/) - Mark E. Copeland, CFP®, AIF®, is a Principal Managing Partner at Signature Estate & Investment Advisors. He is one of SEIA’s four founding partners who have shared over two decades of teamwork together. Mr. Copeland’s emphasis is Investment Planning and Wealth Management with affluent individuals, athletes and corporations. Currently, he is a licensed independent insurance
- [Gary K. Liska](https://www.seia.com/team/gary-k-liska/) - Gary K. Liska, MS, CFP®, AIF®, CMFC®, AAMS®, is a Founding Partner at SEIA, focusing on comprehensive financial planning and wealth management.
- [Rhye Naaktgeboren](https://www.seia.com/team/rhye-naaktgeboren/)
- [Arzo Hoshmand](https://www.seia.com/team/arzo-hoshmand/)
- [Theresa Ngo](https://www.seia.com/team/theresa-ngo/) - Learn more about Theresa Ngo, a Business Analyst at SEIA, and how they support your financial journey.
- [Aidan Flynn](https://www.seia.com/team/aidan-flynn/)
- [Klaudia Smith](https://www.seia.com/team/klaudia-smith/) - Learn more about Klaudia Smith, Compliance Officer at SEIA, and how they support your financial journey.
- [Shane Hixon](https://www.seia.com/team/shane-hixon/) - Shane Hixon is an Associate Advisor with Signature Estate & Investment Advisors, LLC (SEIA), based in the firm’s Century City office in Los Angeles.
- [Jessica Donovan](https://www.seia.com/team/jessica-cherness/) - Jessica Donovan, CFP®, AIF® is an Financial Advisor with Signature Estate & Investment Advisors, LLC (SEIA).
- [Chris Hopkins](https://www.seia.com/team/chris-hopkins/) - Christopher Hopkins is an Associate Advisor with Signature Estate & Investment Advisors, LLC (SEIA), where he delivers comprehensive wealth management services.
- [Jason Teich](https://www.seia.com/team/jason-teich/) - Jason Teich is a Financial Advisor at SEIA, where he provides comprehensive wealth management solutions tailored to individuals, families, and businesses.
- [Bo Graham](https://www.seia.com/team/bo-graham/) - Learn more about Bo Graham, a Client Service Trainee at SEIA, and how they support your financial journey.
- [Samantha Driver](https://www.seia.com/team/samantha-driver/) - Learn more about Samantha Driver, Associate Advisor at SEIA, and how they support your financial journey.
- [Kai Armstrong](https://www.seia.com/team/kai-armstrong/) - Learn more about Kai Armstrong, Associate Business Development Officer at SEIA, and how they support your financial journey.
- [Nick Van Dalsem](https://www.seia.com/team/nick-van-dalsem/)
- [Danny Murego](https://www.seia.com/team/danny-murego/)
- [Frank Legan](https://www.seia.com/team/frank-legan/) - Frank Legan is a Partner at SEIA, providing personalized financial planning and investment advisory services.
- [Andrew Rome](https://www.seia.com/team/andrew-rome/) - Andrew Rome is a Financial Advisor at SEIA, offering financial planning and investment advisory services to clients.
- [Areeb Jafry](https://www.seia.com/team/areeb-jafry/) - Learn more about Areeb Jafry, Senior Financial Analyst at SEIA, and how they support your financial journey.
- [Aubrey Fernando](https://www.seia.com/team/aubrey-fernando/) - Learn more about Aubrey Fernando, Compliance Analyst at SEIA, and how they support your financial journey.
- [Blake La](https://www.seia.com/team/blake-la/) - Learn more about Blake La, Software Developer at SEIA, and how they support your financial journey.
- [Coen Nauslar](https://www.seia.com/team/coen-nauslar/) - Learn more about Coen Nauslar, Wealth Analyst at SEIA, and how they support your financial journey.
- [Craig Pierce](https://www.seia.com/team/craig-pierce/) - Learn more about Craig Pierce, Business Development Officerat SEIA, and how they support your financial journey.
- [Deanna Sparacino](https://www.seia.com/team/deanna-sparacino/) - Learn more about Deanna Sparacino, Client Service Associate at SEIA, and how they support your financial journey.
- [Edgar Haroutunian](https://www.seia.com/team/edgar-haroutunian/) - Learn more about Edgar Haroutunian, Advisor at SEIA, and how they support your financial journey.
- [Jason Arntz](https://www.seia.com/team/jason-arntz/) - Learn more about Jason Arntz, Client Service Associate at SEIA, and how they support your financial journey.
- [Kailey Blahut](https://www.seia.com/team/kailey-blahut/) - Learn more about Kailey Blahut, Human Resources Director at SEIA, and how they support your financial journey.
- [Kelly Vogt](https://www.seia.com/team/kelly-vogt/) - Learn more about Kelly Vogt, Administrative Assistant at SEIA, and how they support your financial journey.
- [Kevin Laferriere](https://www.seia.com/team/kevin-laferriere/) - Learn more about Kevin Laferriere, Operations Specialist at SEIA, and how they support your financial journey.
- [Laura Doan](https://www.seia.com/team/laura-doan/) - Learn more about Laura Doan, Executive Assistant at SEIA, and how they support your financial journey.
- [Lourdes Lott](https://www.seia.com/team/lourdes-lott/) - Learn more about Lourdes Lott, Accounting Associate at SEIA, and how they support your financial journey.
