HSAs Are Expanding. Some Expect A Surge In New Accounts
HSAs are getting a major expansion in 2026, and for the right clients, the opportunity is worth a closer look.
As more health plans become HSA-eligible, millions of Americans may gain access to one of the most powerful (and often underutilized) savings tools available. HSAs offer triple tax advantages, long-term flexibility, and the ability to grow alongside changing health coverage over time.
As Corey Goldstein of Signature Estate & Investment Advisors shares in Financial Planning:
“For those with sufficient cash flow, HSAs remain a powerful tool, offering triple tax advantages and long-term wealth-building potential. Letting HSA assets grow can unlock decades of tax-advantaged compounding.”
New rules also expand eligible uses, like permanent coverage for telehealth and direct primary care, making HSAs more practical for everyday healthcare decisions, not just long-term planning.
That said, HSAs aren’t one-size-fits-all. Choosing the right health plan, understanding cash flow needs, and evaluating investment options all matter.
At SEIA, we help clients weigh these trade-offs so their health and wealth strategies work together. Read the full article by Ben Mattlin: https://www.fa-mag.com/news/hsas-are-expanding–is-that-enough-to-attract-more-clients-85352.html
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