- [Maria Hansen](https://www.seia.com/team/maria-hansen/) - Learn more about Maria Hansen, Executive Assistant at SEIA, and how they support your financial journey.
- [Mary Norris](https://www.seia.com/team/mary-norris/) - Learn more about Mary Norris, Client Service Associate at SEIA, and how they support your financial journey.
- [Matthew Keller](https://www.seia.com/team/matthew-keller/) - Learn more about Matthew Keller, Financial Advisor at SEIA, and how they support your financial journey.
- [Omar Luna](https://www.seia.com/team/omar-luna/) - Learn more about Omar Luna, Assistant Controller at SEIA, and how they support your financial journey.
- [Riley King](https://www.seia.com/team/riley-king/) - Learn more about Riley King, Systems Analyst at SEIA, and how they support your financial journey.
- [Ryan Rodriguez](https://www.seia.com/team/ryan-rodriguez/) - Learn more about Ryan Rodriguez, Client Service Associate at SEIA, and how they support your financial journey.
- [Phillip Argue](https://www.seia.com/team/phillip-argue/) - Phillip Argue is Director of Investment Strategy at SEIA, managing investment analysis and development of firm-wide strategies.
- [Terri Ferenac](https://www.seia.com/team/terri-ferenac/) - Learn more about Terri Ferenac, Director of First Impressions at SEIA, and how they support your financial journey.
- [Bridget Deska](https://www.seia.com/team/bridget-deska/) - Bridget Deska is a seasoned Executive Assistant with over 25 years of experience in accounting and customer service. She joined our team in 2018.
- [Corey Goldstein](https://www.seia.com/team/corey-goldstein/) - Corey Goldstein, CFP®, CPWA®, CEPA® is an Advisor at SEIA with over a decade of experience in financial services. He began his career in investment banking...
- [Elizabeth West](https://www.seia.com/team/elizabeth-west/) - Libby West is a Client Service Administrator in SEIA’s Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management.
- [Kathy Won](https://www.seia.com/team/kathy-won/) - Learn more about Kathy Won, Human Resource Associate at SEIA, and how they support your financial journey.
- [Victoria Murphy](https://www.seia.com/team/victoria-murphy/) - Learn more about Victoria Murphy, Registered Associate at SEIA, and how they support your financial journey.
- [Tevin Hall](https://www.seia.com/team/tevin-hall/) - Tevin Hall, CFP®, is a Financial Planner at SEIA and joined the firm in 2025. His practice focuses on estate and retirement planning, along with proactive tax..
- [Jake Cooper](https://www.seia.com/team/jake-cooper/) - Jake Cooper, is an Advisor at SEIA with over a decade of experience in the wealth management industry, working with high-net-worth individuals and families.
- [Mandy Weiskopf](https://www.seia.com/team/mandy-weiskopf/) - Mandy has been a Registered Assistant to Azim Nakhooda since 2009. She is a veteran in the financial services industry with over 20 years of experience.
- [Stephanie Myers](https://www.seia.com/team/stephanie-myers/) - Stephanie Myers is the Office Manager for all three practices in the SEIA Virginia office. Known for her knowledge of contract negotiation, sales, and marketing
- [Damon Varady](https://www.seia.com/team/damon-varady/) - Learn more about Damon Varady, Director of Compliance at SEIA.
- [Karla Russell](https://www.seia.com/team/karla-russell/) - Learn more about Karla Russell, Director of Facilities and Events at SEIA, and how they support your financial journey.
- [Ghazal Zamani](https://www.seia.com/team/ghazal-zamani/) - Learn more about Ghazal Zamani, Director of Technology Operations member at SEIA.
- [Dennis Roberts](https://www.seia.com/team/dennis-roberts/) - Learn more about Dennis Roberts, a Principal Accounting Officer and Controller at SEIA.
- [April Menary](https://www.seia.com/team/april-menary/) - April’s responsibilities as the Vice President of Operations at SEIA include recruiting, the integration of new advisors and associates, strategic planning...
- [Ronald Reyes](https://www.seia.com/team/ronald-reyes/) - Learn more about Ronald Reyes, Vice President of Trading at SEIA, and how they support your financial journey.
- [Alex Kim](https://www.seia.com/team/alex-kim/) - Learn more about Alex Kim, Chief Compliance Officer at SEIA.
- [Dylan Amesur](https://www.seia.com/team/dylan-amesur/) - Learn more about Dylan Amesur, an Associate Advisor at SEIA, and how they support your financial journey.
- [Stephanie Mills](https://www.seia.com/team/stephanie-mills/) - Learn more about Stephanie Mills, Client Services Manager at SEIA, and how they support your financial journey.
- [Robert J. Curtiss](https://www.seia.com/team/robert-curtiss/) - Robert J. Curtiss, CFP®, CWS®, AIF®, is a Senior Financial Advisor at SEIA, focusing on comprehensive wealth strategies.
- [Gina Crivici](https://www.seia.com/team/gina-rinder/) - Learn more about Gina Crivici, a Client Service Associate at SEIA, and how they support your financial journey.
- [Rael Rubin](https://www.seia.com/team/rael-rubin/) - Rael Rubin, CFP®, is an Advisor in SEIA’s New York City office and works with Tom West in the practice’s Financial Planning and Investment Management services.
- [Heather Brinker](https://www.seia.com/team/heather-brinker/) - Heather Brinker is an Advisor in SEIA’s Pittsburgh, PA office, working alongside Tom West to provide Financial Planning and Investment Management services.
- [Chris Gasparro](https://www.seia.com/team/chris-gasparro/) - Learn more about Chris Gasparro, an Associate Business Development Officer at SEIA, and how they support your financial journey.
- [Matt Floit](https://www.seia.com/team/matt-floit/) - Learn more about Matt Floit, Chief Growth Officer at SEIA, and how they support your financial journey.
- [Mordechai Khaimov](https://www.seia.com/team/mordechai-khaimov/) - Mordechai Khaimov is a Financial Planner at SEIA. Mordechai focuses on helping individuals, families, and closely held business owners.
- [Luke Hayes](https://www.seia.com/team/luke-hayes/) - Luke is particularly focused on helping clients navigate stage-of-life transitions from wealth accumulation, to retirement, to generational planning.
- [Sam Orr](https://www.seia.com/team/sam-orr/) - Sam Orr is an Associate Advisor with SEIA. He provides comprehensive wealth management services to a wide range of individuals and organizations.
- [Jonathan DH Arntz](https://www.seia.com/team/jonathan-dh-arntz/) - Jonathan is passionate about supporting the spreading financial literacy and helping make informed financial decisions through wealth management.
- [Alric Woo](https://www.seia.com/team/alric-woo/) - Learn more about Alric Woo, Portfolio Associate at SEIA, and how they support your financial journey.
- [Ajani Armstrong](https://www.seia.com/team/ajani-armstrong/) - Ajani Armstrong is a Portfolio Associate at SEIA, assisting with portfolio operations and investment analysis.
- [Michael Singer](https://www.seia.com/team/michael-singer/) - Michael Singer is a Portfolio Associate at SEIA, supporting portfolio management and reporting across client accounts.
- [Jacob Luke](https://www.seia.com/team/jacob-luke/) - Jacob Luke is RFP Department Manager at SEIA, leading proposal processes and supporting business development efforts.
- [Jack Van Dalsem](https://www.seia.com/team/john-van-dalsem/) - Jack Van Dalsem is an Advisor at SEIA and joined the firm in 2022 with a strong data-driven approach to investment research and portfolio management.
- [Jami Merrell](https://www.seia.com/team/jami-merrell/) - Jami Merrell is a Manager of Client Services in SEIA’s Virginia office. She works with Tom West in the practice’s Financial Planning and Investment Management services and assists with the client experience. Jami has worked in the financial industry since 2010, including almost 13 years at Fidelity Investments, where she held roles in financial planning,
- [Nicholas Guidos](https://www.seia.com/team/nicholas-guidos/) - Nicholas works with clients across many areas of financial planning, including retirement planning, investment management, estate, tax, and risk management.
- [Mark Goldsmith](https://www.seia.com/team/mark-goldsmith/) - Mark Goldsmith is a Senior Financial Advisor at SEIA, with decades of experience in insurance, investment planning, and wealth management.
- [Shannon Oddi](https://www.seia.com/team/shannon-oddi/) - Shannon has more than 20 years of client service experience working as an account executive and marketing manager, primarily in the insurance industry.
- [Susan Albert-Barrick](https://www.seia.com/team/susan-albert-barrick/) - Learn more about Susan Albert-Barrick, Director of First Impressions at SEIA, and how they support your financial journey.
- [Tony Amaradio](https://www.seia.com/team/tony-amaradio/) - Tony Amaradio, MBA is the Managing Senior Partner of The Select Group at Signature Estate & Investment Advisors. With years of experience.
- [Dan Amaradio](https://www.seia.com/team/dan-amaradio/) - Dan Amaradio, CFP® is a Partner at SEIA, with over 40 years of experience in the financial services industry. He helps clients work towards their financial goal
- [Semir Amin](https://www.seia.com/team/semir-amin/) - Semir Amin is a Senior Financial Advisor at SEIA, with more than 40 years of experience. He provides clients with a integrated approach to wealth management.
- [Gary McCarver](https://www.seia.com/team/gary-mccarver/) - Gary McCarver, MBA, CFP® is a Director of Financial Planning at SEIA with more than 30 years of experience in the banking and financial services industries.
- [Laurie Thompson](https://www.seia.com/team/laurie-thompson/) - Laurie Thompson is a Senior Registered Associate at SEIA, bringing more than 35 years of experience in management, compliance, and operations.
- [Anthony Pizzo](https://www.seia.com/team/anthony-pizzo/) - Learn more about Anthony Pizzo, Senior Trader at SEIA, and how they support your financial journey.
- [John Barrick](https://www.seia.com/team/john-barrick/) - Learn more about John Barrick, Senior Client Service Associate at SEIA, and how they support your financial journey.
- [Vincent Reyes](https://www.seia.com/team/vincent-reyes/) - Vincent Reyes, CMFC®, ChFC, is the Director of Trading Operations at SEIA. Since joining SEIA in 2007, Vincent has overseen and managed all trading operations.
- [David Choi](https://www.seia.com/team/david-choi/) - Learn more about David Choi, a Senior Manager of Financial Planning & Analysis at SEIA, and how they support your financial journey.
- [Jonathan Nicolas](https://www.seia.com/team/jonathan-nicolas/) - Jonathan Nicolas, AIF®, BFA®, C(k)P®, LUTCF, is a Financial Advisor at SEIA, focusing on retirement plans and financial wellness programs.
- [Tammy Patterson](https://www.seia.com/team/tammy-patterson/) - Learn more about Tammy Patterson, Senior Client Service Manager at SEIA, and how they support your financial journey.
- [Christine Sivak](https://www.seia.com/team/christine-sivak/) - Christine Sivak, AIF®, CPFA®, QKA®, is a Financial Advisor at SEIA, focusing on retirement plan consulting and financial planning.
- [David A. Robertson](https://www.seia.com/team/david-robertson/) - David Robertson, CFP®, JD, is a Partner at SEIA, specializing in financial planning and legal aspects of wealth management.
- [Tom Spokas](https://www.seia.com/team/tom-spokas/) - Learn more about Tom Spokas, an Associate Advisor at SEIA, and how they support your financial journey.
- [Terrance Daniel](https://www.seia.com/team/terrance-daniel/) - Learn more about Terrance Daniel, a Compliance Officer at SEIA, and how they support your financial journey.
- [Stephanie Perkins](https://www.seia.com/team/stephanie-perkins/) - Learn more about Stephanie Perkins, Client Service Manager, AIF® at SEIA, and how they support your financial journey.
- [Sigi Soto](https://www.seia.com/team/sigi-soto/) - Learn more about Sigi Soto, a Salesforce Administrator Lead at SEIA, and how they support your financial journey.
- [Remy Chang](https://www.seia.com/team/remy-chang/) - Learn more about Remy Chang, Client Service Associate at SEIA, and how they support your financial journey.
- [Raymond Wan](https://www.seia.com/team/raymond-wan/) - Learn more about Raymond Wan, a Senior Portfolio Manager at SEIA, and how they support your financial journey.
- [Rashaad Wilson](https://www.seia.com/team/rashaad-wilson/) - Learn more about Rashaad Wilson, a Trader at SEIA, and how they support your financial journey.
- [Misha Yim](https://www.seia.com/team/misha-yim/) - Learn more about Misha Yim, Client Service Administrator at SEIA, and how they support your financial journey.
- [Mike Van Kleeck](https://www.seia.com/team/mike-van-kleeck/) - Learn more about Mike Van Kleeck, a Senior Compliance Officerat SEIA, and how they support your financial journey.
- [Matthew Sims](https://www.seia.com/team/matthew-sims/) - Learn more about Matthew Sims, a Business Analyst at SEIA, and how they support your financial journey.
- [Mary JeBran](https://www.seia.com/team/mary-jebran/) - Learn more about Mary Jebran, Client Service Associate / Paraplanner at SEIA, and how they support your financial journey.
- [Majid Arian](https://www.seia.com/team/majid-arian/) - Learn more about Majid Arian, a Staff Accountant at SEIA, and how they support your financial journey.
- [Liselotte Richards](https://www.seia.com/team/liselotte-richards/) - Learn more about Liselotte Richards, Senior Operations Team Lead at SEIA, and how they support your financial journey.
- [Kimberly Rodriguez](https://www.seia.com/team/kimberly-rodriguez/) - Learn more about Kimberly Rodriguez, Operations Specialist at SEIA, and how they support your financial journey.
- [Karen Tongol](https://www.seia.com/team/karen-tongol/) - Learn more about Karen Tongol, Client Service Associate at SEIA, and how they support your financial journey.
- [Joyce Mizuhata](https://www.seia.com/team/joyce-mizuhata/) - Learn more about Joyce Mizuhata, Client Services Manager at SEIA, and how they support your financial journey.
- [Jason Kim](https://www.seia.com/team/jason-kim/) - Learn more about Jason Kim, Operations Specialist at SEIA, and how they support your financial journey.
- [Jamison Williams](https://www.seia.com/team/jamison-williams/) - Learn more about Jamison Williams, Senior Marketing Associate at SEIA, and how they support your financial journey.
- [Ilya Solovey](https://www.seia.com/team/ilya-solovey/) - Learn more about Ilya Solovey, Client Service Manager at SEIA, and how they support your financial journey.
- [Iain Sandison](https://www.seia.com/team/iain-sandison/) - Learn more about Iain Sandison, Operations Specialist at SEIA, and how they support your financial journey.
- [Henglong (Corey) So](https://www.seia.com/team/henglong-corey-so/) - Learn more about Henglong Corey So, a Trading Operations Analyst at SEIA, and how they support your financial journey.
- [Ellen Baldecchi](https://www.seia.com/team/ellen-baldecchi/) - Learn more about Ellen Baldecchi, Office Administrator at SEIA, and how they support your financial journey.
- [Ella Fukushima](https://www.seia.com/team/ella-fukushima/) - Learn more about Ella Fukushima, Client Service Associate at SEIA, and how they support your financial journey.
- [Donna Chanthakone](https://www.seia.com/team/donna-chanthakone/) - Learn more about Donna Chanthakone, Cybersecurity Lead at SEIA.
- [Daniel Arntz](https://www.seia.com/team/daniel-arntz/) - Learn more about Daniel Arntz, Client Service Associate at SEIA, and how they support your financial journey.
- [Danae Acevedo](https://www.seia.com/team/danae-acevedo/) - Learn more about Danae Acevedo, a Senior Accountant at SEIA.
- [Chloe Gagnon](https://www.seia.com/team/chloe-gagnon/) - Learn more about Chloe Gagnon, a Staff Accountant at SEIA.
- [Chintan Dave](https://www.seia.com/team/chintan-dave/) - Learn more about Chintan Dave, a team member at SEIA, and how they support your financial journey.
- [Casey Hartung](https://www.seia.com/team/casey-hartung/) - Learn more about Casey Hartung, Client Service Associate at SEIA, and how they support your financial journey.
- [Andrea Mitchell](https://www.seia.com/team/andrea-mitchell/) - Learn more about Andrea Mitchell, Portfolio Manager at SEIA, and how they support your financial journey.
- [Alec Bauer](https://www.seia.com/team/alec-bauer/) - Learn more about Alec Bauer, Senior Associate, Mergers & Acquisitions at SEIA, and how they support your financial journey.
- [Kade J. Orsburn](https://www.seia.com/team/kade-orsburn/) - Kade J. Orsburn is a Financial Advisor at SEIA, providing clients with financial planning and investment management services.
- [Hampton C. Adams III](https://www.seia.com/team/hampton-c-adams/) - Hampton C. Adams III, MBA, AIF®, is a Partner at SEIA, specializing in investment strategies and financial planning.
- [Ruderis Fuentes](https://www.seia.com/team/ruderis-fuentes/) - Ruderis (Rudy) Fuentes is a Senior Client Service Associate in SEIA’s Virginia office and works with Tom West in the practice’s Financial Planning and Investment Management services. He assists clients with service requests, account paperwork, and scheduling. Previously, Rudy worked at T. Rowe Price as a Workplace Retirement Associate, assisting plan participants with their 401(k)
- [Matthew Kim](https://www.seia.com/team/matthew-kim/) - Matthew Kim is the Vice President and Relationship Manager at SEIA, dedicated to managing client relationships and financial planning services.
- [Cameron Stagg](https://www.seia.com/team/cameron-stagg/) - Cameron Stagg is the Director of M&A Analysis & Valuation at SEIA, leading mergers and acquisitions strategies and valuations.
- [Andrew Lin](https://www.seia.com/team/andrew-lin/) - Andrew Lin serves as the Director of Relationship Management at SEIA, focusing on client relations and service .
- [Joseph Carey](https://www.seia.com/team/joseph-carey/) - Joseph Carey, CFA®, is an Alternative Investment Specialist at SEIA, focusing on alternative strategies and research.
- [Michael Hu](https://www.seia.com/team/michael-hu/) - Michael Hu is a Financial Advisor at SEIA, offering financial planning and investment advisory services to clients.
- [Michael DeJohn](https://www.seia.com/team/michael-dejohn/) - Michael DeJohn is a Financial Advisor at SEIA, offering clients financial planning and investment advisory services.
- [Angela L. Miller](https://www.seia.com/team/angela-l-miller/) - Angela L. Miller is a Financial Advisor at SEIA, assisting clients with financial planning and wealth management strategies.
- [Chris Gardner](https://www.seia.com/team/chris-gardner/) - Chris Gardner, CFP®, AIF®, is a Senior Financial Advisor at SEIA, providing financial planning and investment advice to clients.
- [Patrick Currall](https://www.seia.com/team/patrick-currall/) - Patrick Currall, MBA, CFA®, is a Senior Financial Advisor at SEIA, offering portfolio management and investment strategies.
- [Daniel Nigito](https://www.seia.com/team/daniel-nigito/) - Daniel Nigito, CFP®, is a Senior Financial Advisor at SEIA, offering financial planning and wealth management.
- [Edward DeTomaso](https://www.seia.com/team/edward-detomaso/) - Edward DeTomaso, CLU®, ChFC®, is a Senior Financial Advisor at SEIA, specializing in insurance and estate planning.
- [Rebecca Bar-Shain](https://www.seia.com/team/rebecca-bar-shain/) - Rebecca Bar-Shain, CFP®, is a Senior Financial Advisor at SEIA, focusing on personalized financial planning solutions.
- [Howard Slater](https://www.seia.com/team/howard-slater/) - Howard Slater, MBA, MSFS, ChFC®, BFA, CLU®, is a Partner at SEIA, focusing on financial planning for executives and business owners.
- [Mark Munday](https://www.seia.com/team/mark-munday/) - Mark Munday, CFP®, is a Partner at SEIA, focusing on comprehensive financial planning and wealth management.
- [Azim Nakhooda](https://www.seia.com/team/azim-nakhooda/) - Azim Nakhooda is a Senior Partner at SEIA, specializing in wealth management strategies for clients.
- [Michael Evans](https://www.seia.com/team/michael-evans/) - Michael Evans, CFP®, CMFC®, is a Senior Partner at SEIA, providing clients with personalized financial planning services.
- [William D. Glubiak](https://www.seia.com/team/william-d-glubiak/) - William D. Glubiak serves as Director at SEIA, contributing to the firm's strategic initiatives and client relations.
- [Jodi Kay](https://www.seia.com/team/jodi-kay/) - Jodi has been with the Mannen, Munday, Slater, and Bar-Shain team since March, 2008 & coordinates licensing for the Representatives. She assists with managing the Retirement Plans as well as other back office administration. She also plans client seminars & special events. She is a graduate of the University of Cincinnati, with an Associate Degree
- [Cheri Cuffari](https://www.seia.com/team/cheri-cuffari/) - Cheri has been with the Mannen, Munday, Slater and Bar-Shain team since January 2004 and has been in the financial services industry for over 25 years. She is FINRA Series 6 and Ohio life insurance licensed. She also holds an Associate Degree from Cuyahoga Community College in Office Administration.
- [Laurel Caraboolad-Goldberg](https://www.seia.com/team/laurel-caraboolad-goldberg/) - Laurel is FINRA Series 6 licensed. Laurel has been with the Mannen, Munday, Slater and Bar-Shain team since June 2011 and brings with her a wealth of knowledge and experience regarding financial back office administration. She is a graduate of Miami University of Ohio with a Bachelor of Science Degree in Botany and Dendrology. She
- [Luci Charnas](https://www.seia.com/team/luci-charnas/) - Luci Charnas is Strategic Director for the Legan Team. In her role, Luci is dedicated to client service and continuously enhancing operational aspects of the practice. She adeptly handles client interactions, offers practice support, manages scheduling, and addresses a wide range of client service matters. Luci graduated from John Carroll University with a Bachelor’s degree
- [Janine Kushner](https://www.seia.com/team/janine-kushner/) - Janine Kushner is a Senior Client Service Associate working with Edward DeTomaso, one of SEIA’s senior financial advisors. For many years, Janine has overseen all aspects of Ed’s practice, focusing on client service. She prides herself on her dedication to both Ed and his clients. Janine and her husband have two grown children and live
- [David Weikert](https://www.seia.com/team/david-weikert/) - Dave is the Director of Client Service for Market Street Financial Advisors, LLC in Bethlehem, PA. A Certified Financial Planner™ professional, Dave has been in the financial services industry since 1998. Dave earned his Bachelor of Science Degree from the Pennsylvania State University, University Park, PA and his Certified Financial Planner® (CFP®) certification from the
- [Cassie Mong](https://www.seia.com/team/cassie-mong/) - Cassie is a Senior Client Service Associate working with David Robertson. In this role, Cassie helps oversee all aspects of David’s practice focusing on client service. She is dedicated to maintaining long-term client relationships and strives to provide an exceptional client experience. Prior to joining Cedar Brook, Cassie was a client care specialist with JP
- [Aaron Jett](https://www.seia.com/team/aaron-jett/) - Aaron Jett, MBA, CFP®, ChFC®, CAIA® is an Advisor at SEIA and a member of Founding Partner Gary Liska’s team. He specializes in holistic financial planning, portfolio management, and retirement planning. With over 25 years of investment experience, Aaron previously served as Vice President of Global Investment Research at Bel Air Investment Advisors, where he
- [Kristen Moran](https://www.seia.com/team/kristen-moran/) - Kristen Moran is an experienced professional with nearly 30 years in the financial planning industry. Kristen strives to help clients achieve their financial goals Kristen earned her Bachelor of Business Administration degree from Ohio University, graduating summa cum laude. Her strong educational foundation has served as a solid platform throughout her successful career. In 2001
- [Jennifer Late](https://www.seia.com/team/jennifer-late/) - Jennifer Late is the Digital Marketing Strategist in SEIA's Virginia office and works with Tom West in the practice’s Lifecare Affordability Plan® (LCAP™) service. Jennifer blends digital marketing, online outreach, creative writing, image curation, and database mining to identify trends and derive solutions that positively impact LCAP. Jennifer is a marketing and communications professional with

## Categories

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## Tags

- [Wealth Management](https://www.seia.com/tag/wealth-management/) - Insights on comprehensive wealth management, financial planning strategies, investment approaches, and long-term financial decision-making.
- [IRA](https://www.seia.com/tag/ira/) - Educational insights on Individual Retirement Accounts, tax considerations, contribution strategies, and retirement planning implications.
- [Financial Planning](https://www.seia.com/tag/financial-planning/) - Guidance on comprehensive financial planning, including retirement, tax strategy, investment management, and long-term wealth considerations.
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- [Politics and Policy](https://www.seia.com/tag/politics-and-policy/) - Commentary on political developments, policy changes, and potential economic and market implications.
- [Asset Allocation](https://www.seia.com/tag/asset-allocation/) - Commentary on asset allocation strategies, portfolio diversification, and investment positioning across changing market environments.
- [Income](https://www.seia.com/tag/income/) - Strategies and insights focused on generating income through investments, retirement planning, and portfolio positioning.
- [Philanthropy](https://www.seia.com/tag/philanthropy/) - Insights on charitable giving, legacy planning, and integrating philanthropy into wealth strategies.
- [Signature Fund for Giving](https://www.seia.com/tag/signature-fund-for-giving/) - Information and insights related to SEIA’s Signature Fund for Giving and philanthropic initiatives.
- [Annuities](https://www.seia.com/tag/annuities/) - Educational insights on annuities, income strategies, retirement considerations, and how these products may fit within broader financial plans.
- [Debt Ceiling](https://www.seia.com/tag/debt-ceiling/) - Analysis of debt ceiling developments, fiscal policy discussions, and potential market implications.
- [Interest Rates](https://www.seia.com/tag/interest-rates/) - Commentary on interest rate movements, central bank policy, and potential impacts on markets and portfolios.
- [Money Supply](https://www.seia.com/tag/money-supply/) - Analysis of monetary policy, liquidity trends, and potential implications for financial markets.
- [Banks](https://www.seia.com/tag/banks/) - Insights on banking trends, financial sector developments, and their potential implications for investors and financial planning.
- [Insurance](https://www.seia.com/tag/insurance/) - Educational insights on insurance planning, risk management, and integrating protection strategies into financial plans.
- [UCLA](https://www.seia.com/tag/ucla/) - Content related to UCLA partnerships, events, insights, or collaborative initiatives.
- [Awards](https://www.seia.com/tag/awards/) - Firm news, recognitions, and industry acknowledgments reflecting SEIA’s professional achievements and milestones.
- [529 Plan](https://www.seia.com/tag/529-plan/) - Perspectives on 529 college savings plans, education funding strategies, tax advantages, and planning considerations for families preparing for future education costs.
- [1031 Exchanges](https://www.seia.com/tag/1031-exchanges/) - Insights on 1031 exchanges, including tax deferral strategies, real estate reinvestment considerations, and how these transactions may fit within broader wealth planning.
- [QOZ Investments](https://www.seia.com/tag/qoz-investments/) - Insights on Qualified Opportunity Zone investments, tax considerations, and long-term investment implications.
- [Estate Planning](https://www.seia.com/tag/estate-planning/) - Educational resources on estate planning strategies, wealth transfer considerations, and long-term financial legacy planning.
- [Legislative Updates](https://www.seia.com/tag/legislative-updates/) - Updates on regulatory, tax, and legislative developments that may affect investors and financial planning strategies.
- [Tax Policy](https://www.seia.com/tag/tax-policy/) - Analysis of tax legislation, regulatory developments, and implications for investors and financial planning.
- [Charitable Giving](https://www.seia.com/tag/charitable-giving/) - Perspectives on philanthropic planning, charitable strategies, and integrating giving into long-term wealth and estate planning.
- [Cryptocurrency](https://www.seia.com/tag/cryptocurrency/) - Educational insights on cryptocurrency markets, risks, opportunities, and evolving regulatory considerations.
- [Gold](https://www.seia.com/tag/gold/) - Perspectives on gold markets, inflation hedging discussions, and the role of precious metals in diversified portfolios.
- [AI](https://www.seia.com/tag/ai/) - Insights on artificial intelligence, its impact on financial markets, investment research, and how emerging technologies may influence financial planning and wealth management.

## Teams

- [Partners & Financial Advisors](https://www.seia.com/teams/partners-financial-advisors/) - SEIA partners and financial advisors providing comprehensive wealth management, investment strategy, and financial planning expertise.
- [Advisors & Associate Advisors](https://www.seia.com/teams/advisors/) - SEIA advisors and associate advisors supporting clients with investment planning, financial strategy, and wealth management guidance.
- [Department of Investment Management & Economic Strategy (DIMES)](https://www.seia.com/teams/dimes/) - SEIA’s DIMES team focused on investment research, economic analysis, and strategic portfolio insights.
- [Client Services & Operations](https://www.seia.com/teams/client-services/) - SEIA team members supporting client experience, operational processes, and day-to-day service coordination.
- [Investment Committee](https://www.seia.com/teams/investment-committee/) - SEIA’s Investment Committee responsible for investment research, portfolio oversight, and strategic asset allocation guidance.
- [Trading, Fiduciary Oversight, and Reporting & Technology](https://www.seia.com/teams/trading/) - SEIA professionals supporting trade execution, fiduciary oversight, reporting systems, and technology infrastructure.
- [Member Teams](https://www.seia.com/teams/member-teams/) - Profiles and insights from SEIA advisor teams working collaboratively to serve clients across a range of financial planning and investment needs.
- [Tom's Team](https://www.seia.com/teams/toms-team/) - Financial planning insights and investment perspectives from Tom’s advisory team at SEIA.
- [Gary's Team](https://www.seia.com/teams/garys-team/) - Investment insights and financial planning perspectives from Gary’s advisory team at SEIA.
- [Brian's Team](https://www.seia.com/teams/brians-team/) - Investment perspectives and financial planning insights from Brian’s advisory team at SEIA
- [Paul's Team](https://www.seia.com/teams/pauls-team/) - Investment insights and financial planning perspectives from Paul’s advisory team at SEIA.
- [Theodore's Team](https://www.seia.com/teams/theodores-team/) - Investment perspectives and planning insights from Theodore’s advisory team at SEIA.
- [Jennifer's Team](https://www.seia.com/teams/jennifers-team/) - Financial planning insights and investment perspectives from Jennifer’s advisory team at SEIA.
- [Fritz's Team](https://www.seia.com/teams/fritzs-team/) - Financial planning insights and investment perspectives from Fritz’s advisory team at SEIA.
- [Vince's Team](https://www.seia.com/teams/vinces-team/) - Investment insights and financial planning perspectives from Vince’s advisory team at SEIA.
- [Eric's Team](https://www.seia.com/teams/erics-team/) - Insights and financial planning perspectives from Eric’s advisory team at SEIA.
- [John's Team](https://www.seia.com/teams/johns-team/) - Investment insights and planning perspectives from John’s advisory team at SEIA.
- [David's Team](https://www.seia.com/teams/davids-team/) - Investment insights and financial planning perspectives from David’s advisory team at SEIA.
- [Mark's Team](https://www.seia.com/teams/marks-team/) - Investment insights and financial planning perspectives from Mark’s advisory team at SEIA.
- [Mike's Team](https://www.seia.com/teams/mikes-team/) - Financial planning insights and investment perspectives from Mike’s advisory team at SEIA.
- [Len's Team](https://www.seia.com/teams/lens-team/) - Investment perspectives and financial planning insights from Len’s advisory team at SEIA.
- [Bill's Team](https://www.seia.com/teams/bills-team/) - Financial planning insights and perspectives from Bill’s advisory team at SEIA, focused on long-term client financial strategies.
- [Howard's Team](https://www.seia.com/teams/howards-team/) - Investment insights and financial planning perspectives from Howard’s advisory team at SEIA.
- [Rebecca's Team](https://www.seia.com/teams/rebeccas-team/) - Financial planning insights and investment perspectives from Rebecca’s advisory team at SEIA.
- [Jon's Team](https://www.seia.com/teams/jons-team/) - Financial planning insights and investment perspectives from Jon’s advisory team at SEIA.
- [Dan's Team](https://www.seia.com/teams/dans-team/) - Insights and perspectives from Dan’s advisory team at SEIA focused on client financial planning and investment strategies.
- [Mark Munday's Team](https://www.seia.com/teams/markms-team/) - Financial planning insights and investment perspectives from Mark Munday’s advisory team at SEIA.
- [Frank's Team](https://www.seia.com/teams/franks-team/) - Investment perspectives and planning insights from Frank’s advisory team at SEIA.
- [Azim's Team](https://www.seia.com/teams/azims-team/) - Financial planning insights and perspectives from Azim’s advisory team at SEIA, supporting clients across investment, planning, and wealth management needs.
- [Edward's Team](https://www.seia.com/teams/edwards-team/) - Financial planning insights and investment perspectives from Edward’s advisory team at SEIA.
- [Christine's Team](https://www.seia.com/teams/christines-team/) - Financial planning insights and investment perspectives from Christine’s advisory team at SEIA.
- [David Robertson's Team](https://www.seia.com/teams/davidrs-team/) - Financial planning insights and investment perspectives from David Robertson’s advisory team at SEIA
- [Hampton's Team](https://www.seia.com/teams/hamptons-team/) - Financial planning insights and investment perspectives from Hampton’s advisory team at SEIA.
- [The Select Group](https://www.seia.com/teams/seia-select/) - Members of SEIA’s Select Group providing tailored financial planning and investment insights for clients with specialized wealth management needs.
- [Jared's Team](https://www.seia.com/teams/jareds-team/) - Financial planning insights and perspectives from Jared’s advisory team at SEIA, supporting clients across investment, planning, and wealth management needs.

## Locations

- [Century City, CA](https://www.seia.com/location/century-city-ca/) - Investment perspectives, financial planning insights, and market commentary from SEIA professionals based in Century City, California.
- [Newport Beach, CA](https://www.seia.com/location/newport-beach-ca/) - Investment insights, financial planning perspectives, and wealth management commentary from SEIA professionals serving clients in Newport Beach, California.
- [Pasadena, CA](https://www.seia.com/location/pasadena-ca/) - Financial planning insights, investment perspectives, and wealth management commentary for clients in Pasadena, California and surrounding communities.
- [Redondo Beach, CA](https://www.seia.com/location/redondo-beach-ca/) - Investment insights, financial planning perspectives, and market commentary relevant to clients in Redondo Beach, California.
- [Tysons, VA](https://www.seia.com/location/tysons-va/) - Investment insights, financial planning perspectives, and wealth management commentary for clients in Tysons, Virginia and the National Capital region.
- [San Mateo, CA](https://www.seia.com/location/san-mateo-ca/) - Investment insights, financial planning perspectives, and wealth management commentary for clients in San Mateo, California and the broader Silicon Valley region.
- [Houston, TX](https://www.seia.com/location/houston/) - Market insights, financial planning perspectives, and investment commentary for clients in Houston, Texas and the surrounding region.
- [Beaverton, OR](https://www.seia.com/location/beaverton/) - Wealth management insights, financial planning perspectives, and market commentary relevant to clients in Beaverton, Oregon and nearby communities.
- [Denver, CO](https://www.seia.com/location/denver-co/) - Investment insights, financial planning perspectives, and market commentary from SEIA professionals serving clients throughout the Denver, Colorado region.
- [Tampa, FL](https://www.seia.com/location/tampa-fl/) - Financial planning insights, investment perspectives, and market commentary relevant to clients in Tampa, Florida and surrounding areas.
- [Austin, TX](https://www.seia.com/location/austin-tx/) - Financial planning insights, investment perspectives, and market commentary from SEIA professionals serving clients in Austin, Texas and the surrounding region.
- [Chicago, IL](https://www.seia.com/location/chicago-il/) - Market insights, financial planning perspectives, and investment commentary relevant to SEIA clients in Chicago and the broader Midwest region.
- [Nashville, TN](https://www.seia.com/location/nashville-tn/) - Investment insights, financial planning perspectives, and wealth management commentary for clients in Nashville, Tennessee and nearby communities.
- [Salt Lake City, UT](https://www.seia.com/location/salt-lake-city-ut/) - Financial planning insights, investment perspectives, and wealth management commentary for clients in Salt Lake City, Utah and nearby regions.
- [Cleveland, OH](https://www.seia.com/location/cleveland-oh/) - Financial planning insights, investment perspectives, and wealth management commentary for clients in Cleveland, Ohio and surrounding communities.
- [Bethlehem, PA](https://www.seia.com/location/bethlehem-pa/) - Investment insights, financial planning perspectives, and wealth management commentary for clients in Bethlehem, Pennsylvania and surrounding areas.
- [Harper Woods, MI](https://www.seia.com/location/harperwoods-mi/) - SEIA Harper Woods